Answering Your Top Housing Questions

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Rachel Cruze 0:05
smartmoneyhappyhour.com. This is a mocktail our children will be talking about.
George Kamel 0:41
Wow. Delicious. Well, this is the show where two friends who have new money experts talk about what you're talking about. So everything from pop culture, current events, and money.
Rachel Cruze 0:51
But before we get to the content, Rachel, let's talk about what we're sipping on. This is a midnight tart cherry mocktail.
George Kamel 0:57
Ah, aka the sleepy girl drink, right?
Rachel Cruze 0:59
Is that a thing?
George Kamel 1:00
Because the magnesium, there's something in it that can help you go to sleep.
Rachel Cruze 1:04
You can add magnesium to it. It's the tart cherry juice that is known to help with sleep.
George Kamel 1:08
There we go.
Rachel Cruze 1:09
I'm here for you.
George Kamel 1:10
We will talk about that, though, at the end of this episode.
Rachel Cruze 1:12
We'll give you the rating and reveal the cost per glass at the end of the episode, so stick around for that.
George Kamel 1:16
Yes. All right, George. According to the U.S. Census Bureau, only 37% of Americans have lived in their homes for more than 10 years. But recent data also found that more than a third of homeowners plan to stay in their current home forever.
Rachel Cruze 1:35
Can I ask where you fall into that as the Cruz family? How often have you guys moved? Have you ever stayed in a home for 10 years?
George Kamel 1:41
We've moved. This will be our third. So we were in a condo when we got married. Moved to a home. We were there for 10 years. And then we've moved to the home we're in. We've been there for five years and we will be there. So we say, life happens.
Rachel Cruze 1:56
For the foreseeable future.
George Kamel 1:57
Until the kids get out of high school or maybe beyond. So Charles is five. So I think we'll be there for another 13, 13 years.
John Smith 2:07
Wow. We're very happy.
George Kamel 2:11
It's great. We're good. And then maybe something different, but I don't see it. I want to always be in a neighborhood. Well, Rachel today does.
Rachel Cruze 2:18
Versus like on the fat of the land.
George Kamel 2:20
Listen, I love it. We had a party like this weekend and we were just like texting like eight neighbors and everyone comes and brings food and kids are playing. I'm like, I just- You're a social person. Love it. And when all the kids ride their bikes to school, it makes me cry.
Rachel Cruze 2:32
That is really sweet.
George Kamel 2:33
But so I want to be with people.
Rachel Cruze 2:35
Yes.
George Kamel 2:36
I don't have a craving to like be on 30 acres by myself.
Rachel Cruze 2:40
But Winston.
George Kamel 2:41
Winston would be there.
Rachel Cruze 2:42
He'd be fine not seeing another human being. He's fine just seeing creatures. No humans for weeks, months on end.
George Kamel 2:48
Possibly. How about you? How are you and Whitney?
Rachel Cruze 2:51
We have moved every three years on the dot. So we're every three years.
George Kamel 2:54
Every three? That's a lot, George.
Rachel Cruze 2:56
It's a lot. Trust me, I know. As a guy who hates doing things, I hate moving.
George Kamel 3:02
And you're about to move again.
Rachel Cruze 3:03
Hopefully this will be the last one. Last one for at least until Mia is like, you know, an older lady. Okay.
George Kamel 3:13
What do you call them? What has caused the moves for you guys?
Rachel Cruze 3:17
Just sort of looking to the future and going like... Every three years? Yeah.
George Kamel 3:22
Looking to the future. What do you mean though? Like location, size? Like give me a reason.
Rachel Cruze 3:26
Location and size and going like, hey, we want to grow our family. We want to have family that comes into town because no one's local. So anytime they come into town, it's like... It's hard. It's like we can't breathe. Someone's sleeping on an air mattress, you know? And so it's just nice to have more space and to know that we're okay to kind of expand.
George Kamel 3:45
Totally. Like a fish tank, you know? Yes. So has the primary move for you guys been space? Yeah.
Rachel Cruze 3:50
Space and like design and aesthetic. And, you know, my wife is basically a secret interior designer. She's really into it. And you're artsy, George.
George Kamel 3:58
And you're particular. I am particular. If we know anything about George Campbell.
Rachel Cruze 4:03
No, I am the worst. And so in that regard, I do like my, my home is everything to me. Like if I could not leave home, I would be happy. The fact that I'm here with you, nightmare.
George Kamel 4:15
The fact that I'm at work outside of home.
Rachel Cruze 4:17
Yeah, but like if I'm at home, I have no desire to be like, I'd love to go somewhere. I'm fine to be at home because I love the space I've created. You know what I mean? Yeah, that's fair. So that's what I want for everyone listening today.

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