Most Irish high earners are claiming roughly half the pension tax relief available to them. Not because the rules are complicated, but because the contribution percentage set years ago has simply never been revised. In this episode, Paddy walks through the age-related contribution limits (15% to 40%) the €115,000 earnings cap and what it actually means in practice and a real worked example of a director, age 56, on €180k — who could be claiming €16,100 in tax relief every year but isn't. He also covers the year-end October timing window (you can still reduce last year's tax bill with one decision), five common mistakes that quietly cost high earners thousands, and why the personal contribution question and the structural question, PRSA versus company pension, really need to be looked at together. There's a full written article with the age-related table, the worked example, and year-end timing details on the blog at www.informeddecisions.ie/post/pension-tax-relief-ireland-explained Free Webinar: Should You Sell Your RSUs? - A Practical Guide for Tech Employees in Ireland, 20th May 2026: https://www.informeddecisions.ie/webinar/webinar-should-you-sell-your-rsus If this episode raised questions about where you sit on the age-related table or whether your current contribution strategy is going to get you where you want to go, that's exactly what we work through with clients. Find out more at https://www.informeddecisions.ie DISCLAIMER: This content is for general educational purposes only and does not constitute personalised financial advice. Always speak to a qualified, independent advisor about your own situation.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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