In this episode, Michael reflects on the difference between financial independence (FI) and financial freedom through his own post-FI transition. After reaching FI in late 2024, he eased into a seasonal work schedule in 2025 and discovered that while his basic lifestyle was fully funded, larger, less-frequent expenses (big trips, renovations, car upgrades) weren’t comfortably covered. He unpacks why FI felt like a bit of a let down and shares the mindset and practical adjustments he’s making so compounding can carry him from FI toward true financial freedom. Show Notes: Interview with Paul Overy - Ask About Wealth: https://www.youtube.com/watch?v=Hwo_Z_UswlI Subscribe to the newsletter: https://www.firepodcast.ie/newsletter

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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