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The Hauraki Breakfast Podcast

๐ŸŽ™ Jack Tame, Us, & Aussie - The Podcast

10 May 2026

Transcription

Chapter 1: What is the podcast about and who is the guest?

0.031 - 5.036 Unknown

Daily bespoke content that you won't find on the radio show, the Hauraki Breakfast Podcast.

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5.636 - 10.721 Jeremy Wells

Cheers and kia ora this morning, fellas. Hey, cheers. Kia ora and cheers. Cheers.

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11.002 - 27.838 Unknown

Kia ora. Cheers, that's a... Cheers. Oh, that's good. There we go. That's the sound of a black coffee that's way too fucking hot to drink for me. Mmm. I just had a very, very brief, ugh, because I felt like it was the radio show when you said fucking too hot. I just had a little, ooh.

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28.559 - 29.92 Jeremy Wells

Oh, he's sworn, he's sworn.

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29.9 - 33.64 Unknown

He's sworn within 10 seconds of broadcast. That's fucking chilly, I can't.

33.66 - 44.644 Jeremy Wells

The man is... The man is sworn. Executive producer, Ruda, did you sleep last night in the studio again?

44.704 - 57.298 Unknown

Sleep is an interesting term. I felt like I didn't sleep well. I felt like I was too hot. I was running too hot under my duvet last night. Did you bring a duvet? My duvet and my sleep mask. Sleep mask felt very heavy.

57.318 - 58.259 Jeremy Wells

The sleep mask 2000.

58.279 - 63.045 Unknown

Yeah, I'm a little bit hungover. Only a little though. Yeah, look.

Chapter 2: How does haggling play a role in everyday situations?

170.372 - 188.171 Unknown

That's difficult. I feel so awkward. I did it once in Bali and that was it for these glasses. And I was like, 20 bucks. And the guy's like, nah, we can do better than that. I was like, I'm not paying more than 20 bucks for these rip-off fucking Versace's or whatever they were. And then he's like, one more price, brother. One more price. I was like, nah. And I put them back on the thing.

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188.191 - 195.799 Unknown

He goes, okay, 20, 20. I was like, oh. That's the most haggling I've ever done is I just told him the price I wanted to pay and didn't budge off it.

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195.839 - 197.1 Jeremy Wells

That's it. That's haggling.

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197.182 - 204.69 Unknown

That is happening, yeah, but I wasn't going to go, oh, then I say 60% lower than what I actually want, and then I meet him back at 40, and I'm not doing all that shit.

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205.551 - 235.718 Jeremy Wells

Well, my mate John said to one taxi, he goes, you've got a weird amount with the price. He goes, $27.32. And the guy goes, what? And he goes, $27.32 to get up to Ponsonby. And he goes, $0.32. And he goes, no, $27.32. And the guy goes, why 32 cents? He goes, is that what it costs to get an Uber? John goes, no, that's just the price that I'm offering you.

236.76 - 247.641 Jeremy Wells

And the guy's like, he started thinking about it. He's like, how am I going to charge him 32 cents? I have to round that down. He goes, you've got to weird them out.

248.11 - 259.863 Unknown

That's a good point. It's a good point. It's like when we do interviews, we always try and make the first question weird to stop people from just getting stuck. Because otherwise he's on the front foot. Clichรฉ corner. Yeah, yeah, yeah.

Chapter 3: What experiences does the host share about haggling in taxis?

260.464 - 269.274 Unknown

In the interviews, yeah, if you ask them boring questions, so how was the game for you? They go, oh, yeah, boys played good, ladies in the kitchen. But if you go, does Roger Tui Vasashek have small feet?

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269.314 - 272.858 Manaia Stewart

Then they go, well, hold on. What? Yeah, yeah. What do you mean?

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272.878 - 297.586 Unknown

I've never thought about his feet before. Yeah. Yeah. We haggled with a... Well, the guy once, the Grand Ole Opry in Nashville, it is. It's quite far out of town. And so there's a big queue for Ubers. And there was a guy standing there and he's just like, mate, I'll drive a taxi. I'll drive you home for less than whatever the Uber is. He was just standing in the queue for the thing.

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298.067 - 314.576 Unknown

And I was like, there's nothing to mark him out as a taxi driver or anything. Mm-hmm. He goes, what's your Uber telling you? And I showed him, and it was like 60 bucks or something. He's like, 50 bucks, I'll get you back in town right now. And I looked at Jeff, and she looked at me, and I was like... we're going to roll the dice on this one here, Jeff. This could be the last thing.

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316.138 - 316.839 Jeremy Wells

We're going to do this.

317.359 - 334.142 Unknown

Yeah, she looked at me, but she looked at me in a way of like, look up to you. If we're going to do this, we'll do this. And if we get, you know, shot. If we get murdered. If we get murdered, we get murdered. We've had a great holiday, you know. She'll get murdered with a diamond ring on her finger. She was happy enough. And we get in the car.

334.358 - 354.455 Unknown

And basically the first thing he said, oh, where are you guys from? I said, New Zealand. And he had an accent too. I said, where are you from? And he goes, oh, I'm from Iraq. I was like, oh. How do you end up in America from Iraq? He's like, oh, there's actually a massive expat population in Nashville. And they all, I don't know, like worked with the American military.

354.475 - 358.118 Unknown

Were interpreters and stuff. Yeah, probably. And then moved over to America.

358.178 - 358.398 Jeremy Wells

Yeah.

Chapter 4: What insights are shared about the Iraqi expat community in Nashville?

773.986 - 776.269 Unknown

I'm trying to move down. What's going on?

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776.329 - 795.252 Jack Tame

I mean, honestly, that's kind of it. So, I mean, if you strip it back at a basic economic level, it's pretty straightforward. So we kind of did the numbers and said we wanted to balance the trade-offs. Like, what do you get from moving to Australia? What do you risk and what do you definitely give up? And so if you move, on average, you definitely earn more money in Australia, right? Yeah.

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795.232 - 809.612 Jack Tame

Cost of living in Australia, though, surprisingly high. Some industries don't do as well. There are definitely growing numbers of New Zealanders who are finding themselves on the bones of their ass in Australia. In fact, we actually went over there and we filmed with this woman who runs a kind of community centre that helps people who are down on their luck.

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810.013 - 818.204 Jack Tame

And she said that 80% to 90% of the people that they're giving food parcels to and they're giving emergency grants to fly home to are New Zealanders.

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818.224 - 818.364 Unknown

Really?

818.385 - 835.55 Jack Tame

Which is really surprising. You've actually got to be organised. You can't just kind of up sticks and move over tomorrow. You've got to be a bit more thoughtful than that. And then the other thing is the stuff you give up, and people often tend to underestimate it because you think the money's so good, but it's the stuff that's harder to measure in base statistics.

835.57 - 851.394 Jack Tame

So it's the community, the connections, the having your village, the family, even just little things. I was talking to a mate the other day who's lived over there for 15 years, and he said he just fantasizes about his kids being able to go down the road and have a play date with their cousins, and they can't do that, right?

851.755 - 864.572 Jeremy Wells

You can't do that in Australia. Yeah. Well, the cousins aren't there. Oh, the cousins aren't there. I just thought you meant just go down the road and have a play date with some other people. No, you can. I mean, it's just a bit of... Walking in a park, walking in a park with long grass without shoes on.

864.632 - 870.139 Unknown

There you go. Playing backyard cricket, hitting a ball under the house and going to get it. You can't do that in Australia either.

Chapter 5: How do economic conditions affect migration between New Zealand and Australia?

1484.191 - 1489.337 Jeremy Wells

You don't have to โ€“ You're not being judged. There's no expectation on you. Yeah.

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1490.158 - 1509.638 Jack Tame

That being said, I mean, we spoke to quite a few Mฤori over there, some of whom were like, yeah, it's amazing. I'm earning more and more prosperous. Absolutely love it here. But others who said they honestly felt guilty. They felt guilty about having their kids, Mฤori kids over there who have no connection to the whenua, no connection to โ€“

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1509.618 - 1536.672 Jack Tame

language anything else like that and they said they like hear their kids say dance class and they're like oh man i there's something in me that kind of you know like that burns you know jack were you saying it was 170 000 maori in australia 140 000 in the south island yeah so outnumbered 17 to 14 yeah i mean i can shut up because i'm one of the south island maori and i live in the north island but that is that is a pretty amazing stat isn't it yeah that's crazy here's the tax rates

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1536.652 - 1538.455 Jack Tame

$45,000 is the top, eh?

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1539.196 - 1572.162 Jeremy Wells

Up to $18,000, nothing. We've got to do that. 16% from $18,000 to... Oh, my computer just turned off. $18,000 to $45,000. I mean... So you're paying 16% for the $20,000 from $18,000 to $45,000. You're paying nothing on the... Wow, okay. And then 30% from 45 to 135. Yeah. And then 37%, so it starts to crank up there from 135, and then up into Jack Tame territory, 45% and above on 190 and above.

1572.543 - 1572.683

Mm-hmm.

1573.422 - 1577.627 Jeremy Wells

So I think those tax rates are better, to be honest.

1578.529 - 1597.253 Jack Tame

And then so they don't have universal super. So they don't have universal pension. So not everyone gets a pension. Only about 40% of people get a pension or 42 or something like that. But the minimum employer contribution is 12%. So if you're earning 190 grand, but you're getting taxed at 45 over that 190 grand, but your employer is putting in 12%, you are going to have a very good retirement.

1597.233 - 1599.458 Jeremy Wells

Okay, so that's interesting. So they match.

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