Informed Decisions Independent Financial Planning & Money Podcast
Episodes
Informed Decisions Financial Planning Business Success Series 1
17 Feb 2018
Contributed by Lukas
Welcome to Informed Decisions' very first 'Business Success Series'. Our main focus over the past 18 months has been Financial Planning and all aspe...
Podcast74: How To Inherit A Home Tax Free......?!
12 Feb 2018
Contributed by Lukas
It is fair to say that the Financial Advice industry in Ireland has a reputation for forcing products on people, only making money when they sell 'pol...
Podcast73: What Should I Do With A Raise
04 Feb 2018
Contributed by Lukas
According to Central Statistics Office the average salary in Ireland (2016) of a full-time employee was a 'grocery-shop' more than €45,000. Knowing ...
Podcast72 - They Died With Too Much Money.....So They Did!
28 Jan 2018
Contributed by Lukas
Welcome back to another edition of the Informed Decisions Blog, Ireland's #1 Financial Planning Blog & Podcast! This week we will take on an obscure t...
Podcast71: The Greatest 'Get-Rich-Quick' Scheme Ever....
22 Jan 2018
Contributed by Lukas
We all love an oul get-rich-quick scheme don't we!? Even if we know it's far too good to be try we will 'click' through or read beyond the head-lines,...
Podcast70: Should I Invest in Commodities.....Moooooo!
14 Jan 2018
Contributed by Lukas
Oxford dictionary define a commodity as 'A useful or valuable thing'. Another definition they put out there is 'A raw material or primary agricultural...
Podcast69: Is Euro Cost Averaging A Good Thing? (Chicken & Egg Version!)
07 Jan 2018
Contributed by Lukas
Hey, We've spoken about volatility here before, and we have put it on a bit of a pedestal on account of it's hugely positive influence on the long ter...
Podcast67: Why Resolutions Don't Work (& What To Do Instead!)
01 Jan 2018
Contributed by Lukas
We kick of 2018 full of optimism, gratitude and excitement for the year ahead. After what was hopefully a nice Christmas break we all are raring to go...
Podcast #67: How Much Could I Save By Switching Mortgage? The Big Switcheroo!
18 Dec 2017
Contributed by Lukas
What do most of us have......really really desperately wanted it initially..........but now we really really want to get rid of (a clue, it's not your...
Podcast #66: Financial Well-Being with former Top Advisor Jason Butler...
08 Dec 2017
Contributed by Lukas
Welcome to another episode of Ireland's #1 Financial Planning Blog & Podcast. This week we have a cracking interview with UK's Jason Butler, where we ...
Podcast #65- The War On Commissions........(Green-Grocer Version!)
03 Dec 2017
Contributed by Lukas
This week we are aiming to share some slightly different insights, and reveal some major news in the world of Financial Services in Ireland! Last week...
Podcast #64: The 5 Simple Things....(I Promise!)
14 Nov 2017
Contributed by Lukas
Welcome to Ireland's #1 Financial Planning Blog & Podcast. Our purpose is to help you make informed decisions with your money, and importantly to avoi...
Podcast #62: When Jimmy Met Aggie......Life-Styling
12 Nov 2017
Contributed by Lukas
Welcome to Ireland's #1 Finance Blog & Podcast. We are here to help you make informed decisions with your money...and ultimately to bring true Financi...
Podcast #63: Mortgage Free By 32!! The '2 Cup House' Interview with Claudia Pennington
03 Nov 2017
Contributed by Lukas
This week we are chuffed to share with you the story of the guys at '2 Cup House' in USA. They were living the life of modern trappings, and one day d...
Podcast #60: Have You Made 'The Empty Promise'??
30 Oct 2017
Contributed by Lukas
This week we will take a look at the empty promise that we hear so many people make to themselves and to their loved-ones! This empty promise is akin ...
Podcast #61: The Emma Kennedy Interview (Mortgages. Kids & Money. Pension Reforms!!)
30 Oct 2017
Contributed by Lukas
Welcome to our 61st edition of the informed Decisions Financial Planning Blog & Podcast. Did we mention we were recently voted Ireland's best?? Yes, w...
Podcast #59: "Tell Her To Shove Her AVCs...." [ AVCs - The Facts!]
22 Oct 2017
Contributed by Lukas
Two lads were standing at the bar of a Friday night in October....their kids put to bed, they gather for their monthly 'Fischers Friday' in their loca...
Podcast #58: 'Owning' A Baby....The Costs! (Plus Our First 'Hidden Track'!!!)
15 Oct 2017
Contributed by Lukas
OK, we were being a bit mischievous in calling it 'owning'.....but if you have one you'll know that the responsibility lies squarely on your shoulders...
Podcast #57: Rebalancing Your Investments.....What is It & Is It Worth Doing??
09 Oct 2017
Contributed by Lukas
This week we take on a subject which, while not that earth-movingly exciting, has gained in popularity over recent years in the investment industry, a...
Podcast #56: Core Satellite Investment Portfolios......Eh!?
01 Oct 2017
Contributed by Lukas
While it might sound a little like a project to build the next NASA space-rocket this is a fairly simple investment approach that Irish investors have...
Podcast #55: The Impact Of Time On Investments...Tick Tock
24 Sep 2017
Contributed by Lukas
It is the first thing people ask when they hear you work in the space of helping people manage money.....'What should I invest in?'. The only appropri...
Podcast #54: Wait For Armageddon Or Buy A House Now!?
17 Sep 2017
Contributed by Lukas
There are many many people today in Ireland pining for their own home, looking to get onto the property ladder, sick of paying rent or perhaps living ...
Podcast #53: Lifting The Lid On Fees....& How To Avoid The Sharks!
10 Sep 2017
Contributed by Lukas
It's Showtime! If you swim too close to a shark it'll bite ya! If you have decent savings, investments and pensions you could be in danger of getting ...
Podcast #52: The Investment Management Interview...with Will Sparks!
31 Aug 2017
Contributed by Lukas
Thanks for tuning in to this weeks' Episode, our 52nd, and Informed Decisions' 1 year anniversary!! We bring you something pretty special, interviewin...
Podcast #51: Making Sure You Get To New York (Managing Investment Risk!)
27 Aug 2017
Contributed by Lukas
Hey! In a recent blog we took a look at the big 6 risks which exist when it comes to managing ourselves and our money. We had everything from ostrich ...
Podcast #50: Is The Best Mortgage Ever....!?
21 Aug 2017
Contributed by Lukas
Hey all, in this 50th episode of the Informed Decisions Financial Planning Podcast we will aim to share insights on the very best mortgage that you ca...
Podcast #49: The Coaching Interview - With Professional Coach Niall English
14 Aug 2017
Contributed by Lukas
We are joined by Professional Coach Niall English, to uncover exactly what coaching is, how it can be of benefit to us in achieving the things we want...
Podcast #48: How ETFs Are Taxed Versus Shares & Retail Investments
07 Aug 2017
Contributed by Lukas
Hey, welcome to the latest Episode......This week we follow-up on our promise to share with you guys how ETFs are taxed here in Ireland. Like a lot of...
Podcast #47: The Dangers Of Trivial Pensions......And How To Avoid Them!
30 Jul 2017
Contributed by Lukas
When It Comes To Pension Planning We Will Get Our Just Deserts: Deserts is apparently the plural of 'desert' which is 'that which one deserves'....hon...
Podcast #46: Why Most Financial Plans Are Absolute Faff!
23 Jul 2017
Contributed by Lukas
The noun Faff has been defined by the Oxford Dictionary as 'A great deal of ineffectual activity'.......most financial plans are absolute faff! So the...
Podcast #45: Investing in Exchange Traded Funds (ETFs)...The Facts
16 Jul 2017
Contributed by Lukas
Hey, and welcome to another episode of Informed Decisions Financial Planning podcast here in Ireland. If you have ever asked yourself: What are ETFs?....
Podcast #44: Noah's ARF.....A Biblical Retirement Fund!
09 Jul 2017
Contributed by Lukas
If you are a new visitor, welcome! Please do pop over here to find out why we exist, what our purpose is and why we are Ireland's first Financial Pl...
Podcast #43: Breaking The Banks...The Brett King Interview
30 Jun 2017
Contributed by Lukas
Needless to say it is a bit of a coup to have a Fintech Legend that has 9 million monthly listeners to his hit radio show 'Breaking Banks' in New York...
Podcast #42: PCP Finance...A Drug or A Car Finance Product?!
25 Jun 2017
Contributed by Lukas
PCP ('Phencyclidine' - not sure how that is pronounced!) was introduced in the 1950's as an anesthetic but was shelved in the 60's due to it's potenti...
Podcast #41: Interview with Stephen Browne - CashFlow Forecasting Tools
19 Jun 2017
Contributed by Lukas
Welcome to Episode #41 of the Informed Decisions Financial Planning Podcast, still the only dedicated resource here in Ireland. In this episode Paddy ...
Podcast #40: What is The Difference Between Volatility And Risk in Investing??
11 Jun 2017
Contributed by Lukas
Last week we explored what will happen when the next crash comes......and importantly how we will react. It is the volatility of things which causes u...
Podcast #39: The Crash is Coming........What Will You Do!?
06 Jun 2017
Contributed by Lukas
Regular readers & listeners will by now know that Informed Decisions isn't in the space of trying to predict the markets, we leave that to the fortune...
Podcast #38: The Problem With Bloody Life Cover!
28 May 2017
Contributed by Lukas
We were humbled to have been contacted by the Irish Times a few weeks ago and asked for our opinion on life cover for an article by journalist Eithn...
Podcast #37: The Emerging Science of Positive Psychology with Dr. Jolanta Burke
19 May 2017
Contributed by Lukas
Many of us have heard of psychology, many of us have heard of positivity, yet not many of us have heard of Positive Psychology, which is an emerging s...
Podcast #36: Is It Profitable Being a Landlord?
14 May 2017
Contributed by Lukas
Apparently 66% of the 70,000 'landlords' in Ireland own 1 investment property. Surely you don't want to look a gift horse in the mouth, you want to be...
Podcast #35: Teaching Our 'Kids' About Money
08 May 2017
Contributed by Lukas
We all know that money is not the be all and end all.....most of us appreciate that there is more to life and more to being a decent human. We might a...
Podcast #34: Help, My Defined Benefit Pension Scheme is Closing!
01 May 2017
Contributed by Lukas
Hi All, Why Is My Defined Benefit Scheme Closing? What Should I Do About My Defined Benefit Scheme Closing? What Income Will I Now Have in Retirement?...
Podcast #33: The 6 Big Risks & What To Do About Them....USA Style!
23 Apr 2017
Contributed by Lukas
Risk. The Oxford Dictionary defines risk as 'the possibility of something unpleasant or unwelcoming happening'! It is therefore not a word which most ...
Podcast #31: All About Income Tax & What We Can Do About It
10 Apr 2017
Contributed by Lukas
Welcome to Episode 31 of The Informed Decisions Financial Planning Podcast. This Podcast Episode took all of my efforts, Tax is not a subject I especi...
Podcast #30: Why You Don't Need Financial Advice.....You Need This!
31 Mar 2017
Contributed by Lukas
Welcome to Episode 30 of The Informed Decisions Financial Planning Podcast. In this episode I am going to open the can on Financial Advice full stop! ...
Podcast #29: Behavioural Finance (Part 2) with Dr. Daniel Crosby (& Our Annual Survey Results!)
27 Mar 2017
Contributed by Lukas
Welcome to the latest Podcast in Ireland's only dedicated resource on Financial Planning for millennials. In this episode we bring you Part 2 of the D...
Podcast #28: New York Times Best Seller- Dr. Daniel Crosby on 'The Laws of Wealth' (Part1)
15 Mar 2017
Contributed by Lukas
It is not too often that we get to speak to a New Your Times Best Seller, so we are so chuffed to speak to Dr. Daniel Crosby, a specialist in Behaviou...
Podcast #27: Saving For My Kids Education in Ireland...Part 2 (Not Just For Parents!)
13 Mar 2017
Contributed by Lukas
In this episode Paddy follows up on last week's show and shares the main ways of saving for education. Importantly it will highlight the main pros and...
Podcast #26: Saving For My Children's Education? Part 1 of 2 (Not Just For Parents!)
04 Mar 2017
Contributed by Lukas
In this episode Paddy shares the main costs of education so you can begin planning, but importantly will open your eyes as to 'how' to achieve the ...
Podcast #25: How To Destroy That Credit Card Balance, Quickly!
27 Feb 2017
Contributed by Lukas
Hi, Welcome Back! It was in my 'schedule of topics to blog about' and it seems it is timely as in the past 3 weeks only I have been asked about the ab...
Podcast #24: We Need You! Have Your Say & I'll Donate €200 To Irish Cancer Society.....(The Informed Decisions Annual Survey)
20 Feb 2017
Contributed by Lukas
Hi All, This week we are sharing something a little 'off topic'! I have been looking for an opportunity to donate this year, so for every completed In...
Podcast #23: I'm In My Mid-30's & You Say I Need A Will??
13 Feb 2017
Contributed by Lukas
Hi, Firstly, thanks for joining us! If you are a new visitor to Informed Decisions, have a quick look over here to find out what we are all about. If ...
Podcast #22: WeSavvy CEO & Founder Hesus Inoma & The Future of Our Insurances
03 Feb 2017
Contributed by Lukas
Hi, A pretty influential insurance 'evangelist', Hesus Inoma is founder & CEO of WeSavvy, a Dublin-based start-up in the process of reshaping how we e...
Podcast #21: How Much Is My Car Costing Me, Really??
29 Jan 2017
Contributed by Lukas
Hi, and thanks for popping in to listen to this weeks' Episode, which promises to be an interesting one for anyone who owns a car (so that represents ...
Podcast #20: What is Income Protection & Should I Bother??
23 Jan 2017
Contributed by Lukas
Hi again dear listener! If you are new here, welcome! This is a great place to begin the journey if you are a new visitor. This is the 2nd in our 'fin...
Podcast #19- What is Specified Illness Cover, And Should I Bother?
17 Jan 2017
Contributed by Lukas
Hi, Welcome to Informed Decisions Podcast #19! Thanks for continuing to listen and learn about critical aspect of Personal Finance & Financial Plannin...
Podcast #18: Clear My Mortgage Early or Invest For My Future
09 Jan 2017
Contributed by Lukas
Hi All, Thanks for visiting the Informed Decisions Blog. The last few Blogs have been focused on informing you on how you can access money from your P...
Podcast #17: How Can I Access My Pension Money, Part 2....Cakified!
03 Jan 2017
Contributed by Lukas
Happy New Year! It's Officially 2017, and I genuinely wish you every success in whatever you are aiming for in the coming year. How can I take my Pens...
Podcast #16: How Can I Access My Pension Money?.......Cakified!
27 Dec 2016
Contributed by Lukas
Hey, We are almost at the very end of 2016, much like all the years before it there was lots happening for everyone. If you had plans for the year you...
Podcast #15: When Can I Retire?..............Great Question!
19 Dec 2016
Contributed by Lukas
Hey! If you have ever wondered about any of the following: What age can I get the State Pension? When can I access my other Pension Funds? How much wi...
Podcast #14: First Time Buyers & Existing Mortgage Holders....Take Control!
12 Dec 2016
Contributed by Lukas
Hi, Whether you are a first time buyer or are an existing mortgage holder Paddy Delaney (QFA, RPA, BBS) shares some useful information on how to take ...
Podcast #13: The 7 Powerful Tax Reliefs & Allowances You Should Be Claiming!
05 Dec 2016
Contributed by Lukas
Hi All, Thanks for tuning in again, this time to Episode 14. Paddy Delaney (QFA, RPA, APA, BBS) outlines the top 7 reliefs, allowances and benefits to...
Podcast #12: What is The Best Type of Life Cover For Me??..........Who Knows!
27 Nov 2016
Contributed by Lukas
Hi There! Life Cover, Life Insurance, Life Assurance......call it what you will, the fact is that there are many ways we can put this in place, and ma...
Podcast #11: Asset Class Basics & Diversifying Your Investments & Savings
18 Nov 2016
Contributed by Lukas
Hi there! Investments can be ferociously complex things, and made even more complex by some, for their benefit and not yours! This episode of the Info...
Cohabiting Couples in Ireland.......Avoid a Shocking Big Tax Bill
13 Nov 2016
Contributed by Lukas
Hi Guys, Thanks for tuning in to Episode 11 of the Informed Decisions Podcast. In this episode we will share with you one of the largest and most u...
Episode#10 - Successful Investing - Key Considerations
05 Nov 2016
Contributed by Lukas
Hi, Thanks for tuning in again! In previous episodes we have discussed the basics of emergency funding, clearing debts and having awareness of where o...
Episode #9: Our First Guest Episode! Physical Health Expert Andrew Hageman- Are Physical & Financial Health Linked?
28 Oct 2016
Contributed by Lukas
Episode 9 of the Informed Decisions Podcast introduces Physical Health expert Andrew Hageman of Meath-based A&S Fitness. We discuss links between Fina...
Podcast #8: Pay Off Your Debt (You Need to Hear This!)
17 Oct 2016
Contributed by Lukas
Discover the benefits and indeed the savings to be had from clearing your debt early. While it is not something everyone can aim to do, there may be s...
Podcast #7: How Much Life Cover is really Enough?
10 Oct 2016
Contributed by Lukas
One of the other core foundations to an effective Financial Plan is to have a back-up in case you aren't around to see it through,Life Cover can play ...
Podcast #6: Rent or Buy??
02 Oct 2016
Contributed by Lukas
Hi All, Paddy & John shed some light on what is the best way to go, rent your home, or take the plunge and buy it with the help of a mortgage. Both ha...
Podcast #5: An Intro to Pensions
23 Sep 2016
Contributed by Lukas
Hi All, Colm McCarthy (our esteemed Irish Economist) recently said "retirees don't eat equities and bond for their breakfast, they eat rashers and egg...
Podcast #4:- Personal Finance Budgets.....the joys!
16 Sep 2016
Contributed by Lukas
Many of us deal with budgets in a work environment, everything revolves around budgets. Yet for many the thoughts of budgeting our own finances seems ...
Podcast #3 - Emergency Funding
06 Sep 2016
Contributed by Lukas
For many establishing an emergency fund may seem like an unnecessary hassle, or indeed an impossible mountain to climb. Your new co-host, and Paddy di...
Podcast #2: The 6 Key Personal Finance Tips to Getting Started
31 Aug 2016
Contributed by Lukas
Hi There! Many folk think that Financial Planners and Advisors have all the answers, the truth is that YOU have the answers, and we provide the techni...
Podcast #1: An Introduction!
01 Aug 2016
Contributed by Lukas
What a day for Informed Decisions, and all the fans of Personal Finance in Ireland and beyond! This is the very first episode of what is Ireland's ver...