How to Money
Episodes
Making the Most of an Economic Downturn #539
13 Jul 2022
Contributed by Lukas
A friend of ours writes a daily newsletter, and he recently featured a 74 year old named Paul who has lived inside of an iron lung since he was six ye...
Ask HTM - Invest or Pay Off Student Loans, Getting Rich by Earning a Counseling Degree, & Buying an RV Instead of a Home #538
11 Jul 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Cheaper Booze, Buy Now Pay Never, & What Housing Market Crash? #537
08 Jul 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of ...
Fractured FIRE: Early Retirement, Not So Hot Right Now! #536
06 Jul 2022
Contributed by Lukas
Some things sound really good... until they aren’t. Like when your kids say they’re going to spend all of their money at the candy store a...
Becoming a Financial Samurai with Sam Dogen #535
04 Jul 2022
Contributed by Lukas
Happy Independence Day! We’re marking the occasion by talking with Sam Dogen- one of the pioneers of the Financial Independence Retire Early movemen...
Friday Flight - Imposter Syndrome, Rental Bidding Wars, & Costly Cookouts #534
01 Jul 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of ...
Wives & Money... Part IV #533
29 Jun 2022
Contributed by Lukas
Kate and Emily take the mic! It’s that time of year again- when our wives have yet again so graciously agreed to sit down and talk with us about...
Ask HTM - New Cars vs Used vs Leasing, Budgeting on a Variable Income, & Designing a Space for Airbnb #532
27 Jun 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Friday Flight - Gas Tax Holidays, Bargain Cruises, & Bad Investing Robots #531
24 Jun 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot of ...
Fighting Back Against Gas Price Insanity #530
22 Jun 2022
Contributed by Lukas
You can’t escape summer! Whether you’re baking under the sun at your local pool on the weekends, or setting off on adventures with your ki...
Futureproofing Your Career & Crypto Advice for Noobs with Kevin Roose #529
20 Jun 2022
Contributed by Lukas
Today’s interview completely revolves around technology and we’re excited to have Kevin Roose joining us today. Kevin is an award-winning ...
Friday Flight - Finding Drug Money, Bear Markets & the End of Millennial Subsidies #528
17 Jun 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot...
It’s Not JUST Inflation: Defying Higher Prices in Your Life #527
15 Jun 2022
Contributed by Lukas
It’s an understatement to say that the political discourse in our country is a mess! And the problem isn’t that you just disagree- that yo...
Ask HTM - Breaking Bad Budgets, Higher Returns By Investing In A Side Hustle, & WTD About A State Pension #526
13 Jun 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Going Minimalist To Save More w/ Joshua Becker (Bestie Ep) #525
10 Jun 2022
Contributed by Lukas
We’ve all heard about the minimalist lifestyle- maybe you’re picturing a bearded hipster drinking coffee in his perfectly white dining roo...
We’re Moving! Our Advice For Finding A Great Place To Live #524
08 Jun 2022
Contributed by Lukas
Think back to when you were a kid- can you remember an instance where you asked your parents a question, and instead of explaining the actual answer, ...
Cashing Out To Build Wealth On Your Own Terms with Julien & Kiersten Saunders #523
06 Jun 2022
Contributed by Lukas
We’re joined by fellow Atlantans- our friends Julien & Kiersten Saunders! They started their site Rich & Regular back in 2017 after they...
Friday Flight - Perpetual Quitting, A Second Hand Surge, & Debt Management Plans #522
03 Jun 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot...
Is The Stock Market Broken? #521
01 Jun 2022
Contributed by Lukas
Imagine hopping on a flight to visit your parents on the other side of the world. You don’t avoid flying by plane because there’s likely g...
Ask HTM - ETFs vs Mutual Funds, Taking Advantage of a Zero Down Home Loan, & the Nitty Gritty of FIRE #520
30 May 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Friday Flight - Sour on Stocks, Living For Today, & Frustrating Phone Repairs #519
27 May 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot...
Flee Before You’re Fleeced: Crappy Financial Products To Avoid #518
25 May 2022
Contributed by Lukas
The CDC definition of a parasite is: an organism that lives on or in a host and gets its food from or at the expense of its host. They’re not ne...
Why You Need a Money Coach in Your Corner with Ericka Young #517
23 May 2022
Contributed by Lukas
It’s time to get your financial butt in shape! Our guest today, Ericka Young, is the financial coach that she never had! As a newlywed couple, E...
Friday Flight - Price Profiteering, ESG BS, & Secondhand Smarts #516
20 May 2022
Contributed by Lukas
Time for our Friday Flight! These episodes are a sampling of the week’s financial news and the impact on your personal finances. There are a lot...
The Nasty Debt Comeback & How To Counter It #515
18 May 2022
Contributed by Lukas
Everyone loves a good comeback story- exceeept when it’s the villain who is making the comeback! That's basically how we feel about the mullet. ...
Ask HTM - Special Accounts for Baby Expenses, Dissuading a Listener from Using the Beloved Roth, & Choosing the Best Life Insurance #514
16 May 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Friday Flight - UNstable coins, Ludicrous Layoffs, & Sweating to Save #513
13 May 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
Starting A Business is Easier Than You Think #512
11 May 2022
Contributed by Lukas
“Inconceivable!”. There are certain tasks in life that feel virtually impossible. One that comes to mind is painting your house- “I ...
Cutting the Financial Umbilical Cord with Bobbi Rebell #511
09 May 2022
Contributed by Lukas
We’re talking today about how to avoid screwing up your kid’s relationship with money. As parents, our job is to raise amazing adults to o...
Friday Flight - Buffett’s Brilliance, Trading Data for Dollars, & the Foibles of Student Loan Forgiveness #510
06 May 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
Quitting Your Job The Right Way #509
04 May 2022
Contributed by Lukas
There’s a right way and a wrong way to do all sorts of things. For instance we think that the right way to load toilet paper is with it dispensi...
Ask HTM - Renovating To Generate Income, When Single Stock Investing Makes Sense, & WTD About Sky High Rent #508
02 May 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Friday Flight - Conniving Credit Bureaus, Pet Repossessions, & #VanLife Woes #507
29 Apr 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
Cashing in on the Home Equity Explosion #506
27 Apr 2022
Contributed by Lukas
When your home’s value increases by over $50,000 in 2021 alone- you take notice! The average homeowner has access to well over $150,000 in tappa...
Navigating the New Era of Cheap Travel with Scott Keyes #505
25 Apr 2022
Contributed by Lukas
Our guest today is Scott Keyes- founder of Scott’s Cheap Flights, a travel platform with over two million members around the world. It’s b...
Friday Flight - Your Office Beckons, Instagrammable Fruit, & Scoring Guaranteed Gargantuan Returns #504
22 Apr 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
Prepping for a Looming Recession #503
20 Apr 2022
Contributed by Lukas
Have you ever been to a Broadway show? It’s amazing- whether you’re drawn to the storyline, the music, the costumes- but of course the cas...
Ask HTM - Debt Settlement Credit Score Impacts, Where to Stash Wedding Funds, & Investing Money for a New Baby #502
18 Apr 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we&rs...
Friday Flight - Degrees are for Dummies, the Best New Credit Card Perk, & Crypto Psychos #501
15 Apr 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
Celebrating 500 Episodes With Some Killer Listener Tips #500
13 Apr 2022
Contributed by Lukas
It’s time to celebrate the fact that we’ve now officially recorded and published 500 episodes of How to Money! And what better way to mark...
Just Keep Buying with Nick Maggiulli #499
11 Apr 2022
Contributed by Lukas
Our guest today is Nick Maggiulli. Nick is the Chief Operating Officer for Ritholtz Wealth Management and regularly writes over on his site: Of Dollar...
Friday Flight - The High Cost of Free Shipping, Gas Price Pushback, & The Student Loan Freeze Continues #498
08 Apr 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot ...
The Perils of Investing in Individual Stocks #497
06 Apr 2022
Contributed by Lukas
Think about the last novel you read that included a dangerous quest. If it’s a fantasy like the Hobbit, there might be giant spiders, goblins, and d...
Ask HTM - Student Loans Blocking Roth IRA contributions, Tapping Retirement Funds After a Layoff, & Going with a Health Sharing Plan to Save Big #496
04 Apr 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Fake Free Tax Filing, Radical Sabbaticals, & 24/7 Stonk Trading #495
01 Apr 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Spring Cleaning Your Finances like an Adult #494
30 Mar 2022
Contributed by Lukas
Your birthday comes around every year- and you never forget because it’s something that you look forward to! But we’d argue that there are certain...
Paying Off a Million Dollars of Debt with Naseema McElroy #493
28 Mar 2022
Contributed by Lukas
Today we are joined by Naseema McElroy! Naseema is an RN with a master’s degree in healthcare administration, who also founded the website Financial...
Friday Flight - Annoying Tipping Trends, Dumb ARM Mortgages, & Family Plans Forever! #492
25 Mar 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Busting Some Credit Score Myths #491
23 Mar 2022
Contributed by Lukas
You know you can’t believe everything that you read on the web, right?! There are all sorts of myths, half truths, and straight up lies that can not...
Ask HTM - A Bachelorette Party Frugal or Cheap, Short-Term Job Financial Considerations, & if a Bigger Downpayment Makes Sense #490
21 Mar 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Rate Hike Repercussions, Thieves Targeting Your Car, & Password Sharing Crackdowns #489
18 Mar 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Getting Rich vs Building Wealth #488
16 Mar 2022
Contributed by Lukas
Would you ever pick up the habit of smoking in order to lose some weight? After all it is effective- by lowering your metabolic rate and reducing your...
Straightforward Advice to Lower Your Tax Bill with Shannon Weinstein #487
14 Mar 2022
Contributed by Lukas
How concerned should I be about getting audited? How much should my business make before I file as an S Corporation? Is there a free accounting softwa...
Friday Flight - Paying Less at the Pump, Fatter Paychecks & Flocking to FIRE #486
11 Mar 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Sneakier Scams Targeting Younger Folks #485
09 Mar 2022
Contributed by Lukas
Scams are kind of like zombies. The formerly popular TV show The Walking Dead is set in a sort of zombie apocalypse and was filmed here in Atlanta. Bu...
Ask HTM - Debit Reward Cards, Unexpected Tax Bills, & A Listener Has a Bone To Pick With Our Car Buying Formula #484
07 Mar 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - When the Price is Wrong, DIY Healthcare, & Being Forced to Take Out a Loan #483
04 Mar 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Treat Yo Self Without Breaking the Bank #482
02 Mar 2022
Contributed by Lukas
It’s time to go Parks-and-Rec on this episode and talk about treating yo self while still being a responsible adult and not breaking the bank. There...
Freelancing Like a Pro & Sifting Through Financial Baggage with Paco de Leon #481
28 Feb 2022
Contributed by Lukas
Our mental state has so much to do with how we handle our money- this is one of the many things we talked about with Paco de Leon. Paco founded The He...
Friday Flight - 401k Millionaires, Cities with the Worst Traffic, & the Equifax Settlement FAIL #480
25 Feb 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Is Capitalism A Force For Good? #479
23 Feb 2022
Contributed by Lukas
Sure you’ve heard the term- you know that capitalism is the primary economic system here in the United States, but is it the best option? And especi...
Ask HTM - Frugal or Cheap: Meal Kit Edition, What Happens to Unused 529 Plans, & Inherited Real Estate Taxes #478
21 Feb 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Emoji Investing, Crypto Tax Refunds, & When Buying Used Costs You More #477
18 Feb 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Buying or Renting in an Insane Housing Market? #476
16 Feb 2022
Contributed by Lukas
Whether you’re a fan of karaoke or not, it’s probably not a huge deal for you to stand up in front of some friends and belt out a favorite song of...
Relational Money Help with Financial Therapist Ed Coambs #475
14 Feb 2022
Contributed by Lukas
Happy Valentine’s Day! This is a timely episode with it being February 14th and we’re really excited to be talking with financial therapist Ed Coa...
Friday Flight - A Prime Pricing Hack, Discount Airlines, & Early Retirement Idiocy #474
11 Feb 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Crashes, Corrections, & Your Reactions #473
09 Feb 2022
Contributed by Lukas
There’s a big difference between knowing that you could be involved in a car accident, and then actually getting 5 car pile up. Of course you know i...
Ask HTM - WTD After Doubling My Salary, A Spending Conflict With My Partner, & Inherited Stock From Grandparents #472
07 Feb 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - 2 Week Test Drives, Micro-Philanthropy, & Scoring Cheaper Pizza #471
04 Feb 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Buying A Car the Right Way #470
02 Feb 2022
Contributed by Lukas
Some of the most important financial decisions we make are done infrequently. So because of that we feel a little rusty every time we perform that tas...
Proven Ways to Reduce Your Rent with Justin Pogue #469
31 Jan 2022
Contributed by Lukas
Let’s talk about ways to cut your rent! A recent stat showed that over 44 million American households are renters- that means there are more folks r...
Friday Flight - Stock Market Slump, Financial Infidelity, & 4-Day Workweeks #468
28 Jan 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
How to KEEP Yourself Out of Debt #467
26 Jan 2022
Contributed by Lukas
Do you remember the Seinfeld ‘car reservation’ episode? It’s one of the best. Jerry gets to the car rental counter and they don’t have a car f...
Ask HTM - Acorns Accounts vs Student Loans, Investing For a Wedding, & Babies on the Cheap #466
24 Jan 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Pay Bumps, Cheapo Bikes, & Best Times to Travel #465
21 Jan 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Joel's $ Origin Story #464
19 Jan 2022
Contributed by Lukas
Better know a podcast host! Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you ...
Affordable Home-Cooked Meals that are Good Enough with Leanne Brown #463
17 Jan 2022
Contributed by Lukas
We all have friends who have different specialties- different areas of expertise. For instance you know who to call if you need a plumber recommendati...
Friday Flight - Invasive Inflation, Tax-Filing Advice, & Credit Bureau Ineptitude #462
14 Jan 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Matt's $ Origin Story #461
12 Jan 2022
Contributed by Lukas
Oftentimes here on the podcast we talk about our daily lives. We’ll share little ways that we’re saving money, or you get to hear about our curb a...
Ask HTM - Investing 100% of Your Income, Pitfalls to Avoid when Switching Banks, & Self Employment Downsides #460
10 Jan 2022
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - 2022 Predictions, No More Medical Bill Surprises, & Mandatory Vacations #459
07 Jan 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
These Money Challenges Can Jump-Start Progress #458
05 Jan 2022
Contributed by Lukas
Few things change your life as much as finding out you're pregnant- it’s an exciting period of time, but it’s also slightly stressful! One of the ...
Taking Back Control of Your Financial Life with Kumiko Love #457
03 Jan 2022
Contributed by Lukas
With all the craziness we’ve experienced in our world recently, whether that was because of school shutdowns or rising prices due to inflation, it’...
Friday Flight - Tempting Investing Mistakes, Dumb Millennial Millionaires, & Making Personal Finance Funny #456
31 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Financial Festivus: Celebrating Listener Money Wins #455
29 Dec 2021
Contributed by Lukas
LET’S PARTY! A financial festivus is in order here at the end of the year and we’re excited to share a bunch of listener wins from the How to Mone...
Ask HTM – Selling Tesla Stock to Buy a House, Roth vs Traditional 401k, & Volunteering My Financial Knowledge #454
27 Dec 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - The Most Reliable Rides, A Build Back Blow-Up, & Should We Gift Crypto? #453
24 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Putting Money in its Proper Place #452
22 Dec 2021
Contributed by Lukas
Having a glass of wine most days can be a healthy activity that we incorporate into our lives. Many studies have concluded that the moderate consumpti...
Investing Lessons From a Gambling Pro with Chris Hanna #451
20 Dec 2021
Contributed by Lukas
What does it take to become a professional gambler? That’s the overarching question we’re asking our guest today: Chris Hanna. Chris graduated wit...
Friday Flight – Secondhand Gifts, VTSAX, & We’re Giving Away $1,000! #450
17 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Is Inflation Making us Crazy? #449
15 Dec 2021
Contributed by Lukas
Higher prices and inflation are all over the headlines and you might be wondering how concerned you should be. Unfortunately this is one of those time...
Ask HTM - Cryptocurrency Tax Moves, Savings in a Robinhood Account, Frugal or Cheap: Family Edition #448
13 Dec 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Teenage FIRE, AI Credit Scores, & A New Reason to Hate Gift Cards #447
10 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Investing in NFTs, Whiskey, & Farmland: Sane or Stupid? #446
08 Dec 2021
Contributed by Lukas
Please take a moment and just think of all the different diets that you’ve heard of- South Beach, Paleo, Whole 30, juice cleanses, Keto and intermit...
Hack Your Home & Live For Free with Craig Curelop #445
06 Dec 2021
Contributed by Lukas
Today we’re talking with our friend Craig Curelop about the magic wealth building technique of house hacking. Back in 2017 Craig had a negative net ...
Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444
03 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
The Weird Science Behind Your Irrational Money Decisions #443
01 Dec 2021
Contributed by Lukas
Randomly ask any of your friends how often they check their phone, and most will probably say something like 20-30 times, maybe 50 times a day. Yet st...
Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442
29 Nov 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441
26 Nov 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Stop Money Arguments In Their Tracks #440
24 Nov 2021
Contributed by Lukas
Wouldn’t it be nice if you never had a disagreement about money with your partner ever again? Oh the bliss! Even just imagining this conflict-free f...