Annuity vs ARF: What's Best for a €1 Million Pension Pot in Ireland?

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Informed Decisions: Ireland's Independent Retirement Planning Podcast not yet transcribed

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Recorded03 Nov 2025

Publisherinformeddecisions.libsyn.com ↗

Handlerec:8518804

Show notes

If you're retiring in Ireland with around €1 million in pension savings, one of the biggest questions you'll face is whether to take income from an ARF (Approved Retirement Fund) or to buy an annuity. In this episode, I break down both options in plain English — what they mean, how they work under Irish tax rules, and which might suit your lifestyle and risk appetite. Key Points: What's an ARF? What's an Annuity? Typical Income from a €1m Pension Taxation Pros and Cons I hope it helps

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