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Master Your Money: Budgeting, Saving, and Debt-Free Living

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Episodes

The Sneaky Money Leaks You’re Not Watching

06 May 2026

Contributed by Lukas

Your Spending Plan might be solid — but is it leaking? In Episode 99, Nate Tanner breaks down the three hidden money drains that quietly erode your ...

Fads vs. Fundamentals: How to Filter Money Advice

28 Apr 2026

Contributed by Lukas

Modern money advice is louder, faster, and more confident than ever—but not all of it leads to peace of mind. In this episode, Nate Tanner breaks do...

Stop the Bleeding: A No New Debt Recovery Plan

17 Feb 2026

Contributed by Lukas

Debt stress can feel like a financial emergency—and when that happens, the goal isn’t perfection, it’s stabilization. In this episode, Nate Tann...

Tax Season, Calm Season: Turn Refunds and Tax Bills into Wins

28 Jan 2026

Contributed by Lukas

Tax season doesn’t have to spike your stress. In this episode, Nate walks you through a calm, confidence-building approach to the 2026 tax season. Y...

The Psychology of Money Stress: How to Protect Your Mental Health

13 Jan 2026

Contributed by Lukas

In Episode 95, Nate unpacks the hidden emotional side of financial stress and shows you how to build a Peace Toolkit that strengthens both your mind a...

The Peace of Mind Fund: Your Secret Weapon Against Financial Stress

06 Jan 2026

Contributed by Lukas

In this episode, Nate Tanner explores the emotional and practical benefits of building a Peace of Mind Fund—a system of savings that includes your E...

Debt Freedom Is Possible: Your Roadmap to a Life Without Payments

17 Dec 2025

Contributed by Lukas

In this episode, Nate Tanner uses the Apollo 13 mission as a powerful metaphor for overcoming debt. You’ll learn why debt freedom feels impossible, ...

Holiday Spending Without Regret: Joyful Celebrations on a Smart Budget

16 Dec 2025

Contributed by Lukas

In this festive episode, Nate Tanner uses classic scenes from Christmas Vacation to guide listeners through joyful, guilt-free holiday spending. Learn...

Beyond Social Security: Building Your Own Safety Net

09 Dec 2025

Contributed by Lukas

In this episode, Nate Tanner tackles the looming Social Security shortfall and empowers listeners to take control of their retirement future. Learn wh...

Your Financial Why: How to Find It, Plan It, and Live It

03 Dec 2025

Contributed by Lukas

In this episode, Nate Tanner helps you uncover your true financial why, turn it into a driving force, and stay true to it—even when life gets messy....

Budget MythBusters: Separating Fact from Fiction in Everyday Spending

25 Nov 2025

Contributed by Lukas

In this episode, Nate Tanner returns to the lab to bust common personal finance myths using stories, humor, and practical examples. Myths covered incl...

The Subscription Shuffle: Reclaiming Joy and Value in Recurring Expenses

24 Nov 2025

Contributed by Lukas

In this episode, Nate Tanner guides listeners through a quarterly subscription audit using the garden metaphor—helping you prune financial weeds, nu...

The Smart Spend Stretch: Strategies to Get More from Every Dollar

19 Nov 2025

Contributed by Lukas

Nate Tanner channels Sherlock Holmes to help you spot hidden savings, negotiate like a pro, and reassign every dollar for maximum impact. Learn how to...

Alligators vs. Emergencies: How to Spot the Difference

06 Nov 2025

Contributed by Lukas

Are you ready to stop confusing predictable expenses with true emergencies? In this episode, Nate Tanner helps you become the CFO of You, Inc.—teach...

The Money & Mental Health Connection: Building Financial Wellness from the Inside Out

05 Nov 2025

Contributed by Lukas

This episode explores the powerful link between your financial life and your mental health. Nate Tanner shares stories, strategies, and science-backed...

The Financial FOMO Episode: How to Stay True When Everyone Else Is Spending

22 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner tackles the pressure to keep up with others’ spending—especially on social media—by teaching listeners how to build...

The Triggator Triangle Deep Dive: Pay Off Debt—Clearing the Path to Financial Freedom

14 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner explores the Pay Off Debt side of the Triggator Triangle, empowering listeners to clear the path to financial freedom. Le...

The Triggator Triangle Deep Dive: Save—Unlocking Your Peace of Mind Fund

09 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner explores the Save side of the Triggator Triangle, showing listeners why savings is more than just an emergency fund. Lear...

The Triggator Triangle Deep Dive: Budget—Building Your Foundation for Financial Freedom

08 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner kicks off a multi-part deep dive into the Triggator Triangle, starting with the Budget side. Learn how to build a paychec...

The Financial Wellness Toolkit: Building Resilience for Uncertain Times

07 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner equips listeners with practical tools and habits to stay financially resilient during economic uncertainty, layoffs, or u...

The Financial Friendship Formula: Building Money Support Networks

03 Oct 2025

Contributed by Lukas

In this episode, Nate Tanner explores how building supportive money relationships can transform your financial journey. Discover how to start positive...

The Income Upgrade: Short-Term Hustles & Long-Term Growth

02 Oct 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner dives deep into the art of intentional income upgrades. Discover how to use side hustles as a tool f...

The Abundance Mindset Makeover: Escaping the Scarcity Cycle

24 Sep 2025

Contributed by Lukas

In this episode, Nate Tanner helps listeners break free from the scarcity cycle and embrace an abundance mindset. Discover how to recognize scarcity t...

The Retirement Reality Check: Why 'Someday' Starts Today

23 Sep 2025

Contributed by Lukas

In this episode, Nate delivers a motivational reality check on retirement savings—why 'someday' needs to start today. Learn why retirement must come...

The Scam-Proof Wallet: Outsmarting Fraud in a Digital World

19 Sep 2025

Contributed by Lukas

In this episode, Nate Tanner helps you build your scam-proof wallet by teaching you how to spot the latest digital scams, phishing tactics, and AI-pow...

The Investing Integrity Episode: Building Wealth the Triggator Way

18 Sep 2025

Contributed by Lukas

In this episode, Nate Tanner guides listeners through the essentials of investing with integrity, the Triggator way. Discover how to make investment p...

The Automation Advantage: How to Put Your Money on Autopilot (Without Losing Control)

17 Sep 2025

Contributed by Lukas

In this episode, Nate walks you through a practical, Triggator‑aligned approach to automation that keeps you firmly in control. You’ll learn how t...

The Alligator Review & Check-In: Planning for Seasonal Spending Surges

11 Sep 2025

Contributed by Lukas

This episode guides listeners through a proactive review of upcoming 'Alligator' expenses—seasonal, non-monthly costs that can sneak up and bite you...

The Habit Loop Audit: How to Break Automatic Spending Cycles

10 Sep 2025

Contributed by Lukas

In this episode of Master Your Money: Budgeting, Saving, and Debt-Free Living, host Nate Tanner helps you uncover the hidden routines that drain your ...

The Spending Trigger Tracker: How to Spot and Stop Emotional Spending

09 Sep 2025

Contributed by Lukas

In this episode of Master Your Money: Budgeting, Saving, and Debt-Free Living, host Nate Tanner helps you uncover the real reasons behind emotional sp...

The Spending Plan Showdown: What Happens When You Compare Monthly vs. Paycheck Budgeting

04 Sep 2025

Contributed by Lukas

Monthly budgets look clean—but they often collapse under real-life pressure. In this episode, Nate Tanner breaks down why paycheck-based planning wi...

The Mailbag Episode: Listener Wins, Questions, and Real-Life Budget Battles

03 Sep 2025

Contributed by Lukas

In this energizing mailbag episode, Nate Tanner opens up the Triggator inbox to spotlight listener-submitted wins, questions, and budget battles. From...

The Paycheck Prep School: How to Train Your Money Before It Hits Your Account

26 Aug 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner walks you through how to lead your money before it even arrives. Learn how to build a pre-paycheck c...

The Budget MythBusters: Debunking Common Money Advice That Doesn’t Fit Your Plan

25 Aug 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner takes a page from the MythBusters playbook and puts three popular pieces of financial advice to the ...

The Alignment Equation: How Couples Can Build a Spending Plan Together

13 Aug 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner helps couples move from financial tension to teamwork by reframing budgeting as a values-based Spend...

The Paycheck Personality Test: What Your Spending Style Says About You

12 Aug 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner guides listeners through a fun and insightful self-assessment to discover their natural money tenden...

The Subscription Strategy Shift: How to Reclaim Your Paycheck Without Cutting Joy

11 Aug 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner walks listeners through a fresh approach to subscription audits—one that’s rooted in strategy, n...

The Money Mindset Makeover: How to Stop Feeling Behind and Start Leading Your Plan

05 Aug 2025

Contributed by Lukas

Feeling behind financially doesn’t mean you’ve failed—it means it’s time to reset. In this episode, Nate Tanner walks you through a mindset ma...

The Kid Cost Check-In – How to Plan for School, Sports, and Surprises

04 Aug 2025

Contributed by Lukas

In this episode of Master Your Money: Budgeting, Saving, and Debt-Free Living, host Nate Tanner helps parents tackle the predictable but often overloo...

When Income Isn’t Consistent: How to Build a Spending Plan That Still Works

31 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner shares how to build a Spending Plan that works even when your income doesn’t follow a predictable ...

The Values Check-In: Are You Spending in Alignment with What Matters Most?

30 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner guides you through a powerful values check-in to help you reconnect your Spending Plan with what mat...

The Hidden Budget Busters: How to Audit Your Spending Plan Like a CFO

29 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner helps you step into the role of CFO for your personal finances. You’ll learn how to audit your spe...

The Debt Battle Plan: How to Fight Back and Win

28 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner walks you through building your personalized Debt Battle Plan using the Triggator Triangle. You’ll...

Credit Card Detox: Breaking the Swipe-and-Stress Cycle

25 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner guides you through a full-on credit card detox. If you’ve ever felt stuck in the swipe-now, stress...

The Savings Ladder: How to Build Your Funds One Rung at a Time

24 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner introduces the Savings Ladder—a simple, powerful way to build your savings one step at a time. If ...

From Frustration to Fixes: How to Rebuild a Spending Plan That Works

23 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner walks you through how to rebuild a spending plan that actually works for your real life—not the Pi...

Cash-Flow Clarity: How to Stop Living Paycheck to Paycheck

22 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner breaks down the real reason so many people—even high earners—feel broke: cash flow. Using the Tr...

The Rhythm Reset – Habits That Keep Your Money on Track

21 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner helps you reset your financial rhythm with weekly habits that actually stick. You’ll learn how to ...

When the Rules Change - What the New Law Means for Your Taxes, Benefits, and Spending Plan

16 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner breaks down the OBBBA and what it means for your taxes, benefits, and spending plan. From permanent ...

The Triggator Reset: Mid-Year Money Moves That Matter

15 Jul 2025

Contributed by Lukas

We’re halfway through the year—and if your January goals feel like a distant memory, this episode is your reset button. In Episode 50 of Master Yo...

The Paycheck Power-Up: How to Give Yourself a Raise Without Changing Jobs

10 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner reveals how to unlock the 'invisible raise' hiding in your current paycheck—without asking your bo...

Budgeting for the Burnout: When You’re Tired of Trying

08 Jul 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner tackles a topic that hits close to home for many: financial burnout. If you’ve ever felt like you’...

The Budgeting Breakdown: Putting First Things First in Your Spending Plan

30 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner walks you through how to build a spending plan that reflects your values—not just your bills. You’...

From Survive to Thrive: The Plan When You’re in Financial Survival Mode

27 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner gets real about what it means to be in financial survival mode—and how to build a plan that gets y...

SAFER Savings: How to Fund Your Future Without Freaking Out

26 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner breaks down the SAFER method of saving—Save for Alligators, Fun, Emergencies, and Retirement. You’...

Debt-Free Isn’t a Dream—It’s a Plan

24 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner breaks down the Triggator approach to intentional, accelerated debt payoff. You’ll learn how to ch...

Plastic or Paper? The Real Talk on Debit Cards for Kids

23 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner dives into one of the most common parenting questions today: should your kid have a debit card? From...

Life After Debt: I Own My Paycheck, What’s Next?

20 Jun 2025

Contributed by Lukas

You’ve paid off your debt. You own your paycheck. Now what? In this episode of Master Your Money, Nate Tanner helps you shift from financial surviva...

The Budget Whisperer: How to Make Your Money Behave

19 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner becomes your 'Budget Whisperer'—guiding you through the chaos of ghosted budgets and broken plans....

Triggator for Teens: How to Teach Your Kids to Budget Without Boring Them

18 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner breaks down how to raise financially confident kids and teens—without boring them to tears or turn...

Save It or Spend It? What to Do When You Get Extra Money

17 Jun 2025

Contributed by Lukas

🎙️ Episode 39: Save It or Spend It? What to Do When You Get Extra Money In this episode, we unpack what to do when unexpected money shows up—w...

Financial Red Flags in Relationships: How to Spot and Stop the Budget Tension

16 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, we explore how to turn financial tension into teamwork. You’ll learn how to: - Spot common red flags like secr...

The Grocery Gauntlet: Feeding a Family Without Losing Your Cool

13 Jun 2025

Contributed by Lukas

🎙️ Episode 37: The Grocery Gauntlet – Feeding a Family Without Losing Your CoolIn this episode, Nate is joined by Triggator Co-Founder Cameron ...

Money and the Mind Game: Why Budgeting Feels So Hard (and What to Do About It)

12 Jun 2025

Contributed by Lukas

In this episode of Master Your Money, Nate Tanner dives into the psychology behind why budgeting often feels overwhelming—and how to reframe it with...

Sinking Fund or Drowning Budget: How to Tell if Your Alligators Are Underfed

11 Jun 2025

Contributed by Lukas

Alligator Expenses don’t come with calendar invites—but they do come with bite. In this episode, Nate Tanner breaks down why so many budgets fail ...

The Fun Fund: Why Joy Belongs in Your Spending Plan

10 Jun 2025

Contributed by Lukas

If your budget feels like punishment, you’re doing it wrong. In this episode, Nate Tanner shares how to build a guilt-free “Fun Fund” into your ...

Buying a Home? How to Know You’re Really Ready

06 Jun 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner tackles the emotional and financial pressure to buy—or ...

School, Supplies, and Surprise Fees: Back-to-School Budgeting Without the Panic

05 Jun 2025

Contributed by Lukas

Back-to-school season doesn’t have to ambush your budget. In this episode, Nate Tanner walks through how to separate predictable vs surprise school ...

Swipe Fatigue: Why Everything Feels More Expensive (and What to Do About It)

03 Jun 2025

Contributed by Lukas

Is it just inflation—or are you exhausted from swiping? In this episode, Nate Tanner breaks down the hidden burnout caused by cashless convenience. ...

Debt Doesn’t Have to Hurt: How to Pay It Off Without Burning Out

02 Jun 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner shares how to pay off debt without sacrificing your sanit...

Emergency Fund vs Emergency Card: What Safety Really Looks Like

30 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner explores why credit cards are not true emergency funds—...

The Myth of “Balance”: How to Budget for Real Life Without Guilt

29 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, host Nate Tanner dismantles the toxic myth of a 'perfect' budget. Lea...

Paycheck Hijackers: How Tiny Decisions Derail Big Goals

28 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, host Nate Tanner calls out the sneaky spending habits that quietly st...

Lifestyle Inflation Is Lying to You: Why More Income Isn’t the Answer

21 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner unpacks the myth that more income automatically solves mo...

Christmas in May: Why Smart Savers Start Now

20 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner explains why May is the perfect month to start your Chris...

Side Hustle or Side Hassle?: Spotting the Difference

19 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner breaks down the truth about side hustles. Are they boosti...

Subscription Creep Strikes Back: Mid-Year Check!

12 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner calls for a mid-year money checkup by tackling the rising...

The Rise of No-Spend Days: Are They Worth It?

06 May 2025

Contributed by Lukas

In this episode of *Master Your Money*, Nate Tanner explores the trend of no-spend days. Are they a financial superpower or a crash diet for your wall...

Money Myths Busted: 7 Lies That Sabotage Your Spending Plan

05 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner tackles seven of the biggest personal finance myths holdi...

Summer Spending: Planning Ahead to Avoid Financial Sunburn

02 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner breaks down why summer spending can wreck even the best p...

The Paycheck Revolution: Should You Get Paid Anytime You Want?

01 May 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner breaks down the pros and pitfalls of on-demand pay and ea...

Red Flags of Financial Friction: Signs You Need a Money Reset

30 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner shows you how to spot the early warning signs that your f...

Financial Love Languages: How You and Your Partner Value Money

29 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner dives into how your love language influences your money h...

The Marriage Money Triangle: You, Your Spouse, and the Budget

28 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner dives into one of the biggest challenges couples face: bu...

The Gator Got Me: Real Wins and Wipeouts

25 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner opens up the mic for real moments—financial wipeouts an...

The Subscription Trap: Are You Paying for Nothing?

24 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner dives into the world of subscriptions and uncovers why we...

The Budget Buddy System: Why You Shouldn’t Go It Alone

23 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner reveals the power of having a budget buddy—someone to c...

The $5 Rule: Tiny Habits That Change Everything

22 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner explores how small habits—like giving every $5 a job—...

The Money Mirror: What Your Spending Says About You

21 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner explores how your spending habits reflect your values, pr...

The Triggator Triangle: Budget, Save, Pay Off Debt in Harmony

18 Apr 2025

Contributed by Lukas

In this episode, Nate Tanner introduces the Triggator Triangle—the core framework of budgeting, saving, and paying off debt in harmony. Learn what h...

Breaking the Impulse Cycle: How to Curb Emotional Spending

17 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner breaks down the psychology of emotional spending—and ho...

The Alligator Fund: Planning for Life’s Sneak Attacks

16 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner introduces the Alligator Fund—a powerful tool to protec...

Mind Over Money: How Your Beliefs Shape Your Spending Plan

15 Apr 2025

Contributed by Lukas

This episode explores the powerful connection between your mindset and your money. Nate dives into common money scripts formed in childhood, how to id...

Paycheck Budgeting: A Budget That Matches How You Live

14 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner introduces paycheck-based spending plans—what they are,...

Fast Wins: 5 Money Moves You Can Make This Weekend

11 Apr 2025

Contributed by Lukas

Today’s episode is all about fast, doable money wins you can knock out this weekend. From opening a high-yield savings account to reviewing your spe...

The Truth About Debt: Getting Honest & Getting Out

10 Apr 2025

Contributed by Lukas

In this episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living*, Nate Tanner walks you through why debt feels so overwhelming—and ho...

How to Save Money When You Feel Like You Can’t

09 Apr 2025

Contributed by Lukas

Welcome to Episode 3 of *Master Your Money: Budgeting, Saving, and Debt-Free Living!*Today, we’re talking about saving—especially when it feels li...

Budgeting 101: Why a Budget is Your #1 Wealth Tool

08 Apr 2025

Contributed by Lukas

Welcome to Episode 2 of *Master Your Money: Budgeting, Saving, and Debt-Free Living!*In this episode, Nate dives into the fundamentals of budgeting: w...

Welcome to Master Your Money: What to Expect & Why It Matters

07 Apr 2025

Contributed by Lukas

Welcome to the very first episode of *Master Your Money: Budgeting, Saving, and Debt-Free Living!* 🎉In this launch episode, Nate shares his story o...