Lucy Guo’s Billionaire Playbook: Startup Secrets, Hidden Money Rules, and the Power of FOMO

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Money Rehab with Nicole Lapin 1h 2m 2 speakers 8 chapters transcribed
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What inspired Lucy Guo to pursue entrepreneurship?

Nicole Lapin 0:00
Support for the show comes from Public, the investing platform for those who take it seriously. On Public, you can build a multi-asset portfolio of stocks, bonds, options, crypto, and now generated assets, which allow you to turn any idea into an investable index with AI. It all starts with your prompt.

How did childhood experiences shape Lucy's financial mindset?

Nicole Lapin 0:17
from renewable energy companies with high free cash flow to semiconductor suppliers growing revenue over 20% year over year. You can literally type any prompt and put the AI to work. It screens thousands of stocks, builds a one-of-a-kind index, and lets you backtest it against the S&P 500. Then you can invest in a few clicks. Generated assets are like ETFs with infinite possibilities, completely customizable, and based on your thesis, not someone else's.

What is 'paper wealth' and how does it affect billionaires?

Nicole Lapin 0:45
Go to public.com slash money rehab and earn an uncapped 1% bonus when you transfer your portfolio. I recently had Chris Appleton on my show, and of course, I had to check out his new audiobook, Your Roots Don't Define You. He narrates it himself in his amazing accent, and it's just the perfect confidence boost. You can level up your parenting, career, finances, sleep, relationships, or mindset. The Audible Wellbeing Collection has everything to inspire and support you every step of the way.

Should you lend money to friends or family?

Nicole Lapin 1:27
Hear the latest from bestselling authors Brene Brown and Jay Shetty, Master Nutrition with chef Jamie Oliver, hear nature sleep sounds from The Sleeping World, or get on top of your finances with Rachel Rogers. Plus, you'll find all the best parenting guides like Raising Good Humans. With this at your fingertips, you can imagine more for yourself and your family. Kickstart your well-being journey with your first audiobook free when you sign up for a free 30-day trial at audible.com slash MNN membership is $14.95 a month after 30 days. Cancel anytime.

What fundraising strategies does Lucy use to create FOMO?

Nicole Lapin 2:01
Listening to the top voices in well-being sounds like self-care to us. Audible. There's more to imagine when you listen. I recently snuck off to Cabo with my husband for a quick beach reset. We sat in the sun, drank margaritas, and did absolutely nothing. For the first time in almost a year, my shoulders dropped and my jaw unclenched. I'd love to do it again. Of course, the reasons not to pile up fast. My daughter, my jaw, my dog.

What unique money-saving hacks does Lucy recommend?

Nicole Lapin 2:26
But you'll notice there's one reason that's not on that list. Money. That's because I have a cost-cutting secret. I know that hosting my home on Airbnb can help offset the cost of travel, making that dream vacation less of a dream and more of a reality. But it's not just me. While you're away, you could host your home on Airbnb.

How does Lucy navigate the stigma around 'work hard, play hard'?

Nicole Lapin 2:46
And now hosting is easier than ever with Airbnb's co-host network. You can hire a local co-host to take care of the hosting for you. A co-host can create your listing, manage reservations, message guests, and provide on-site support so the stay runs smoothly even when you're away. You get to share your space with someone traveling to your area while you're off making memories somewhere else. If you've considered hosting but need a little help, find a co-host at airbnb.com slash host. Do you think some of this changed? Obviously, youngest, female, self-made billionaire headlines everywhere.
Lucy Guo 3:25
I would actually say no. I think it really changed when I learned to become very confident in myself.
Nicole Lapin 3:30
You've heard the Wall Street lore. The college dropout made it big in tech. The founder who left a tech unicorn and built their own. But Lucy Guo has lived the lore. She's a college dropout who co-founded the unicorn Scale AI. Now she's running passes. Today she tells me about the wildest, scrappiest money stories you will ever hear.
Lucy Guo 3:50
He took my laptop. I sprinted out the door. Damn girl. Yeah. And I caught him like I would say like a mile, mile and a half in. And then what happened? I just like lunged myself at his backpack and tackled him.
Nicole Lapin 4:02
Money tips she learned after becoming a billionaire.
Lucy Guo 4:05
So what a lot of people do, I could then take out a loan against my shares and then I would be able to take out a loan at a very cheap price and then be able to make money off of that and never pay taxes.

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