In this episode, Author, speaker and fintech guru Dave Birch joins David, Jason and Simon for the news, alongside Richard Davies, formerly of HSBC, about to start at TSB. We also hear from Alison Rose of RBS at their Entrepreneurial Spark event. This week they discuss what Google's banking app might look like; First Direct repositioning itself because great customer service is no longer a differentiator; is India really overtaking China in fintech adoption? What's the truth behind the "big number" Deutsche Bank staff being replaced by robots, according to their CEO? And could this have been publicised better? As Portugal bans large cash payments we discuss stashes, hoards and how big is the Shadow Economy? As ING promotes itsme in Belgium they discuss who do we trust most with our data? AliPay Smile launches in China proving that electronic face recognition is better than humans and the perfect marketing strategy vis innovation that has been executed here. And finally, following Sam Maule's lead, which song matches these stories best? Check out our Spotify playlist to listen to the ones the team chose and see if you agree! https://open.spotify.com/user/11fs/playlist/4JGfsBeULjw5xHf16zStCO As always, find all the news stories in this episode and many more at fintechinsidernews.com, follow us on Facebook, and don't forget to subscribe so you never miss an episode and we'd also love it if you could leave us a review on iTunes! Special Guests: Dave Birch and Richard Davies. Links: Google Bank Application Concept on Behance. First Direct repositions as it admits customer service is no longer a differentiator Report says India is about to overtake China's fintech China’s fintech firms eye overseas IPOs to fund growth as regulations tighten at home | South China Morning Post Deutsche Bank boss says 'big number' will be replaced by robots Portugal bans cash payments of EUR 3k It’s not you, it's me! | ING Alipay 'Smile to Pay' tech comes to Chinese KFC Lilium just raised $90 million to become the Uber of the sky - Business Insider Fintech Insider News - 11/09 Learn more about your ad choices. Visit megaphone.fm/adchoices

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