How to Money
Episodes
Friday Flight - 2022 Predictions, No More Medical Bill Surprises, & Mandatory Vacations #459
07 Jan 2022
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
These Money Challenges Can Jump-Start Progress #458
05 Jan 2022
Contributed by Lukas
Few things change your life as much as finding out you're pregnant- it’s an exciting period of time, but it’s also slightly stressful! One of the ...
Taking Back Control of Your Financial Life with Kumiko Love #457
03 Jan 2022
Contributed by Lukas
With all the craziness we’ve experienced in our world recently, whether that was because of school shutdowns or rising prices due to inflation, it’...
Friday Flight - Tempting Investing Mistakes, Dumb Millennial Millionaires, & Making Personal Finance Funny #456
31 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Financial Festivus: Celebrating Listener Money Wins #455
29 Dec 2021
Contributed by Lukas
LET’S PARTY! A financial festivus is in order here at the end of the year and we’re excited to share a bunch of listener wins from the How to Mone...
Ask HTM – Selling Tesla Stock to Buy a House, Roth vs Traditional 401k, & Volunteering My Financial Knowledge #454
27 Dec 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - The Most Reliable Rides, A Build Back Blow-Up, & Should We Gift Crypto? #453
24 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Putting Money in its Proper Place #452
22 Dec 2021
Contributed by Lukas
Having a glass of wine most days can be a healthy activity that we incorporate into our lives. Many studies have concluded that the moderate consumpti...
Investing Lessons From a Gambling Pro with Chris Hanna #451
20 Dec 2021
Contributed by Lukas
What does it take to become a professional gambler? That’s the overarching question we’re asking our guest today: Chris Hanna. Chris graduated wit...
Friday Flight – Secondhand Gifts, VTSAX, & We’re Giving Away $1,000! #450
17 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Is Inflation Making us Crazy? #449
15 Dec 2021
Contributed by Lukas
Higher prices and inflation are all over the headlines and you might be wondering how concerned you should be. Unfortunately this is one of those time...
Ask HTM - Cryptocurrency Tax Moves, Savings in a Robinhood Account, Frugal or Cheap: Family Edition #448
13 Dec 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Teenage FIRE, AI Credit Scores, & A New Reason to Hate Gift Cards #447
10 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Investing in NFTs, Whiskey, & Farmland: Sane or Stupid? #446
08 Dec 2021
Contributed by Lukas
Please take a moment and just think of all the different diets that you’ve heard of- South Beach, Paleo, Whole 30, juice cleanses, Keto and intermit...
Hack Your Home & Live For Free with Craig Curelop #445
06 Dec 2021
Contributed by Lukas
Today we’re talking with our friend Craig Curelop about the magic wealth building technique of house hacking. Back in 2017 Craig had a negative net ...
Friday Flight - Unprepared Borrowers, Unconscionable Bank Fees, & Uplifting Tax Strategies #444
03 Dec 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
The Weird Science Behind Your Irrational Money Decisions #443
01 Dec 2021
Contributed by Lukas
Randomly ask any of your friends how often they check their phone, and most will probably say something like 20-30 times, maybe 50 times a day. Yet st...
Ask HTM - Buying a Home to Fight Inflation, Ethical Conundrum By Receiving Co-Pay Assistance, & Financial Priorities After Having a Baby #442
29 Nov 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Christmas Tree Inflation, Headphone Trends, & Asinine Hospital Bills #441
26 Nov 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Stop Money Arguments In Their Tracks #440
24 Nov 2021
Contributed by Lukas
Wouldn’t it be nice if you never had a disagreement about money with your partner ever again? Oh the bliss! Even just imagining this conflict-free f...
A Very Merry Minimalist Christmas with Meg Nordmann #439
22 Nov 2021
Contributed by Lukas
Today we have the pleasure of speaking with Meg Nordmann who is the author of “Have Yourself a Minimalist Christmas: Slow Down, Save Money, & En...
Friday Flight - Robots, Rent Control, & Taylor Swift #438
19 Nov 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
When to DIY or Hire a Pro #437
17 Nov 2021
Contributed by Lukas
To DIY or not to DIY… you can almost hear that being said in the voice of Hamlet (the Kenneth Branagh Hamlet not the Mel Gibson one, of course.) But...
Ask HTM - Frugal or Cheap with a Disappointed Daughter, Awkwardness in Combining Finances with a Partner, & Balance Transfer Cards for Large Expenses #436
15 Nov 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Zillow’s Implosion, Your Office Beckons, & the 401(EXTRA)k #435
12 Nov 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Think Twice Before Investing #434
10 Nov 2021
Contributed by Lukas
Investing isn’t as simple as just throwing some money in the market and crossing your fingers. Yes, we do want you to invest. And yes there’s a ch...
Retire Sooner and Increase Your Happiness Now with Wes Moss #433
08 Nov 2021
Contributed by Lukas
How necessary is money in order to be happy? That’s one of many questions we’re asking our guest today- Wes Moss. Wes is the host of his own podca...
Friday Flight - Savings to the Moon, Dodging Debt Collectors, and One Stingy Shaq #432
05 Nov 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Squid Game Money Lessons #431
03 Nov 2021
Contributed by Lukas
*No spoilers contained* We’re not going to make it a habit of dissecting the nuggets of personal finance wisdom that we can glean from popular shows...
Ask HTM - Paying for Medical Tourism, Best Ways to Use an HSA, & Investing in Local Businesses #430
01 Nov 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Buy Nothing Groups, Student Loan Forgiveness Made Easy, & @jack Cries Hyperinflation! #429
29 Oct 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Facing Down Our Spookiest Money Fears #428
27 Oct 2021
Contributed by Lukas
Fear is an emotion that is hard-wired in us as humans, and so we naturally want to avoid the things that frighten us. But the biggest problem with thi...
Raising Financially Savvy Kids with Liz Frazier #427
25 Oct 2021
Contributed by Lukas
It’s time to do a deep dive on raising financially savvy kids! We’re joined by Liz Frazier who is a fee-only, Certified Financial Planner and she ...
Friday Flight - Bricked Phones, Shadow Inflation, & Earning More Without A Degree #426
22 Oct 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Ownership is THE Key to Wealth Building #425
20 Oct 2021
Contributed by Lukas
Now, we’re not guaranteeing that this episode is going to change your life as much as holding a brand new baby in the hospital changed our perspecti...
Ask HTM - Maximizing Tuition Reimbursement, Bank Account Bonus Requirements, Using a HELOC to Pay Off a Mortgage, & More... #424
18 Oct 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Winter Budget Busters, Housing Market Chill Pills, & Dying Ain’t Cheap #423
15 Oct 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Getting Your Money Etiquette Right #422
13 Oct 2021
Contributed by Lukas
Joel doesn’t like to eat at fancy restaurants- not only because paying a ton of money isn’t his jam, but also because there are all these rules of...
House-Flipping, Achieving FIRE, & Staying Frugal with Carl Jensen #421
11 Oct 2021
Contributed by Lukas
Today we have the pleasure of talking with Carl Jensen who found himself trapped in a cubicle as a software developer nearly 9 years ago, when he set ...
Friday Flight - Scraping by on $500k, Scammer Magnets, & the Cure for High Gas Prices #420
08 Oct 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
The Insidious Nature of Gig Work #419
06 Oct 2021
Contributed by Lukas
Anytime you see a commercial for prescription meds, everyone always looks so happy- they’re 100% living their best life! But what about those insane...
Ask HTM - House Hacking Instead of Investing, Costco vs Sam's Club, & Investing Too Much Money #418
04 Oct 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Investing Hamsters, Free Money for College, & Why Bottled Water Sucks #417
01 Oct 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
These Financial Rules Were Made to Be Broken #416
29 Sep 2021
Contributed by Lukas
Do you know anybody who’s never broken the speed limit? Even just a single person- in your entire life?! And if you’re being honest you’re less ...
The Unspoken Rules Of Career Success with Gorick Ng #415
27 Sep 2021
Contributed by Lukas
Excelling in your career depends on more than just doing a great job. Just because you’re a decent software engineer, or you get the job done as a n...
Friday Flight - Rideshare Inflation, Pay Transparency & Emotional Investing #414
24 Sep 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Can We Count on Social Security or is it Busted? #413
22 Sep 2021
Contributed by Lukas
Climate change used to feel like one of those things that was way off in the future. But then we see the headlines of extreme weather, or perhaps you’...
Ask HTM - Bitcoin in Our Portfolio, Fixing a Credit Card Mistake, and Putting Savings in Coke Stock #412
20 Sep 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - The Sports Betting Boom, Record Home Equity Levels & Taco Subscriptions #411
17 Sep 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
What if You Won the Lottery? #410
15 Sep 2021
Contributed by Lukas
Winning the lottery shouldn’t be a part of your financial plan- but why are we so enthralled by the idea of winning the lottery?! On average, Americ...
Fight and WIN Against Insane Healthcare Costs with Marshall Allen #409
13 Sep 2021
Contributed by Lukas
Marshall Allen is a journalist who investigates why we pay so much for healthcare here in America, while simultaneously we receive so little in return...
Friday Flight - Robots Ruining Everything, A New Robinhood Feature, & Kim Kardashian's Crypto Kerfuffle #408
10 Sep 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Striving for Work-Life Balance (Bestie Ep) #407
08 Sep 2021
Contributed by Lukas
Feeling overworked?! Between trying to get ahead at your 9-5 and pursuing side hustles, chances are really high that you feel like your work-life bala...
Ask HTM - Reporting Rent Payments to Credit Bureaus, Bicycle Insurance, & Preparing for Maternity Leave #406
06 Sep 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Employer-Matched Savings Accounts, Annoying Hotel Fees, & Where to Save the Most on a Refinance #405
03 Sep 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Valuable ATLien Money Lessons #404
01 Sep 2021
Contributed by Lukas
Since this is episode 404, we’re talking all about the money lessons that we can learn from our city Atlanta (which is sometimes referred to as the ...
Ditching Work You Hate & Landing the Job You Want with Ashley Stahl #403
30 Aug 2021
Contributed by Lukas
Today we are joined by career expert Ashley Stahl. She has a new book out titled You Turn: Get Unstuck, Discover Your Direction, and Design Your Dream...
Friday Flight - Christmas Shopping Starts Now, Rental Scams & No-Vax Penalties #402
27 Aug 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Is Real Estate Investing Right For You? #401
25 Aug 2021
Contributed by Lukas
You should consider investing in real estate! If your personal finances are in a solid position and you’ve already taken advantage of the tax advant...
Ask HTM - Working with a Partner who is Bad with Money, Best Ways to Pay for Grad School, & Tax Implications of Inherited Money #400
23 Aug 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Drunk Investing, Help for Homebuyers, and Paying to Cut in Line #399
20 Aug 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
A Money Conversation With Our Partners #398
18 Aug 2021
Contributed by Lukas
Kate and Emily take the mic! It’s that time of year again- when our wives have yet again so graciously agreed to sit down and talk with us about mon...
How To Tackle Your Student Loans with Lauryn Williams #397
16 Aug 2021
Contributed by Lukas
Today on the show we’re joined by gold medal winning, Certified Financial Planner, Lauryn Williams. And we’re not even joking with you- Lauryn was...
Friday Flight - Student Loan Payment Pause, The Worst Car Loans, & Avoiding This Common HSA Blunder #396
13 Aug 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
A Cornucopia of Budget Travel Tips #395
11 Aug 2021
Contributed by Lukas
Who doesn’t enjoy going on a relaxing or adventurous vacation?! But even if spending a week in the Caribbean or backpacking across Europe isn’t yo...
Ask HTM - Hidden Expenses When Investing, Keeping Student Loan Payments Low While Earning More, & Vacation Investment Properties #394
09 Aug 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - FREE Health Insurance, Buy Now Pay Later, & Fatter Paychecks #393
06 Aug 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Having an Arbitrage Mindset Changes Everything #392
04 Aug 2021
Contributed by Lukas
Dick Fosbury changed the sport of high jumping forever the first time he jumped backward over the bar. Until then, every competitor had launched thems...
Becoming Your Own Consumer Advocate with Clark Howard #391
02 Aug 2021
Contributed by Lukas
Today on the show we’re talking with one of the greatest minds in the personal finance space- Clark Howard. Clark is a money expert with a heart of ...
Creating a Debt Payoff Plan (Bestie Ep) #390
30 Jul 2021
Contributed by Lukas
Our country has opened back up and we’re guessing that you probably spent a lot more money this summer compared to last year. Consumer spending isn’...
Biking More To Get Rich #389
28 Jul 2021
Contributed by Lukas
You might be saying “Yea, yea- we know Joel and Matt love biking…”, but did you realize that you’re literally missing out on millions of dolla...
Ask HTM - Making the Most of a Meme Stock Mistake, if $50k Advanced Degrees Make Sense, & Selling or Renting a Home #388
26 Jul 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Crazy Rich Millennials, Rising Rents, & A Shady Way to Pay for College #387
23 Jul 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Crucial Credit Card Benefits You Aren’t Using #386
21 Jul 2021
Contributed by Lukas
You’re missing out! Imagine using your smartphone only for making phone calls. What if you didn’t know you could use your phone to listen to podca...
The Art of Gaining Peace with Your Money with Ken Honda #385
19 Jul 2021
Contributed by Lukas
Here on the podcast we often talk about how to do smart things with your money, but we also try not to neglect the why behind our actions as well as o...
Friday Flight - Getting Paid On Demand, Sneaky Internet Bill Increases, & New Cheap Drugs #384
16 Jul 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Breaking Down More Common Money Phrases #383
14 Jul 2021
Contributed by Lukas
There’s no such thing as a free lunch. Don’t put all your eggs in one basket. You’ve heard phrases like this your entire life but are they true?...
Ask HTM - Hanging with Friends on the Cheap, Assisting Parents with Their Money, & Smart Contributions to Both an HSA and FSA #382
12 Jul 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - New Cheap Travel Hacks, Borrowing is Back, & Beware of Neobanks #381
09 Jul 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
FIRE: Choose Your Own Adventure #380
07 Jul 2021
Contributed by Lukas
This episode is all about FIRE which stands for Financial Independence Retire Early. This movement came about as an entire generation began to push ba...
Financial Independence at 27 via Passive Income with Rachel Richards #379
05 Jul 2021
Contributed by Lukas
Since yesterday was the 4th of July, we’re talking about financial independence with someone who has achieved it at the young age of 27. Rachel Rich...
Friday Flight - Peak Inflation, Saving Money Sucks, & Insurance Scams #378
02 Jul 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
How To Pay Less For Almost Everything #377
30 Jun 2021
Contributed by Lukas
Nobody enjoys paying full price- who doesn’t like scoring a sweet deal?! Yet many of us don’t think to do what it takes to pay less for the things...
Ask HTM - Liability Limits on Car Insurance, Giving Unsolicited Investment Advice, & 15 vs 30 Year Mortgages #376
28 Jun 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Reverse Cord-Cutting, Living Paycheck to Paycheck on 100k, & Putting Rent on a Credit Card #375
25 Jun 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Is Lifestyle Creep Inevitable? #374
23 Jun 2021
Contributed by Lukas
Most everyone out there has heard of lifestyle creep, also known as lifestyle inflation. We define this phenomenon as the unconscious upgrading of our...
Crisis-Proofing Your Finances with Michelle Singletary #373
21 Jun 2021
Contributed by Lukas
Michelle Singletary is an award winning personal finance columnist for The Washington Post. She’s also a frequent contributor to NPR and she has als...
Friday Flight - Quitting Your Job, Micro Weddings, & A Hefty Credit Card Sign-Up Bonus #372
18 Jun 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Using Financial Stress to Your Advantage #371
16 Jun 2021
Contributed by Lukas
During today’s episode we’re going to explain how you need more financial stress in your life!.. Well, not quite, but we do think that the proper ...
Ask HTM - Stashing Money for 3-6 Years, Ways to Teach Kids About Investing, & Taxes on Summer Jobs #370
14 Jun 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Free Fancy Phones, Inflation Surging, & Crypto in your 401k #369
11 Jun 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Saving for College is Overrated #368
09 Jun 2021
Contributed by Lukas
For most financially responsible parents out there, it’s not a question of if they should be saving for their kid’s college, but how much. Oftenti...
Jargon-Free Money Help with Two Cents #367
07 Jun 2021
Contributed by Lukas
For this episode we sit down for a great conversation with Philip Olson and Julia Lorenz-Olson. As a newly married couple, they transitioned from thea...
Friday Flight - Fix Your Car, The Solution to Overthinking, & What’s a Better Gift: Stocks or Flowers? #366
04 Jun 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
Don't Trust Money Advice From These Folks #365
02 Jun 2021
Contributed by Lukas
Who are you trusting with your money? We’ve all received some crappy advice at some point in our lives, but when it comes to our personal finances w...
Ask HTM - Getting a Mortgage with a Low Credit Score, Borrowing from a 401k, and Investing in International Funds #364
31 May 2021
Contributed by Lukas
We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love f...
Friday Flight - Choosing Between WFH or Getting a Raise, A Better Way to File Taxes, & the Worst Way to Travel #363
28 May 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...
You Need a Bare Bones Budget #362
26 May 2021
Contributed by Lukas
If you were faced with a financial emergency, how would you respond? Imagine you just found out that today was your last day at work and you had no ot...
Travel LOTS, on LITTLE with Nomadic Matt #361
24 May 2021
Contributed by Lukas
If you’re ready to do some traveling after being cooped up for over a year, then this episode is for you. Today we’re talking with Matthew Kepnes ...
Friday Flight - The Crypto Crash, Tapping Your Home Equity, & $1 Million to get Vaccinated #360
21 May 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of h...