Are You a Quality or a Quantity Person? (And How That Affects Your Money)
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What is the difference between quality and quantity in spending?
Today we're talking about a money tendency that we are polar opposites on, and I'm guessing a lot of you fall into one of these camps too. If I like it, I'm going to buy it at this stage of life. Because again, I don't know how many years I have left.
Okay, get off your high horse, like come down with the calm of people.
Yes.
And you're okay. Hey guys, I'm Rachel Cruz.
I'm George Camel.
How can you decide when to splurge versus save?
And this is Smart Money Happy Hour. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. Everything from pop culture, current events, and money.
Before we get to the episode, let's talk about what we're sipping on, Rachel. It is a woo-woo. A woo-woo? Hard to say. Delicious to drink.
I love a little woo-woo.
Stick around until the very end. We're going to give you our rating and reveal the cost per glass.
So great. So, George, I am a quantity person.
You love it all.
I do. Give me, like, something cheap. Give me Amazon earrings, 20 pairs. I don't need diamonds. Don't give me diamonds. Who needs them? Stop giving me diamonds, George. I don't want those diamonds.
Listen.
I want variety.
Is that an Amazon watch?
Yes, it is. That's a beautiful one.
I would have never, if you didn't just say that, I would have thought that was Dior, Versace, I don't know. Yeah, what if I said this was like Cartier?
I'd believe it. Yeah, I'd be like, yeah, mm-hmm. No, but I do. I am more quantity, and this is where we, we are very different in this, George.
I know. Believe it or not, I'm a quality guy. You know when your grumpy uncle says, they don't make them like they used to. I am that grumpy uncle. You are. That is me.
And today you have embodied that.
I don't like things like life is too short to not have quality things in your life, especially as I get older and, you know, head toward the old dusty trail. I don't know why it got real dark real quick.
I hear that. But also my thing is like life's too short to wear the same pair of shoes.
So have seven pairs.
Have seven pairs, the ones that she'd love.
I think we need a tour of Rachel's closet. I think we would be flabbergasted.
Thank you.
Or they just thought you were out of control. Like a hoarder. And they went, oh, she only has 70 pairs. I thought it was going to be like multiple. Like 200.
Like, oh my gosh.
Oh, man. That's funny.
Well, and I do think what's hard is, you know, the trends, they come and go, George. Social media, they'll show you. And it is frustrating because I do know companies, especially with clothing specifically, they know. They know if they take a pair of jeans one season, widen it a little bit, you got to buy all new jeans. Or they shrink them a little bit or they go up or down and length. Like they can just tweak small things and it changes the whole style. So then you got to get all new pants.
See, I'm not falling for that.
Okay.
Tell us your ways. You've heard the quote, Rachel. No. If you follow the trends, you'll fall for the traps.
Say it again. I love it.
Do you though? I don't think she actually wants me to say it again. No. You know what? You'll have to rewind the tape to hear that one. But I do. Like, I've been rocking skinny jeans for far too long, and Gen Z's like, it's out. We're not doing it. I'm just going to keep wearing it.
Aren't dudes kind of wearing skinny jeans?
I haven't seen them.
What are dudes wearing? I know girls are. I know it's kind of out for girls.
I'll tell you this. Men aren't wearing skinny jeans. Boys may be. Me and the boys.
Me and the boys.
But yeah, I like quality and I don't really care what other people think. And if I like it, I'm gonna buy it at this stage of life. Because again, I don't know how many years I have left.
I can't hold you to that. I don't know how many years I have left. I don't care what anyone thinks. That is not true. That is not true.
Whose opinion am I? I look for the affirmation of everybody. But I don't care about their opinion of me. I just want their affirmation. Those are two separate things.
I know, but you get all pissy in the comments because of what someone thinks about you.
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Chapters
7 chapters
1
What is the difference between quality and quantity in spending?
0:05–0:30
2
How can you decide when to splurge versus save?
0:30–5:55
3
What are the pros and cons of being a quantity person?
5:55–22:29
4
What are the benefits of investing in quality items?
22:29–32:00
5
How does social media influence shopping habits?
32:00
6
What are the implications of fast fashion on consumer behavior?
30:12–35:34
7
How do personal experiences shape spending tendencies?
35:34–39:30
Speakers
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