Neil and Eric break down why high agency is becoming more valuable than raw intelligence in the age of AI. They discuss Andre Karpathy’s views, Klarna’s AI experiment, why speed and execution now beat perfection, and how build versus buy decisions are changing. The conversation covers AI-driven productivity, the future of agencies, founder-led growth, and why adapting early is critical for entrepreneurs, marketers, and operators heading into 2026 and beyond. Key Takeaways: High agency beats intelligence in an AI-driven world Speed and execution matter more than perfection AI is reshaping agencies, startups, and big companies Chapters: (00:00) Agency vs intelligence explained (00:30) Why high agency wins with AI (01:12) Klarna, Karpathy, and AI impact (03:00) End of large organizations? (04:10) Build vs buy debate (05:46) Speed, execution, and founders (07:58) AI tools and productivity gains (10:30) AI, GDP growth, and markets (13:05) Why 2026 looks bullish

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