NZ's Shared Home Ownership Scheme: The Solution For First Home Buyers?
07 Dec 2025
Contributed by Lukas
Most first home buyers think they need 20% deposit and will take 8-16 years to save it. Meanwhile, h...
MM 291 - Why Your Boss Drives a Ranger & You Don’t
04 Dec 2025
Contributed by Lukas
Most employees think their boss is “making a killing.” In this episode, I break down the hidden ...
Has NZ's Economy Hit Rock Bottom? What's Next In 2026?
28 Nov 2025
Contributed by Lukas
"Survive to 25" was bullshit. We're halfway through 2025 and it still feels brutal. But the data is ...
MM 290 - Why I Went To Queenstown To Plan The Next 12 Months
27 Nov 2025
Contributed by Lukas
We hit pause on the day-to-day noise and take a step back to ask ourselves the big questions. Where ...
The Strengths Coach Who Helped Change My Life: Suzanne Oh
26 Nov 2025
Contributed by Lukas
Someone once told me to focus on my strengths. I said how. They showed me the Gallup’s StrengthsFi...
MM 289 - Overtaxing Kiwi Leads Them To Want To Work Less
20 Nov 2025
Contributed by Lukas
Every week in NZ, people turn down overtime, stop pushing for bonuses, or refuse side work because t...
New Zealand's Population Crisis: What's Really Happening w Professor Paul Spoonley
16 Nov 2025
Contributed by Lukas
For 12 months, 70,000 New Zealand citizens have left to live overseas. 60% went to Australia. That's...
MM 288 - Only 21% Of People Are Engaged In Their Work (Why?)
13 Nov 2025
Contributed by Lukas
Only 21% of people globally are engaged in their work. That means almost 4 out of 5 people are turni...
What Every NZ Family Needs to Know About Retirement Homes, Wills & Ageing Parents: Emily Silby
12 Nov 2025
Contributed by Lukas
Most Kiwi families have no idea what's coming when their parents age. Then they get hit with legal b...
MM 287 - The End Of Tax-Free Property Gains?
06 Nov 2025
Contributed by Lukas
Labour’s Chris Hipkins has put his chips on the table with a Capital Gains Tax. Yep the one that’...
The State Of Men’s Health in NZ w Movember’s Robert Dunne
05 Nov 2025
Contributed by Lukas
Every November, we see the moustaches pop up but what’s really behind the movement?In this episode...
MM 286 - What The Wealthy 20% Of Households Own In NZ
30 Oct 2025
Contributed by Lukas
Stats NZ dropped some new household wealth data recently. And apparently…we’re richer. The media...
3 Kids, 30 Ideas. Doing It Sustainably w Rita (Sustaina Grow NZ)
29 Oct 2025
Contributed by Lukas
Sustainability isn’t just a buzzword for Rita, it’s become a core driver of long-term business s...
Will My Parents Be Able to Afford to Retire? w Amy Po-Ching
27 Oct 2025
Contributed by Lukas
Retirement planning isn’t just for you it’s for your whole family. In this candid conversation, ...
Waiting For NZ's Economy to Get Better Won't Work... with Mikey Smith
24 Oct 2025
Contributed by Lukas
New Zealand isn't the same country it was five years ago. But most Kiwis are still living like it is...
MM 285 - Don’t Forget Who Helped You Get Here
23 Oct 2025
Contributed by Lukas
Too many of us have become weak in our reasons. Reasons are very powerful because they carry emotion...
Build Wealth Buying Into the Business You Work For: Phil Smith Next Advisory
22 Oct 2025
Contributed by Lukas
Most Kiwi employees are sitting on a goldmine and don't even know it.Your boss is probably over 50 a...
MM 284 - Need More Money Before The End Of The Year?
20 Oct 2025
Contributed by Lukas
This Money Mail is inspired by my client, who is a business that turns over hundreds of thousands of...
Speaking To NZ University Students About Money
17 Oct 2025
Contributed by Lukas
I headed to Auckland University to talk with first year students about the money lessons you’ll ne...
Prepare For NZ's Trillion Dollar Wealth Transfer (Wills, Trusts & Estate Planning) w Andrew Clements
15 Oct 2025
Contributed by Lukas
Over the next 25 years, New Zealand will undergo the largest intergenerational wealth transfer in it...
MM 283 - $100 For You & $100 For 'Them'
13 Oct 2025
Contributed by Lukas
The challenge is simple. Make $100 for yourself. Give $100 to a random. This is a challenge to ...
MM 282 - My KiwiSaver Goes From $100k To $150k In 18 Months
06 Oct 2025
Contributed by Lukas
Recently, my KiwiSaver balance ticked over $150,000. Out of curiosity, I looked back through my mont...
Economy Shrinking. Sole Traders Expanding w Hnry CEO James Fuller
05 Oct 2025
Contributed by Lukas
We sit down with James Fuller, Co-founder and CEO of Hnry, to unpack how recent Budget 2025 changes ...
Turning Trauma Into Performance w Sarah Robb
01 Oct 2025
Contributed by Lukas
Why do high-achieving people still struggle with self-doubt, anxiety, and burnout, even when everyth...
MM 281 - How A Chat With The 'Pay Guy' Changed Everything
29 Sep 2025
Contributed by Lukas
This one’s from a listener who shows exactly what happens when you take action, even if it starts ...
NZ’s GDP Shock, Tech Bubble Talk & the Future of KiwiSaver - Greg Smith (Generate)
28 Sep 2025
Contributed by Lukas
Today we sit down with Greg Smith, newly appointed Investment Specialist at Generate and one of New ...
If You’re Not Your Job, Then Who Are You? w Mikey Smith
24 Sep 2025
Contributed by Lukas
Ever stopped to ask yourself: Who am I if I’m not working? Well today we are. In this episode, we ...
MM 280 - The Remortgage 'Scam'?
21 Sep 2025
Contributed by Lukas
The kitchen might still be tiny. The roof still leaks in winter. The location hasn’t changed. The ...
The Forces Behind NZ House Prices The Economists Miss
17 Sep 2025
Contributed by Lukas
Today we sit down with Nathan Najib, Managing Director of Najib Real Estate in Christchurch, to expl...
MM 279 - If You Can Buy Now, Pay Later, Can You Save Now?
15 Sep 2025
Contributed by Lukas
Let’s talk about one belief I keep seeing lately: The 'Have you seen the cost of living? The avera...
Why Is There So Much Financial Uncertainty In New Zealand? Financial Planner Explains
14 Sep 2025
Contributed by Lukas
I sit down with Amy Po-Ching of https://www.levridge.co.nz to find out what she is seeing out there ...
From Broke Accountant to NZ Millionaire: My Journey | Fresh Moni Podcast
11 Sep 2025
Contributed by Lukas
I recently sat down with Willie Leota on the Fresh Moni podcast for a deep dive into New Zealand's e...
Speed Wins, Not Kills. Why Are Kiwi So Slow? w Mikey
10 Sep 2025
Contributed by Lukas
New Zealanders pride themselves on the laid-back lifestyle but in life, being too cruisey can cost y...
MM 278 - ‘My Kids Will Have Millions…I Think’
08 Sep 2025
Contributed by Lukas
I overheard an older gentleman talking about how great KiwiSaver is for younger people. He said...
The Retirement Reality Check Every Kiwi Needs to Hear
04 Sep 2025
Contributed by Lukas
I Team up with Jake from Generate and John from Kauri Wealth for this essential retirement reality c...
Living Off Equity | Building Tech & Wealth in NZ w Mahesh Muralidhar
03 Sep 2025
Contributed by Lukas
Meet Mahesh Muralidhar, the tech executive, investor, and the man on a mission to birth 10 billion-d...
MM 277 - 44% Of Kiwi Do Not Have An Emergency Fund
01 Sep 2025
Contributed by Lukas
Having an emergency fund has changed my life. Why? Well it changed who I was. So let’s start putti...
Proximity. Get Around THESE People w Mikey Smith (http://GuardianSmith.co.nz)
27 Aug 2025
Contributed by Lukas
The Power of Proximity: Get Closer to What You Want! Today we define and explore the concept of prox...
MM 276 - No one’s immune to money problems (even wealthy Wendy)
25 Aug 2025
Contributed by Lukas
We each don’t know what each other are REALLY going through. We may all have different income...
The Ultimate NZ Emergency Fund Guide
20 Aug 2025
Contributed by Lukas
Recently I teamed up with Lighthouse Financial and Sorted for this emergency fund masterclass, and i...
MM 275 - 'Not Everyone can be a Business Owner’ – No Sh*t
18 Aug 2025
Contributed by Lukas
You see it online all the time: “Not everyone wants to be a business owner. Well, no sh*t. You don...
Coach of Champions: Eugene Bareman on ‘Voluntary Adversity’
18 Aug 2025
Contributed by Lukas
What makes a great fighter and an even better coach? City Kickboxing head coach Eugene Bareman ...
Hosting At Your House. Quitting Corporate To Be Creative w Rose Dining Table
13 Aug 2025
Contributed by Lukas
Today, we sit down with Rose Kennedy, the visionary behind Rose’s Dining Table (https://www.rosesd...
He Makes Money Teaching People How To Make Money Cleaning Cars w Aaron Wilton-Jones
12 Aug 2025
Contributed by Lukas
Prepare to be inspired by Aaron Wilton-Jones, entrepreneur, TikTok sensation, and co-founder of Auto...
MM 274 - They ‘Say’ They Want Better. But Do They?
07 Aug 2025
Contributed by Lukas
Sometimes I find myself wondering…what if the reality is that most people don’t actually want to...
Unemployment Hits 5.2% 400,000 Kiwi Want More Work
07 Aug 2025
Contributed by Lukas
Unemployment Hits 5.2% 400,000 Kiwi Want More WorkWe’ve got to the stage of the cycle where more p...
How Dosh is Taking On the Big Banks in NZ & Why 40,000+ Kiwis Are Switching
06 Aug 2025
Contributed by Lukas
Banks are slow. Fintech is fast. Dosh is here to shake up how money moves in New Zealand. In th...
MM 273 - What The Hell Is Debt Recycling?
31 Jul 2025
Contributed by Lukas
A person recently explained that they borrowed money against the equity in their property to invest ...
Getting The Girls Off: Selling Sex Toys To The World (& Pensioners...) w Viv From Girls Get Off
30 Jul 2025
Contributed by Lukas
I sit down with Viv from Girls Get Off, a trailblazing brand challenging societal norms and empoweri...
MM 272 - Has The Property Bubble FINALLY Popped?
25 Jul 2025
Contributed by Lukas
Put simply: this is a buyer’s market, and it’s looking even colder in winter. Will prices keep f...
Buyers Bought Wrong & Now Pay The Price | Predictions | Negotiation w Tama Singh
23 Jul 2025
Contributed by Lukas
The property market has been flat for some time and many people are hurting with the fact that they ...
MM 271 - Who’s Responsible For Your Retirement?
20 Jul 2025
Contributed by Lukas
Maybe, like me, you’ll decide that if the current system isn’t enough, it’s time to take matte...
Beneficiary Raises Millionaire: My Mum & Money
16 Jul 2025
Contributed by Lukas
I sit down with my Mum to unpack the money lessons that shaped her (and maybe me!), personally and f...
*EXPLICIT* Stop F@*king Conforming. Win The Mind: Win Your Life (Mental Performance Coaching) w David Niethe
11 Jul 2025
Contributed by Lukas
Note: this is the same podcast we recently released, but without the swearing bleeped out due to pop...
Money Mail 270 - 'My house is my retirement plan' Really???
10 Jul 2025
Contributed by Lukas
It’s often said with confidence, like ‘duhhh how do you not know this?’. But where did this sa...
Crypto in 2025: Bitcoin to $1mil? Major Themes w Paul Quickenden (Easy Crypto)
09 Jul 2025
Contributed by Lukas
Paul Quickenden, Chief Commercial Officer at Easy Crypto is back on the podcast and we explore the d...
Stop F@*king Conforming. Win The Mind: Win Your Life (Mental Performance Coaching) w David Niethe
08 Jul 2025
Contributed by Lukas
Strap yourself in because today we sit down with mental performance coach David Niethe, author of th...
Why Do Kiwi HATE Talking About Making More $$?
06 Jul 2025
Contributed by Lukas
An Instagram live with Mikey to brainstorm some ways to make more money and what gets in our way whe...
Money Mail 269 - Hard Work Isn't Enough Anymore? Sorry To Say This!
04 Jul 2025
Contributed by Lukas
I had many hard working roles when I grew up. BUT I noticed something…if I did overtime or worked ...
Owns $20m In Property, But She Rents. Find Out Why with Ilse Wolfe
02 Jul 2025
Contributed by Lukas
Some Kiwis are waking up to a different way to build their property portfolio: rent-vesting. Blasphe...
ATF - Sorry, But The Answer Is Make More Money w Mikey Smith
02 Jul 2025
Contributed by Lukas
We are asked so many questions about peoples complicated scenarios and it is very clear that the ans...
Money Mail 268 - Keeping Up With ‘The New Jones’s’
27 Jun 2025
Contributed by Lukas
We are all familiar with the saying Keeping Up With The Joneses. BUT there’s been a BIG change. Th...
9 Years A Teacher to Real Estate. 4x The Income In 3 Years. A leap of Faith w Fraser Kilgour
25 Jun 2025
Contributed by Lukas
Stuck at the top of the teaching pay scale, stretched with a young family, and watching inflation ou...
Money Mail 267 - I Found The 'Green Shoots' (Practical Tips)
20 Jun 2025
Contributed by Lukas
WTF are 'green shoots' that we keep hearing about? It seems like the latest catchy economic term.&nb...
NZ Property: Where To From Here in 2025? Average House Prices Too Expensive - Politician
18 Jun 2025
Contributed by Lukas
We take a big-picture look at the New Zealand property market and where things might be heading in 2...
Money Mail 266 - If AI Took My Job...My Plan
16 Jun 2025
Contributed by Lukas
You've probably seen the headlines: "AI set to take hundreds of thousands of jobs!" I saw a tech CEO...
She Paid Kylie Jenner $300k & Made $3.5mil In Her 20’s | What Happened Next? W Iyia Liu
11 Jun 2025
Contributed by Lukas
We are about to find out because today on the podcast, we’ve got an incredible guest who turned a ...
Money Mail 265 - Who REALLY Isn’t 'Paying Their Fair Share' Of Tax?
09 Jun 2025
Contributed by Lukas
The ‘paying their fair share’ slogan is a goodie as no one can define ‘fair share’. Anyway, ...
ATF - Why The Hunting Season Is A Must w Mikey Smith (Guardian Smith)
08 Jun 2025
Contributed by Lukas
This podcast was first released in December 2023 and has been an all-time favorite podcast from the ...
NZ Economy: When Will It Get Better? w Mikey Smith (http://GuardianSmith.co.nz)
04 Jun 2025
Contributed by Lukas
He’s back! We finally tracked him down and ask him what he is seeing out there. In this episode, M...
NZ Has Changed FOREVER & Some Can't See It
02 Jun 2025
Contributed by Lukas
5 years ago I went live on Instagram warning people about what 'free' money could mean. 5 Years on I...
Money Mail 264 - Budget 2025 - Men Lie, Women Lie, Numbers Don’t
29 May 2025
Contributed by Lukas
Last year, I said the new government was going to have a hard time balancing the books. Why? Because...
Running the Distance: Business, Sport & Motherhood w Janelle Cavanagh from Withers & Co.
28 May 2025
Contributed by Lukas
Ever wondered how to juggle running a thriving 7-figure business, elite-level sport, and family life...
Money Mail 263 - 5 Years Of Money Mail. 260+ Fridays. What Now?
26 May 2025
Contributed by Lukas
The first edition went out on the 22nd of May 2020. 201 of you signed up. Mostly my mates or people ...
He Made Millions Helping Tradies Grow Their Businesses: Marti Amos
21 May 2025
Contributed by Lukas
He’s Helped 2,500 builders Achieve Financial Freedom & Control with Marti AmosEver wondered wh...
Money Mail 262 - I Needed A Battery. I Found A DIY Wonderland
19 May 2025
Contributed by Lukas
I ended up venturing into a large department store for the first time in ages. DIY and home improvem...
Higher Incomes Don’t Mean Freedom. Financial Truths w Shula Newland
14 May 2025
Contributed by Lukas
Shula Newland is the founder of FULL Balance Financial Coaching and we sit down to unpack what true ...
Money Mail 261 - What 20 Years Of Investing Taught Me
12 May 2025
Contributed by Lukas
May 2025 marks 20 years since I purchased my first share. I was fortunate enough to start learning a...
From Soap Buckets to Signing Leases at 17 - Max Tebbs, Clean Car Collective
07 May 2025
Contributed by Lukas
At just 13, Max Tebbs started cleaning cars to fundraise for refugees. Today, the 18year old runs Cl...
Money Mail 260 - Is Debt Stress Secretly Ruining Your Life? Warning: Confronting!
05 May 2025
Contributed by Lukas
With access to debt being so easy, we can all access more than we can truly afford, ahead of time. T...
The Marketer Behind My Madness w Roimata from BurstDigital.co.nz
30 Apr 2025
Contributed by Lukas
Tired of seeing Keep The Change and nextAdvisory everywhere? Blame Roimata. She’s the person behin...
Money Mail 259 - Renting Out A Room? AirBNB Income? Paid Tax?
28 Apr 2025
Contributed by Lukas
The IRD could very easily write to AirBNB (or similar) and ask for a list of users. Same thing for p...
‘’Moneys Broken’’, Bitcoin Fixes It? Leaving NZ For Japan w Cody Ellingham
23 Apr 2025
Contributed by Lukas
From the neon nights of Tokyo to the freedom tech of tomorrow, Cody Ellingham is on a mission to rei...
Money Mail 258 - How To Stay In ’Push Mode’ Like A F1 Driver
17 Apr 2025
Contributed by Lukas
Apparently, in Formula 1, 'Push mode' refers to a temporary engine or battery setting that allows a ...
Building Wealth, Burn Out & Busy Twins w Amy Po-Ching of Property IQ
16 Apr 2025
Contributed by Lukas
From dropping out of school at 16, buying her first property at 18 to building a business for sale, ...
Money Mail 257 - Liquidation: How Some Businesses Delete IRD Debt Without Paying
14 Apr 2025
Contributed by Lukas
I read an article recently about a company who owed over half a million dollars to the IRD and was n...
From A Rental To The Richlist. Why Aussies Are Coming For NZ Commercial Property w Scott O’Neill (https://www.rethinkinvesting.co.nz)
09 Apr 2025
Contributed by Lukas
Ever wondered how to tap into the lucrative world of commercial real estate but weren't sure how or ...
Money Mail 256 - 1 In 2 Business Owners In NZ Are Over 50
07 Apr 2025
Contributed by Lukas
1 in 2 business owners in New Zealand are over 50. This is according to CPA Australia's Asia-Pacific...
Fur Real: Pet Emergency & Pet Insurance DM Drama!
06 Apr 2025
Contributed by Lukas
After sparking massive engagement on social media this week about pet emergency funds and pet insura...
MY2CENTS - Money Advice For NZ Uni Students (Practical)
05 Apr 2025
Contributed by Lukas
This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...
MY2CENTS - 🇳🇿 Is It Supposed To Feel This Hard Financially?
05 Apr 2025
Contributed by Lukas
This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...
Reset for the New Financial Year w Mikey Smith (GuardianSmith.co.nz)
02 Apr 2025
Contributed by Lukas
If your personal finances were a business, would you be turning a profit, or running into debt? The ...
Money Mail 255 - Thousands ''Sick & Tired Of Survival Mode''
31 Mar 2025
Contributed by Lukas
I recently came across a video where someone shared their frustration and exhaustion over the rising...
MY2CENTS - 2025 Will Be Just As Tough As 2024 🫣
29 Mar 2025
Contributed by Lukas
This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...
Why Does Having Money Scare You? The Fear of Money w Mikey Smith (GuardianSmith.co.nz)
26 Mar 2025
Contributed by Lukas
Why does having money sometimes feel more stressful than not having it? In this episode, we explore ...
Money Mail 254 - 30% Get This Wrong About Dividends, Will You?
24 Mar 2025
Contributed by Lukas
I recently asked 500 people whether dividends were a capital gain. Have a think about that answer. 3...
I Went Back To My Old High School
23 Mar 2025
Contributed by Lukas
This week, I had the privilege of returning to my old high school to speak at assembly. I wanted to ...
MY2CENTS - How To Get Your Partner On Side With $$ In New Zealand
22 Mar 2025
Contributed by Lukas
This is the audio from a recent YouTube video that you might find interesting.Hey thanks for listeni...
Why Personal Brands Win (And Everyone Else Gets Left Behind) w Stanley Henry (AttentionSeeker.co.nz)
19 Mar 2025
Contributed by Lukas
This man knows how to get attention and turn it into serious business growth. In just 6 years, Stanl...
Money Mail 253 - My Net Worth Took A Hiding, Did Yours?
16 Mar 2025
Contributed by Lukas
If you did your February 2025 month end, you might have noticed something…your net worth may have ...