Smart Money Happy Hour with Rachel Cruze and George Kamel
Settling the Debate on Your Financial Faux Pas (We’re Divided)
Thu, 05 Dec 2024
💵 Start your free budget today. Download the EveryDollar app! So, you booked all the Airbnbs for the group hiking trip, but that was two months ago, and Becky still hasn’t responded to your Venmo request? Awkward. In this episode, Rachel and George are responding to cringy financial faux pas you’ve experienced with friends. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour 📱 Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe. 🌿 Get up to 40% off at Cozy Earth with code SMART MONEY. Today’s Happy Hour Special: 🍹 Division Bell Recipe: Difford’s Guide Ingredients: 1 ounce mescal 1/2 ounce Maraschino liqueur 3/4 ounce lime juice 3/4 ounce Aperol Instructions: Shake all ingredients with ice and strain into a chilled glass, then enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Chapter 1: What financial faux pas are we discussing?
Hey guys, I'm Rachel.
I'm George.
And this is Smart Money Happy Hour. Cheers, George.
Oh, wonderful. That'll cure almost anything.
Well, this is the show where two friends who happen to be money experts talk about what you're talking about. So everything from pop culture, current events, and money.
And we're kicking off today's episode with a public debate.
Yeah, it's not political. So don't worry, you guys. Don't get scared off. But it is. And it has to do with George. That's all I'll say.
Don't pin it on me. Okay. Well, before we get to that, what are we sipping on, Rachel? We've got a Division Bell. You can taste the divisiveness.
That's funny, actually. The cocktail name fits really well with this episode.
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Chapter 2: What happened at George's daughter's birthday party?
Yeah, I'm getting to that. I prefer Wishbone to get into the bottom of this case. Or Mary-Kate and Ashley solving any crime by dinnertime.
Yeah, you're very Mary-Kate right now and Ashley.
So yeah, overall faux pas without knowing any more context.
What?
Like a delivery fee?
If anything, it's like, thank you for taking my air fryer and buying it from me.
My guess is the next thing was like turn around the phone like, hey, just going to ask you a few questions. Asking for the tip on this air fryer. Oh my gosh. I don't understand. Did he explain it? He must have said, hey, it'll be an extra five bucks since I brought it. Versus you driving to me and picking it up. You're going to work anyways.
Same place. Yeah, that's cheap. That's cheap right there.
Don't love that one. Here's one from Kyla Penner. Forgot to bring a bridal shower gift. Two days later, she called me asking where I dropped off my card.
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Chapter 3: Is it tacky to ask for donations instead of gifts?
I know, right?
Wow. Glad that's over.
But two weeks in, man. It's like, I don't know.
Soul crushing.
Is this our life?
Second guess everything. I'm glad you guys have made it 15 years now. Congrats.
Thank you.
Thank you. Despite the incident.
So yeah, so thank you cards and I'm terrible at them. I'll say that. And my kids. I make the list at the birthday parties of who brought what gift and do we send out thank you cards off that list.
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Chapter 4: What are common financial pet peeves among friends?
So you're going to be the frugal freelancer. I'm going to be the socially unaware friend slash customer. Okay. Jen, girl, oh my gosh. I saw that y'all are going to Destin and we're going to be there at the same time.
Oh my God, no way. Are you guys, what part are you staying?
Yeah, we'll be on 30A right there.
So great.
I know y'all stay there with your family. Is there any way like we should like meet up maybe for drinks and maybe we can just grab a few like family pics if you don't mind. Just like, just kind of a quick, like real quick, free, like not a big shoot. Oh, Patrice.
This is easy, Patrice. You just threw me a softball. Oh, I don't work on vacation. I'm so sorry. Oh, no, no, girl.
It wouldn't be like work. Like obviously you're going to have your camera taking pics of your own family. Like we'll just like jump in for a quick pic. Like quick pic, all white, against the dune, like just really classic. It'll be so fun. We can hang. I'll bring some drinks. It'll be a good time. Sound good?
Okay. Okay. Yes.
Awesome. You're the best. Your photos are, like, so good. Like, I don't know what filter you're using or if it's your camera, but it's clearly not you. It's you, the filter, or the camera. My favorite diss to a photographer. What camera do you use? Because your photos are so good. They're so good. That's a tough one. Because I made it so like, it's like not even worth.
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