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Smart Money Happy Hour with Rachel Cruze and George Kamel

Dave Ramsey Answers Your Most-Asked Questions

Thu, 30 Jan 2025

Description

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan Today we’re giving the people what they want: the man himself, Dave Ramsey. In this special episode, Dave plays 20 Questions with inquiries you submitted about his life, wealth and the things he won’t waste a dime on. Next Steps: 🏅 Help us make the show better! Please fill out a quick survey. 💵 Start your free budget today. Download the EveryDollar app! 🎥 Watch our video Cheapskate or Resourceful? A Wake-Up Call With Sharon Ramsey. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMARTMONEY. Today’s Happy Hour Special: 🍸 Black Manhattan Ingredients: 2 ounces rye whiskey 1 ounce amaro 3 dashes black walnut bitters 2 dashes orange bitters 2 brandied cherries Instructions: Add the rye whiskey, amaro and bitters into a mixing glass with ice and stir until well-chilled. Strain into a chilled coupe glass. Garnish with two brandied cherries. Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Chapter 1: What large purchases has Dave Ramsey regretted?

5.788 - 8.469 Rachel Cruze

Okay, are there any large purchases that you've ever regretted?

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9.009 - 9.689 Dave Ramsey

The worst one was 2003.

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10.229 - 12.529 Rachel Cruze

It was like raising Rachel.

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15.17 - 19.691 George Kamel

What is one financial principle or piece of advice you've changed your mind about over the years?

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23.532 - 24.432 Rachel Cruze

Hey, guys, I'm Rachel Cruz.

25.472 - 28.073 Dave Ramsey

I'm George Campbell. And I'm Dave Ramsey.

29.153 - 32.134 Rachel Cruze

And this is Smart Money Happy Hour.

32.954 - 33.374 Dave Ramsey

Cheers.

33.854 - 46.733 Rachel Cruze

Ding. Ding. Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.

Chapter 2: What financial advice has Dave changed over the years?

61.881 - 62.982 Dave Ramsey

Took a long time to get me here.

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63.082 - 65.263 George Kamel

It's crazy that we had your wife on way before you.

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65.583 - 69.806 Dave Ramsey

Yeah, it is. But she was a fan favorite. I hope you beat her. It's crazy that she's way more popular than me.

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70.466 - 77.97 Rachel Cruze

I think she might be. We'll see what your count is of the episode. Oh, wow. We'll compare it to Sharon's and let you know.

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78.05 - 80.072 George Kamel

I think Sharon will be watching the view count on this one.

80.092 - 91.955 Rachel Cruze

That's true. That is true. So in this episode, we're going to be actually answering, having you answer some questions from the fishbowl that people have submitted that they want to know about you.

91.975 - 92.775 Dave Ramsey

Oh, good.

92.815 - 93.756 George Kamel

Not traditional stuff.

94.216 - 96.276 Rachel Cruze

Not how to get out of debt. Get excited.

Chapter 3: How does Dave treat himself?

1392.64 - 1398.763 Dave Ramsey

It's genetics. Honestly, I've gotten to where I just hate general fast food. Oh, it's so good. It just makes me sick.

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1398.783 - 1401.605 Rachel Cruze

You should try a Wendy's spicy chicken sandwich.

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1401.625 - 1402.505 Dave Ramsey

I don't know. It's so good. It's so good.

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1404.724 - 1406.465 Rachel Cruze

Mozzarella sticks from Sonic.

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1407.146 - 1408.447 Dave Ramsey

Those things are 73 years old.

1408.467 - 1410.488 Rachel Cruze

Cheese curds from Culver's.

1411.389 - 1412.95 Dave Ramsey

Phenomenal. Wow.

1413.11 - 1417.294 Rachel Cruze

All right, real quick. Most influential person that you've met that you were a little bit starstruck.

1417.895 - 1427.198 Dave Ramsey

You know, I guess from going broke, I lost my fear of man. It's not that I'm, like, arrogant about it. Or I just don't.

Chapter 4: What experiences does Dave spend money on?

2671.749 - 2674.491 Dave Ramsey

He knows I don't want to mix my bourbon with stuff. Yeah, he should have known.

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2674.732 - 2678.074 Rachel Cruze

He should have known better. Michael, unbelievable.

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2678.134 - 2685.159 George Kamel

Well, hey, if you want to see who's right, is it me or Dave? It's Dave. But you can get the recipe in the show notes. If you want to try it for yourself, you decide.

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2685.94 - 2695.026 Rachel Cruze

All right. Now it's time for Guilty as Charged. And this is where our producer, Kelly, gives us a new guilty as charged question every week. And if we're guilty, we take a sip.

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2695.406 - 2697.628 Dave Ramsey

Kelly? All right. Whatever it is, I'm taking a sip.

2697.688 - 2707.096

Okay, go ahead. Have you ever been awkward around someone famous or someone that you really respected? Yes.

2708.037 - 2708.878 Rachel Cruze

I have a story.

2709.378 - 2711.8 Dave Ramsey

Oh, no. I know this story.

2711.84 - 2712.62 Rachel Cruze

Do you know my story?

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