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Smart Money Happy Hour with Rachel Cruze and George Kamel

Unpacking Money Lessons from Your Favorite Christmas Movies

Thu, 19 Dec 2024

Description

💵 Start your free budget today. Download the EveryDollar app! It’s easy to get caught up in holiday commercialism during the holidays—just ask the Grinch. In this festive episode, Rachel and George find money lessons in nostalgic Christmas movies that you can apply all year long. Next Steps: 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour  🎄Shop the Ramsey Solutions store 50 Days of Christmas sale 📱Submit a Guilty As Charged question for Rachel and George! Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it.   Connect With Our Sponsors: 🔒 Get 20% off when you join DeleteMe 🌿 Get up to 40% off at Cozy Earth with code Smart Money Today’s Happy Hour Special: 🥛 Upgraded Eggnog Recipe: Town & Country 1.5 ounces Cognac 1 whole egg 1 ounce heavy cream ½ ounce maple syrup ¼ ounce St. Elizabeth Allspice Dram Instructions: Combine all ingredients into a shaker. Shake without ice first, then add ice and shake again to chill and dilute the eggnog slightly (by about 1 ounce). Strain into a chilled glass and garnish with freshly grated nutmeg if desired, enjoy! Listen to More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights   🧠 The Dr. John Delony Show 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Audio
Transcription

Chapter 1: What are the money lessons we can learn from Christmas movies?

143.842 - 145.886 Rachel Cruze

I really think so. Is that age or is that culture?

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146.826 - 157.792 George Kamel

I think both, but also we've just, in the digital age, you just lose something. I know. When you're just like clicking add to cart, it just shows up. There's something about going to a physical place and choosing the item and seeing the excitement as a kid.

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157.892 - 162.475 Rachel Cruze

Yep. And you got, you know, tacky sweaters that were actually not tacky then. That was the style.

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162.855 - 164.676 George Kamel

Now they're back in trend. I can see you're wearing one.

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164.736 - 166.777 Rachel Cruze

Snow days. This isn't a tacky...

168.86 - 173.964 George Kamel

I just wanted to see if you'd go with me on that. Unbelievable. It's a great sweater.

174.024 - 176.145 Rachel Cruze

Did y'all ever have snow days up where you were?

176.226 - 177.306 George Kamel

Oh, Massachusetts.

177.366 - 178.307 Rachel Cruze

In the north, sir.

Chapter 2: How can we apply the lessons from 'Elf' to our finances?

1400.319 - 1401.68 Rachel Cruze

Well, no, he's an 1800s-er.

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1403.021 - 1406.923 George Kamel

They are what they are. Don't at me. It's like, what energy is this?

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1407.887 - 1410.189 Rachel Cruze

It's an 1800s-er. Okay. That is.

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1411.17 - 1415.294 George Kamel

Yeah, I guess Gen Z often sounds like the ghost of Christmas past.

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1415.454 - 1422.361 Rachel Cruze

Yeah. But I think the key here is that you don't want to take your money habits that were in the past with you to the future.

1422.381 - 1437.895 George Kamel

That's right. accept some responsibility enough with this. Don't blame me. Like I didn't know you have to take responsibility for all of the money mistakes from the past, own it and go, Hey, that's fine. I'm going to get better in the future. I'm going to get out of this debt. I'm not going to make the same mistake twice.

1438.015 - 1458.152 Rachel Cruze

Yeah. Charles will be proud of us. I think so. Yeah. Love it. All right. This is one of my three funniest Christmas movie. I think of all time for Christmases. Vince Vaughn, Reese Witherspoon. I mean, they are. It is. At their best. It literally makes me laugh every year. And I still know what's coming.

1458.232 - 1460.514 George Kamel

It holds up for an old school kind of comedy.

1460.554 - 1464.016 Rachel Cruze

I mean, so funny. So the quote is, I didn't know there was a $10 spending gap.

Chapter 3: What financial wisdom can we gain from 'It's a Wonderful Life'?

1883.957 - 1887.758 Rachel Cruze

Yeah, it feels right. All right, thank you, George. I so appreciate that.

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1887.778 - 1888.758 George Kamel

I hope that blesses you.

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1889.159 - 1890.939 Rachel Cruze

Thank you.

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1891.059 - 1897.422 George Kamel

No, can I tell you though, recently ours broke. And now in the middle of the night, it's tumultuous.

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1898.012 - 1899.033 Rachel Cruze

I'm like figuring out.

1899.413 - 1903.916 George Kamel

I mean, you're stumbling through, because I don't like turn lights on in the middle of the night. You know, waking up people.

1903.936 - 1907.759 Rachel Cruze

Do you not have like streetlights that are coming through like some level, some window?

1907.779 - 1907.819 George Kamel

No.

1908.219 - 1909.2 Rachel Cruze

No? No streetlight.

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