The Money Expert: How The US Dollar Is Being Quietly Replaced - What’s Coming Next!

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The Iced Coffee Hour 2h 5m 2 speakers 7 chapters transcribed 9 hours ago
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Why do the hosts say the wealth gap will eventually break a civilization?

Jaspreet Singh 0:00
And every civilization that has rose has fallen because of a growing wealth gap.
Graham Stephan 0:06
Elon Musk, the world's richest person, has also become the world's first trillionaire. At what point, though, does the wealth gap get so big that all of a sudden something has to break? It
Jaspreet Singh 0:16
is profitable to keep you financially stupid. It is profitable to keep you poor. Most Americans today would rather look rich than be rich.
Unknown 0:25
Over 40% of us are unfamiliar with Roth IRAs, money market accounts, and high yield savings.
Jaspreet Singh 0:30
It is so rigged, it
Graham Stephan 0:32
is unfair. It is rigged towards investors. So what do you think is the biggest risk for the economy that no one is going to see coming?
Jaspreet Singh 0:38
right now we have about 40 trillion dollars of national debt we are spending about 2 trillion dollars a year that we don't have right
Graham Stephan 0:45
now do you think it's a negative that right now stocks are near their all-time highs
Jaspreet Singh 0:49
yeah i mean markets are high but if you hold on historically it has been proven that you're going to become wealthy and what can the average person do to protect themselves you're one paycheck away from your family being broke because if you want to be rich
Graham Stephan 1:07
Jaspreet, thank you so much for coming on the Ice Coffee Hour. Well, thank you for coming to Detroit. So you host the Minority Mindset YouTube channel with over two and a half million subscribers, and you've previously said that nobody understands how money works. How does it work?
Jaspreet Singh 1:20
The average person thinks money is something I have to go to work to earn. No wealthy person thinks that way. The average person goes to school to get a good degree, to get a good job, to get a paycheck, to hopefully get a good raise, to hopefully get a promotion to climb the corporate ladder. No wealthy person thinks that way. What wealthy people want to do is the opposite. They want to own the corporate ladder. They don't want to have to go to work to make money. They want to figure out how they can make money through their money. And the reason why I talk about this so much is because this is something that I wish somebody would have taught me. I did everything right. My parents came to this country, America, with very little, and they wanted me to become successful because they worked very hard.
Jaspreet Singh 2:11
And in their eyes, the way you become successful is very obvious. You do what everybody says. You look at that career pamphlet, which says the highest income people are doctors. So my dad was very plain about it. He said, Jaspreet, you can either be a doctor or you can be a failure. You get to pick. And so, you know, I thought nothing against that. That makes sense. So I was on this path, getting a grade, studying hard, thinking that I'm going to become a doctor. And then along the way, I started learning about money. And I learned that wealthy people don't want to work to get a big paycheck. They want to work to own the assets that are going to pay them. And when I learned that, I started changing what I did, which changed how I earned money.
Jaspreet Singh 2:57
And that was that light bulb moment when I realized our economic system is not designed to reward workers. Our economic system is not designed to reward consumers. It is designed to make one person rich. Investors, it is profitable to keep you financially stupid. It is profitable to keep you poor. And it made me so angry when I learned this because when you look at it, banks profit when you're in debt. The longer you stay in debt, the richer they get. Corporations profit when you spend money. The more money you spend, the richer they get. You spend money you don't have, they get even richer. Wall Street profits when you don't know how to invest because now you're going to pay the highest expense ratio. The government profits when you don't understand how money works because you're going to pay the highest taxes.
Jaspreet Singh 3:44
You profit when you're financially educated. But we're never taught that financial education. That's why I teach
Humphrey Yang 3:49
that. So it sounds like to join the investor class is not just a decision that you need to make in life to be wealthy. It sounds like it's the decision.

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