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Living The Red Life

How a CPA Lost Millions and Started Again

11 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What challenges did Benedette face after becoming a millionaire?

0.031 - 9.406 Benedette Diaferia

I've been a millionaire three times over. Lost it all because people stole it from me. And I had to start again. I'm starting again already. And I don't care. I don't care. I want to start again. And I know I can help a lot of people out there.

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9.626 - 26.013 Benedette Diaferia

Benedette D'Affaria is a trailblazing and resilient CPA and the founder of B. D'Affaria CPA PC, best known for helping clients save thousands through creative financial strategies and her outside-the-box approach to accounting and business. Hershey, he failed nine times.

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Chapter 2: How did Benedette start over after losing everything?

26.334 - 42.407 Benedette Diaferia

Some king in England loved his chocolate, and that's how he became famous. Nine times. So think about that, guys. That made me keep going, I'll tell you honestly. He learned, he learned, he learned, and he finally hit it. Hershey's chocolate? What's better than that? You have to love what you do. If you love what you do, the money will come. We're talking about getting rich.

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Chapter 3: What unconventional financial strategies does Benedette use?

43.049 - 59.873 Benedette Diaferia

Get rich. Rich quick, it doesn't work. You want to build wealth and wealth encompasses a lot of things. It's not only dollars. It has to do with health and it has to do with friends and family and love and relationships and just giving back to your community and just making people happy, making people smile. Even if you just say hello to make them happy. To me, that's wealth.

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59.937 - 73.896 Rudy Mawer

My name's Rudy Moore, host of Living the Red Life podcast, and I'm here to change the way you see your life in your earpiece every single week. If you're ready to start living the red life, ditch the blue pill, take the red pill, join me in Wonderland and change your life.

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73.977 - 92.985 Ray Gutierrez

Welcome back to another episode of the Living Your Legacy podcast, the Red Life edition. For Inside Success, I am Ray Gutierrez. Joining me today, all the way from where? Brooklyn, New York. Is it amazing? CPA. And her name is? Bennett DeFerry. Welcome to the Red Life. Thank you very much. I'm fine.

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Chapter 4: How does Benedette define true wealth beyond money?

93.105 - 108.548 Ray Gutierrez

I love how I was the ventriloquist and you were the puppet, or you were the puppet and I was the ventriloquist. Any way you want it, baby. Whatever, baby. I love it. I love it. Your energy is magnetic, is amazing. I've been bouncing off the walls with you the last couple hours. Thank you. I knew we were going to have a great time, and hell, we're going to run over it. I don't care, Harry.

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108.588 - 117.923 Ray Gutierrez

I'm warning you. Gosh, what brought you here? How does your journey begin? Guys, I don't even know where to begin. It relates to when I'm having a bad day.

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117.903 - 130.468 Benedette Diaferia

I had a really bad day and trying to get really pissed off, as a New Yorker would say, about the way my life was going. And I wanted a change. So I'm just going to give. You know when you get to the point, the boiling point, like you know something's got to give? Yeah.

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Chapter 5: What mindset shifts are necessary for entrepreneurial success?

130.488 - 137.002 Benedette Diaferia

And you've got to make it happen to yourself because nothing's going to come help you. You've got to help yourself. Me, myself, and I often say the trio. That's all you've got.

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137.162 - 137.262 Ray Gutierrez

Yeah.

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137.242 - 156.265 Benedette Diaferia

So, I was going through Facebook, like, purposely, like, lunatic, and I saw this thing, Women in Power, and, you know, filled out the application, and I said, yeah, okay, let me just do it. I filled it out. It wasn't a long application, which was good, because I would, you know, my ADD would have kicked in, and I would have, like, just said, forget it. But submitted it.

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156.665 - 168.158 Benedette Diaferia

Two days later, I get this email. I'm like, what? What? I was like, he's got to be a joke. He's got to be a scam. He's got to be a joke. Not for me. I'm not that lucky. So I went along with it. And I even had a Zoom, okay? I don't like Zoom.

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Chapter 6: How important is accountability in business according to Benedette?

168.178 - 189.007 Benedette Diaferia

I'm not that technologically inclined. So my good friend who's sitting here, Christine. Hi, Christine. Let's not be all along. Actually, best friend since kindergarten. I said, don't worry, I got you on the Zoom. We'll do a practice run. So we did a practice run. And, okay, I got it, I got it. So I interviewed with this guy named Ben of Ben. Everybody calls me Ben, even though it's Benadette.

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189.088 - 194.603 Benedette Diaferia

It's Bennett. They call me Ben. Ben. And I said, Ben squared, and he got engaged in New York. And we just, I loved it.

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194.583 - 220.995 Benedette Diaferia

love your personality yeah it's cool i said i said is this for real i said listen this can't be i said listen i'll tell you right now if this is for real and you change my life god's gonna bless you because i need to change and in the lord the good the high powers is it he's gonna help you and help me oh yeah and don't you know i got on the show here i am and i still can't believe it guys it's a wonderful it's a wonderful experience oh these people are awesome they're behind you it's a it's a great it's a great feeling it's a great feeling especially

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220.975 - 226.406 Benedette Diaferia

Something different in life. It's a way to pivot your life and get out there to people that will never know who you are until now.

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227.468 - 228.31 Ray Gutierrez

I thank you very much.

Chapter 7: What life lessons did Benedette learn from her failures?

228.53 - 241.714 Ray Gutierrez

Oh, no, I thank you so much for just being so awesome. You've been so giving your energy, your story. You even gave me an amazing bracelet. Where would you like to begin your story? Wow. You just want to talk numbers?

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242.435 - 260.062 Benedette Diaferia

Philosophy? Childhood, let's say. Let's do it. Awesome parents. Yeah. Not rich. I had a dad. I talk about it all the time. And it was amazing because this exercise had you write, write, and write, and write about your life. All the segments of your life. And it started with childhood. And I'll tell you, I ran with it.

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260.082 - 278.349 Benedette Diaferia

I mean, it was probably one big run-on sentence because English is not like my Y14 numbers are. Yeah. but I enjoyed myself and things that came to my mind that I haven't thought about in years. How precious would my support for our team, my parents, they didn't have a lot of money, but they had support and they helped me a lot through life.

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278.85 - 293.592 Benedette Diaferia

And I want to give that back because I find that the youth today doesn't have that. Either the parents are not there, even if the parents are there. They're throwing money at them. It's not the same. And maybe some people do have what I have. I'm not saying it's exclusive to me. But those who don't is really where I want to start. It's a time of the entrepreneur.

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293.953 - 309.857 Benedette Diaferia

There's no more like, you know, set steps. Like years ago, you went to college, you got a job. Jobs aren't around today. You can't even be an attorney. You come out with a ton of debt and you can't get a job. It's terrible. It's time to think of something different and do what helps people and do what you love. Do what you love. That's what gets you by.

309.917 - 315.185 Benedette Diaferia

And I happen to love what I do now because, you know, they say accounting is boring, but I don't make it boring.

Chapter 8: How can listeners connect with Benedette and learn more?

315.205 - 333.251 Benedette Diaferia

We have a lot of fun. I learn every day. I'm excited about what I do. And I hear my father still say, keep punching, Ben. Keep going. Keep going. No matter what happens, no matter if you lose a client, you get a client, you don't have a client, you know, you have to go to work every day. You don't feel like it. You know, you really have to love what you do.

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333.692 - 345.768 Benedette Diaferia

If you love what you do, then money will come. We talk about getting rich. Get rich. Rich quick, it doesn't work. You want to build wealth, and wealth encompasses a lot of things. It's not only dollars. It has to do with health, number one.

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346.069 - 364.311 Benedette Diaferia

Then it has to do with friends and family and love and relationships and just giving back to your community and just making people happy, making people smile, even if you just say hello to make them happy. To me, that's wealth. And the money comes. If people like it, money will come. and enjoy what you do, love what you do, and give to get. You know what I mean? You give first, and then you get.

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364.831 - 380.946 Benedette Diaferia

And I get out of giving, and I really do enjoy it. Like on Christmas, I'd rather give presents than get the presents, and I give great presents. I love that you give great presents. It's like when I think of something that is a great gift, oh my God, I'm overjoyed. You can see my, and I get insane. Yeah, yeah. I get insane. I love it.

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380.986 - 397.393 Benedette Diaferia

I can't wait till the moment I believe it's, before Christmas, or I open it. I'll have to give it to them. I love that there's happy, and then there's insane. There's happy, there's insane happiness, exactly. So, and then, you know, I started my own business. I got very blessed with getting a bunch of clients that from a law firm that I've never seen in my lifetime.

397.434 - 417.25 Benedette Diaferia

I'm a first college graduate from parents that went, my mom went to high school. My dad went to second grade. My dad was a Swans person. You could never meet in your life. I always say, school educates you. You're born smart. And I learned from both sides. I have a photograph memory from my mom, beautiful and smart lady and a wonderful father. And they really helped me with confidence.

417.27 - 435.395 Benedette Diaferia

And you need confidence to move along. And people then support you. If you have support, you can do anything. On your worst days, they got me through it. Then I met a really wonderful, my first girlfriend was wonderful. She said, Ben, I was getting like kind of abused at a job, okay? Like toxic relationship, toxic business relationship. And she said to me, Ben, you can do it.

435.996 - 451.835 Benedette Diaferia

And I said, Rose, how am I going to get clients? I'll get you clients. And don't you know, she got me one, got me two. She got me this big spa in Brooklyn that was like top of the line spa. For sure, I went to. And little by little, she was the spokesperson for me. I I'm not a good salesman. I'm not like, hey, come, you know, I'm the very accountant, come, you know, come vote for me.

451.875 - 468.636 Benedette Diaferia

I have to be introduced to people. And if they like what I have to say, they become clients. And that's what I do. I'm out there. And right now I'm at a time in my life where I want to work for people that I really care about, people that appreciate me. I don't want to just punch in numbers and say people money. I don't want to say millionaires money. I want to say young entrepreneurs.

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