How This Young Couple Turned Crypto Into a Massive Net Worth
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What is the main topic discussed in this episode?
You go from nothing, nothing, nothing. I can do this because I come from nothing and then give me the best. I've been chasing numbers, looking for like a feeling, but yeah, you don't really get the feeling. When I saved my first 10,000 was like the best feeling in my life. Like when I had 100,000, I was just like, oh, well, it's only 100,000. When we had like quarter millions, oh, we only have a quarter million.
There is no point in getting to 60, 65, 70 years old with tens of millions of dollars and no memories up until that point. No experiences up until that point. No fulfillment up until that point.
We're originally from San Diego, California. Both of you. Yes. Yeah. So I guess we should start out with that. We have been together for 10 years.
Let's go.
We're high school sweethearts. We met in high school and then have been together ever since. And that's kind of where our journey started. We've been through a lot together, but I think that's what has brought us to the position we are right now.
Same college?
No, so I went to Menlo College, which is in the Bay Area, Atherton, if you're familiar with it. I've heard of it. Yeah, I've got my accounting degree there.
Are you an accountant? Is that what you do for a living? Yes. Nice. CPA.
CPA, let's go. They load the deck for me. He likes to throw that in there. Good decision maker.
How did Quentin and Victoria start building wealth and what are their backgrounds?
I love that.
I was calling her CPA before she was a CPA. I thought it was an interchangeable term. I was just like, yeah, she's a CPA.
She's like, I don't have my license yet. Yeah, so I actually played softball in college as well. So I was an athlete growing up.
That's awesome. I know she looked at Bo when you said that.
Nobody ever. You looked at me for the CPA. Softball, you threw out. So the jock love is right there. I get it. I understand. Yeah. All right, so collegiate athlete, CPA, and you do accounting now?
Yes, I work for a firm. We have offices in San Diego, Oregon, and a couple other states, but I work remotely in Phoenix because that's where we're residing.
And how long have you been with that firm?
Almost five years. Five years would be in September.
Then what do you do? Are you tax? Tax.
Okay. That's great.
So you like do tax prep?
Yes. Yeah. And I think we do a majority of like business returns, but we do have our individuals, like our high net worth individuals that the K-1s flow to that we prepare. Okay.
I feel like I gotta sit up now and really be in the Q's and Q's. You know what I mean?
What's funny is right before we came in here, Bo and I were approving a business return with K1s right before we showed up.
Awesome, okay, and so you went to a different college, didn't go to Menlo.
Yeah, so I went to a small community college in San Diego, California. Okay. I went there for two years, ended up dropping out. I started working at UPS. So I worked at UPS for about five years, and then I made a job change. That's the reason we moved to Phoenix. And I started getting into roofing sales.
Roofing sales, like working for a roofing company, going out and saying, hey, I love that.
Yeah, going out, running appointments, seeing if there's damage on the roofs, and then essentially either going through the insurance process or selling them a new roof.
Sales position, right? Sales, yeah. Were you doing sales for UPS? What were you doing for UPS?
No, I was a loader and then a driver. So two completely different. But when I worked at UPS, when you're in the warehouse, you always want to be a driver, right? So I was always wanting to be a driver, and then you get to be a driver, and it's like it's not what it's all made out to be. So I had a friend out here doing sales, and I was all on YouTube looking at everything, and it was like sales, sales, sales. So I was like, let me just come out to Phoenix and try it out. And I tried it out, and I liked it, and then I moved our family out here.
Wow. And how long have you been doing roofing sales?
Three years now.
So, okay. So here you guys are now. You graduate. You've got your jobs. You're in these vocations. Are you married? Married.
Yes, we are.
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Chapters
7 chapters
1
What is the main topic discussed in this episode?
0:00–1:18
2
How did Quentin and Victoria start building wealth and what are their backgrounds?
1:18–14:26
3
When did they first invest in crypto and how did early Bitcoin exposure change their mindset?
14:26–21:42
4
How much of their net worth is crypto and have they ever realized gains or losses?
21:42–31:58
5
What are their current savings habits, retirement accounts, and how aggressively are they saving?
31:58–39:55
6
How does Quinton’s roofing business income behave and what tax/structure questions does it raise?
39:55–1:00:22
7
Are they ready to buy a house or should they keep renting given their nomadic plans?
1:00:22–1:06:31