The Secret World of Credit Cards & The Science of Building Unshakable Confidence

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Something You Should Know 48 min 2 speakers 5 chapters transcribed 3 days ago
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Why do humans blush and what does it reveal about us?

Mike Carruthers 0:00
there is one word i think gets people in trouble with money probably i'm probably spending about this much every month i'm probably saving enough i'm probably on track for retirement probably is not a financial plan. I've been using Monarch. It's a personal finance app that puts your whole financial picture in one place, and it replaces probably with actual numbers. For example, Monarch showed me that our spending last month jumped about 30% from the month before. 30%. We had some home repairs, but none of the bills seemed like a big hit at the time. But put them all together, and wow. But I didn't realize how much our spending had jumped until Monarch showed me. And I think that's how money can get away from you.
Mike Carruthers 0:51
It's not necessarily one giant expense that sets off alarm bells. It's all the things that add up that you don't really notice. That's what I like about Monarch. You can see your spending, accounts, investments, and savings goals all in one place and see what's really going on with your money. If you're operating on probably, maybe it's time to find out. Write your own money story with Monarch. Use code SYSK at Monarch.com to get your first year of Monarch Core half off at just $50. That's 50% off your first year at Monarch.com with code SYSK. Today on Something You Should Know, why do people blush and is there anything you can do to stop it? Then the fascinating story of the credit card and the explanation of why they all seem to get mailed from South Dakota.
Chris Hutchins 1:51
Citibank, Wells Fargo, Capital One, they all opened up their credit card centers in South Dakota so that they could charge an amount of interest that would allow them to profitably run these cards. And Sioux Falls, South Dakota became the credit card capital of
Mike Carruthers 2:04
the U.S. Also, how to adopt the characteristics that will make you appear more powerful. And simple strategies to be more confident and the difference between confident people and the rest of us.
Juan Bendaña 2:16
Confident people or courageous people feel fear, doubt, worry, anxiety, just like the rest of us. The difference is that they stopped letting fear make decisions for them a long time ago.
Mike Carruthers 2:30
All this today on Something You Should Know. A big thank you to today's sponsor, Vinted. I think most of us have what I call someday clothes. I'll wear that someday. That'll fit better someday. Someday I'll have a place to wear that. Meanwhile, it's been hanging in the closet for three years. Vinted offers another possibility. Sell it. Every day people can sell clothes they're no longer wearing and make some extra money. And they've made the process pretty painless. Take what you don't wear, list it on Vinted. Listing is quick and simple. And when an item sells, Vinted creates the prepaid shipping label for you. And importantly, there are no seller fees on Vinted. So when you sell something, you keep everything you earn.
Mike Carruthers 3:22
I like this whole idea because instead of clothes just taking up space, somebody else gets to wear them and you get some money out of the deal. Your closet looks better, too. I mean, everybody wins, even the closet. So maybe it's time to stop waiting for someday. Download the Vinted app for free and start listing with no seller fees so you keep everything you earn. Something you should know.
Juan Bendaña 3:52
Fascinating intel. The world's top experts. And practical advice you can use in your life. Today, Something You Should Know with Mike Carruthers.
Mike Carruthers 4:04
Have you ever wondered why people blush? Does it serve a purpose? Well, that's the topic we're going to start with today. Hi, and welcome to this episode of Something You Should Know. Blushing is what Darwin called the most peculiar and most human of all expressions. So why do people blush? Well, it appears it does serve a purpose by conveying to others genuine remorse, regret, or embarrassment. It works in much the same way as crying does, like when you're remorseful about something. It shows appeasement and allows other people to forgive you more easily. Blushing also tends to be uncomfortable for the blusher, so it tends to be a deterrent to repeating the behavior in the future.

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