How to Money
Episodes
Friday Flight - Stupid Stock Predictions, Prices on the Rise, and Getting Vaccinated #339
02 Apr 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
The Beauty of the Roth IRA (Bestie Ep) #338
31 Mar 2021
Contributed by Lukas
You’ve heard us say before that you should be contributing to a Roth IRA, but what exactly is a Roth?! What’s so great about a Roth and is it bett...
A College Cost-Cutting Road Map with Ron Lieber #337
29 Mar 2021
Contributed by Lukas
This is a must listen if you know someone preparing to go to college, or if you happen to be in that boat yourself! Our guest today is Ron Lieber who ...
Friday Flight - Shrinking Your Mortgage Payment, WTD with Expiring Travel Vouchers, & Food Freebies #336
26 Mar 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Dissecting the Truthfulness of Common Money Phrases #335
24 Mar 2021
Contributed by Lukas
You can call them maxims, proverbs, or even mottos, but the most common phrases we hear tend to ingrain themselves as truth over time. If we hear some...
Ask HTM - Maximizing Returns on your Savings, Networking While in Grad School, & Avoiding Capital Gains on the Sale of a House #334
22 Mar 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Money in the Bank, Student Loan Forgiveness Taxes, & Streaming Password Sharing Clampdown Begins #333
19 Mar 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Good Luck or Hard Work: Which Gets You More Money? #332
17 Mar 2021
Contributed by Lukas
How big of a role does luck play as we handle our money? Or does it only come down to our ability to work hard and advance our station by sheer will, ...
Smart Tax Planning Moves with Sean Mullaney #331
15 Mar 2021
Contributed by Lukas
Tax season is here and so it’s time to hear from a tax professional! Sean Mullaney is a financial planner, CPA, and the president of his own company...
Friday Flight - More Stimmy Money, NFT Investing, & Booking Summer Travel Now #330
12 Mar 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Covid’s Hard Knocks Have Exposed Our Money Deficiencies #329
10 Mar 2021
Contributed by Lukas
Covid, the pandemic, and lockdowns have affected just about every aspect of our lives. Wearing masks, virtual schooling, and social distancing are jus...
Ask HTM - Secured Credit Cards, Renting to a Family Member, & Cheaping Out on Insurance #328
08 Mar 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Earning More on Your Savings, Making Six Figures without a College Degree, & the Worst Place to Buy a Car #327
05 Mar 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Employer Benefits You're Missing Out On #326
03 Mar 2021
Contributed by Lukas
Your annual salary is not the only thing you should consider when it comes to your compensation at work- you also need to take a serious look at your ...
Redefining Wealth & Overcoming Money Struggles with Patrice Washington #325
01 Mar 2021
Contributed by Lukas
Patrice Washington is a number one best-selling author who has a unique philosophy about money that not only determines how she coaches others, but it...
Friday Flight - Protecting Your Tax Refund, Credit Reporting Errors, & Fake Amazon Reviews #324
26 Feb 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
The Actual Costs of Owning a Home #323
24 Feb 2021
Contributed by Lukas
More (costs) than meets the eye! Housing is easily the largest budget item that we have here in the US, and so we’re dedicating an entire episode to...
Ask HTM - Extended Car Warranties, Selling Investments to Pay Debt, & Quitting a Job without a New One Lined Up #322
22 Feb 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Bitcoin Credit Cards, eBike Tax Credits, & A Quirky Mortgage Payoff Strategy #321
19 Feb 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Mind Altering Effects of Simple Money Tricks #320
17 Feb 2021
Contributed by Lukas
Little money tricks alone won’t get us all the way to our financial goals. As we discussed recently, just a couple of bigger money moves can have mo...
Money: The Origins of a Made Up Thing with Jacob Goldstein #319
15 Feb 2021
Contributed by Lukas
Jacob Goldstein is the co-host of NPR's Planet Money and his stories have aired on This American Life, All Things Considered, and Morning Edition. He ...
Friday Flight - The Perils of Investing Apps, Pandemic Pay Raises, & Making Millions on Fivver #318
12 Feb 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Should Women and Men Handle Money Differently? #317
10 Feb 2021
Contributed by Lukas
Whether men and women should handle their money differently is an important question to ask. There are a lot of different studies and surveys out ther...
Ask HTM - Investing w/Fundrise, Funky Life Insurance, & Expensive ESG Investing #316
08 Feb 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Apps that Save You Money, Buying a Car with a Credit Card, & Home Renovation Payback #315
05 Feb 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
You Need a Credit Union in Your Life! #314
03 Feb 2021
Contributed by Lukas
What’s up with credit unions?! We often suggest them here on the show but we’ve never fully explained what credit unions are and why it is that yo...
Be Happier & More Productive Working from Home with Laura Vanderkam #313
01 Feb 2021
Contributed by Lukas
Who has been spending more time working from home?! ✋ We’re going to dive into how WFH can make us happier and more productive, and joining us for...
Friday Flight - TVs Spying On Us, Student Loan Freeze Extension, & GameStop Won’t Stop #312
29 Jan 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Fending Off Financial FOMO #311
27 Jan 2021
Contributed by Lukas
The fear of missing out- we’ve all experienced that emotion before! Whether some friends are getting together but you’re stuck finishing up a proj...
Ask HTM - Are We Ready to Buy a House, Joint Brokerage Account Benefits, and Travel Rewards or Cashback Credit Cards #310
25 Jan 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Free Tax Filing, Astronomical Food Delivery Fees & Awful Financial Advice on TikTok #309
22 Jan 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
The Real Reason to Avoid Debt #308
20 Jan 2021
Contributed by Lukas
Just a few years before he died, author David Foster Wallace gave a now-famous commencement speech at Kenyon College. Here’s a small snippet of what...
Practical Money Hacks with Lisa Rowan #307
18 Jan 2021
Contributed by Lukas
Lisa Rowan is a staff writer at Forbes Advisor, where she covers banking and personal finance and she was previously a staff writer at Lifehacker’s ...
Friday Flight - Getting Paid to Vaccinate, Generous Return Policies, & the Best Jobs Paying Over $100k #306
15 Jan 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Big Money Moves You’re Probably Overlooking #305
13 Jan 2021
Contributed by Lukas
When we need to make some serious changes to our personal finances, the small tweaks and changes aren’t going to cut it. Instead, we need to take a ...
Ask HTM - Paying Your Mortgage with a Credit Card, Where to Put Baby Money, Buying and Selling a Car with Carvana #304
11 Jan 2021
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Life w/o Amazon, New Data Saying Roths Stink, & Taking a Sabbatical #303
08 Jan 2021
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
The 7 Money Gears: When, to do What, with your Money #302
06 Jan 2021
Contributed by Lukas
“What do I do next with my money?” - if this is a question you’ve asked yourself before, then the answer is: right here, with this episode! We c...
The Power of Habit with Charles Duhigg #301
04 Jan 2021
Contributed by Lukas
If you’re wanting to know how to make a New Year’s resolution actually stick this year, then this is your episode! Charles Duhigg is a Pulitzer Pr...
Friday Flight - The New Relief Bill, 2021 Predictions, and Getting Paid in Bitcoin #300
01 Jan 2021
Contributed by Lukas
Hello 2021, it's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. T...
Money Jubilee: Celebrating Listener Money Wins in 2020 #299
30 Dec 2020
Contributed by Lukas
It’s time to party! During this episode we’re going to hear how many of y’all were able to get ahead with your personal finances this year. The ...
Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298
28 Dec 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Debt Snowball vs. Debt Avalanche Approach To Paying Down Debt (Bestie) #297
25 Dec 2020
Contributed by Lukas
What is the best way to pay down debt? Americans are in tremendous amounts of debt (think over 400 billion on just credit cards alone)! Not only is th...
Cultivating a Healthy View of Work (Bestie Ep) #296
23 Dec 2020
Contributed by Lukas
Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of ...
The Power of Knowing Yourself with Rachel Cruze #295
21 Dec 2020
Contributed by Lukas
We’re excited to have Rachel Cruze join us today on the podcast for an episode all about self-awareness and money. Rachel is a two-time #1 national ...
Friday Flight - Important Investing Deadlines, Appliance Shortages, and Privacy Labels #294
18 Dec 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a l...
Conducting A Personal Year-End Money Review #293
16 Dec 2020
Contributed by Lukas
Planning for the future and looking forward to the next best thing in our lives is natural- especially this time of year! But here’s the problem: it...
Ask HTM - Putting More Expenses on Credit Cards, the Sweet Spot on a Home Refinance, and WTD with an Extra $5000 #292
14 Dec 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Virtual Job Interviews, WFH in Hawaii, & Zoom Santas Making Bank #291
11 Dec 2020
Contributed by Lukas
It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. Th...
Enjoying the Holidays without Spending a Dime #290
09 Dec 2020
Contributed by Lukas
We don’t want you to cancel the holidays- we want you to cancel the overconsumption and debt that typically accompanies the holiday season. American...
Negotiating a Fatter Paycheck in Uncertain Times with Rich Jones #289
07 Dec 2020
Contributed by Lukas
On today’s episode we’re joined by a fellow personal finance podcaster: Rich Jones, host of Paychecks and Balances. Rich has also worked in human ...
Friday Flight - Bitcoin Blowing Up, Cars That Hold Their Value, and Christmas Trees- so hot right now! #288
04 Dec 2020
Contributed by Lukas
It's time for a holiday season Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. Th...
Do I Need a Perfect Credit Score? #287
02 Dec 2020
Contributed by Lukas
Everyone knows that it’s good to have a high credit score- it’s true, but what is high enough? It can be tempting to spend an inordinate amount of...
Ask HTM - Putting Down Less than 20 Percent on a Home, Swapping a Used Car for a Used Truck, and Investing Beyond a 401k #286
30 Nov 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Student Loans in 2021, More Discount Medication Options, & Zillow Surfing #285
27 Nov 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
What's More Important: Earning More or Spending Less? #284
25 Nov 2020
Contributed by Lukas
You only have two options when it comes to saving more money- you can either earn more or you can spend less. But which of these is more important? De...
Pursuing Entrepreneurship & Avoiding Legal Mishaps with Kae Gruner #283
23 Nov 2020
Contributed by Lukas
Starting a business is exciting- it doesn’t have to cost a lot of money, it can be incredibly fulfilling, and you could make some good money while y...
Friday Flight - Cutting Health Insurance Costs, Overpaying at the Pump, and the Cheapest Thanksgiving Sides #282
20 Nov 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Giving Away Money Will Make You Richer #281
18 Nov 2020
Contributed by Lukas
This show exists to make sure that you know the best ways to earn, save, and invest your money so that ultimately you’re in a great financial positi...
Ask HTM – Financial Coach Accreditation, Hiring a Personal Car Shopper, & Reduced HSA Tax Benefits #280
16 Nov 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Contactless Payments, Employer Assisted Savings, & BOGO Flights #279
13 Nov 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
A Practical Guide to Surviving Black Friday #278
11 Nov 2020
Contributed by Lukas
Even though there are likely going to be fewer individuals actually going shopping in person the Friday after Thanksgiving this year, Black Friday is ...
Blue Collar Work Can Generate More Wealth with Ken Rusk #277
09 Nov 2020
Contributed by Lukas
For this episode we are joined by Ken Rusk to talk about the skilled trades. Ken specializes in mentoring and has coached hundreds of young people in ...
Friday Flight - Open Enrollment, Creditors in your DMs, & Falling Rents #276
06 Nov 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Overcoming Common Financial Mistakes #275
04 Nov 2020
Contributed by Lukas
We all make the occasional money mistake. Some missteps are small and the impact they have is a tiny blip on our radar. Other money mistakes can be li...
Ask HTM - Money Saving Utility Trackers, Authorized User Status Hurting Your Credit, & Moving Money from a Retirement Account to Real Estate #274
02 Nov 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Credit Scores Rising, Easy Small Dollar Loans, & Shake-ups in Streaming #273
30 Oct 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Entrepreneurship vs Working for the Man #272
28 Oct 2020
Contributed by Lukas
Should you work for the man or work for yourself!? There’s a lot to consider when asking yourself that question and there’s certainly not a one si...
Online Privacy, Creepy Social Media, & Cyber Security with Carole Theriault #271
26 Oct 2020
Contributed by Lukas
Chances are that you bought something recently, or maybe you paid a friend- but you likely didn’t do that with physical cash, you probably did it vi...
Friday Flight - Used Cars Cost More, Women Exiting the Workforce, & Eating Elephant Ears #270
23 Oct 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Managing Rental Properties Effectively #269
21 Oct 2020
Contributed by Lukas
When either of us are talking with someone and the conversation shifts to the fact that we own rental properties, there’s always the assumption: “...
Ask HTM - Rounding Up Investment Apps, Buying Property to Build Wealth, and Account Closure Effects on Credit Scores #268
19 Oct 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - PPP Loan Forgiveness, Where the Jobs Are, & Bacon Masks #267
16 Oct 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Avoiding the Trap of Planned Obsolescence #266
14 Oct 2020
Contributed by Lukas
“They don’t make them like they used to!” Even though that’s something you might hear a parent or grandparent say, there is some truth to the ...
The Psychology of Money with Morgan Housel #265
12 Oct 2020
Contributed by Lukas
Morgan Housel has a degree in economics and started writing about money and investing 13 years ago. He's a partner at The Collaborative Fund which is ...
Friday Flight - Socially Responsible Investing, Bad Credit Cards, & Finding (literal) Diamonds #264
09 Oct 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Developing a Home Buying Strategy #263
07 Oct 2020
Contributed by Lukas
How should you approach purchasing a home? With more millennials buying a home for the first time ever, there is a ton of room for mistakes. And there...
Ask HTM – Investing During an Election, Buying a Home with an FHA Loan, & Paying for a Masters Degree #262
05 Oct 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - EV Breakthroughs, Early Retirement Downsides, and Pricey Dumbbells #261
02 Oct 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
7 Ways to Save More Money This Week #260
30 Sep 2020
Contributed by Lukas
It’s time for us to get super practical today! A lot of the different topics we cover on the show sometimes have to do with mindset shifts, or if th...
From Homeless to Debt Free with Anthony ONeal #259
28 Sep 2020
Contributed by Lukas
Anthony ONeal has helped hundreds of thousands of people make smart decisions with their money, relationships, and education. He’s a #1 national bes...
Friday Flight - Rates for Savers Sink Lower, Housing is Hot, and Saving Halloween #258
25 Sep 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
What Are You Worth? #257
23 Sep 2020
Contributed by Lukas
When it comes to our money, how should we measure our progress? For someone out there who isn’t into personal finances at all, it might be tempting ...
Ask HTM - Swimming Pools, Paying Off a Car Loan, and Multiple Streams of Income #256
21 Sep 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Missing Stimulus Checks, DIY Home Projects, and Flights to Nowhere #255
18 Sep 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
The Broken Promises of MLMs #254
16 Sep 2020
Contributed by Lukas
Let’s talk about MLMs. We’ve all heard about multi-level marketing companies but are they all scams? Some of them are legit right? MLM ‘opportun...
Making a Living on Airbnb with Zeona McIntyre #253
14 Sep 2020
Contributed by Lukas
On average, housing costs easily account for a third of our monthly expenses. That’s why it’s so important for us to cover how we can cut housing ...
Friday Flight - Your Civic Duty, Rising Car Prices, and Student Loan Relief #252
11 Sep 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Everything Costs More Than You Think (Bestie Ep) #251
09 Sep 2020
Contributed by Lukas
There are secondary costs associated with almost all purchases that we make in our lives. It’s important to consider all of these additional costs t...
Ask HTM - Credit Card Recommendations, Mortgage Forbearance, and Coast Fire Recommendations #250
07 Sep 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - Payroll Tax Holiday, Airline Change Fees, & Rogue Podcasts #249
04 Sep 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
Designing SMARTER Money Goals #248
02 Sep 2020
Contributed by Lukas
We could share the best money tips out there with you every single episode, but it would never really matter if you haven’t identified proper money ...
Starting a Business With Zero Dollars with Alan Donegan #247
31 Aug 2020
Contributed by Lukas
Alan Donegan is our guest on this episode and he is one of the co-founders of PopUp Business School which is on a mission to change the way entreprene...
Friday Flight - Mortgage Lending/Refi News, Online Spending Trends, & Pumpkin Spice #246
28 Aug 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
The High Cost of Paying for Convenience #245
26 Aug 2020
Contributed by Lukas
Convenience (and the products and services that make it possible) has infiltrated it’s way into our daily spending - so much so, that it’s become ...
Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244
24 Aug 2020
Contributed by Lukas
We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com...
Friday Flight - A New Refi Fee & Additional Unemployment Benefits Rolling Out #243
21 Aug 2020
Contributed by Lukas
It's time for a Friday Flight! These episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot o...
No Car No Problem! #242
19 Aug 2020
Contributed by Lukas
More of us need to be considering dropping a car from our lives - especially as so many of us are now working from home indefinitely! Are we even usin...
Serial Entrepreneurship and Creating a YouTube Business with Minority Mindset Founder Jaspreet Singh #241
17 Aug 2020
Contributed by Lukas
Jaspreet Singh joins us on the podcast today and he can probably best be described as a serial entrepreneur. However, a life of entrepreneurship wasn’...
Friday Flight - Executive Order Confusion & Traveling Again #240
14 Aug 2020
Contributed by Lukas
Friday Flight episodes are all about the week’s news and the effects of Covid-19 on your personal finances. There are a lot of headlines out there, ...