The Values Check-In: Are You Spending in Alignment with What Matters Most?
episode
Master Your Money: Budgeting, Saving, and Debt-Free Living
20 min
1 speaker
3 chapters
transcribed 1 month ago
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What is the main topic discussed in this episode?
Welcome to Master Your Money, Budgeting, Saving, and Debt-Free Living. I'm your host, Nate Tanner. On this show, we use the Trigator Triangle, budget, save, and pay off debt to help you build a spending plan that fits your life, grow your savings with purpose, and knock out debt with confidence. And today, we're not talking about numbers. We're talking about meaning. Because sometimes your spending plan looks good on paper, but it feels off in your soul. You're paying the bills, checking the boxes, maybe even hitting your goals, but something's missing. It's like your money is moving, but not in the direction that matters most to you. That's where today's episode comes in, the values check-in. We're going to walk through how to reconnect your money with your core values, the things that matter most to you, not just the things that cost you the most.
You'll learn how to quickly identify your top three to five values, run a values audit on your last 30 days of spending, and build a paycheck plan that reflects your priorities, not just your bills. Because here's the truth, alignment creates momentum. When your money matches your values, your spending plan doesn't just work, it feels right. And don't worry, this isn't about guilt, shame, or perfection. It's about clarity. It's about progress. It's about leading your money with purpose. As one of our great favorites Rafiki says in The Lion King, the past can hurt, but the way I see it, you can either run from it or learn from it. Today, we're learning, we're reflecting, we're realigning. So whether you're pacing the kitchen, scrolling through receipts, or just trying to remember where your last paycheck went,
This is the moment you pause, reflect, and realign, because when your money reflects what matters most, your life follows. How to identify your top three to five core values and why they matter in your spending plan. Let's start with a question that might feel a little philosophical for a money podcast. What actually matters to you? Not what's urgent, not what's trending, not what your neighbor's doing with their bonus check. I mean the stuff that makes you feel grounded, purposeful, and proud. The stuff that when you spend money on it, feels like a win, even if it's not flashy. That's your values. And today we're going to help you name them, claim them, and use them to lead your spending plan. Because here's the truth, your values are your compass.
What is a values check‑in and why does it matter for your spending plan?
And if your spending plan doesn't reflect them, it's no wonder budgeting feels like a chore. You're trying to follow a map that doesn't lead you to where you want to go. why values matter in your spending plan. Most people build their spending plan around bills, rent, groceries, gas, subscriptions, and yes, those things matter, but if your plan only reflects what's due and not what's true, you'll always feel like something's missing. According to a 2024 study by the Financial Wellness Institute, 71% of Americans say that their spending doesn't reflect their values, but only 18% have ever done a values-based audit. That's like driving every day without checking your GPS. You're moving, but you're not sure if you're going in the right direction.
Your values are your compass, and not just any compass. Think Pirates of the Caribbean. Remember Jack Sparrow's compass? It didn't point north, it pointed to what he wanted most. That's what your values should do, point you and your spending plan to what you want most. When your money reflects your values, budgeting stops feeling like restriction, and it starts feeling like alignment. How to identify your core values. Let's get practical. You don't need a personality test or a weekend retreat. You just need a quiet moment and willingness to be honest. Here's a simple exercise I use with coaching clients. And yes, I've done this myself. Step one, brain dump. Write down everything that matters to you. Don't filter, don't edit, just let it out.
Faith, family, health, creativity, freedom, adventure, stability, generosity, growth, simplicity, joy, learning, community, integrity, peace.
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Chapters
3 chaptersSpeakers
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