The Money with Katie Show
Episodes
Curtain Call: All Stars Return to Talk Financial Independence, Fear, and Growth
31 Dec 2025
Contributed by Lukas
Well, here we are—for the last time, for now. A couple weeks ago, I wrote an end-of-year letter that functioned like a little “status update” on...
Why We Judge Women’s Spending, What We Hide, & What We’re Afraid to Admit
17 Dec 2025
Contributed by Lukas
Today’s guest won’t surprise you if you read the introduction to Rich Girl Nation, which recollected the 2018 event that made me think personal fi...
She Retired at 32. Then Came Guilt—and a Moral Crossroads.
10 Dec 2025
Contributed by Lukas
Rebecca Herbst reached financial independence at age 32 during the tenuous early days of the pandemic, and volunteered shortly thereafter to be furlou...
How to End Low Wage Work—Forever
03 Dec 2025
Contributed by Lukas
How do you solve a problem like the disconnect between “wages employers are willing to pay” and “wages employees need to survive”? If you’re...
Freedom, Capitalism, and America's Missing Revolution
26 Nov 2025
Contributed by Lukas
Since I spent last week’s episode detailing the thrilling ins and outs of making your own 2026 financial plan for wealth-maxxing, today I’m taking...
Financially Plan for 2026 with Katie: Self-Employment Tea & Contingency Planning
19 Nov 2025
Contributed by Lukas
At this point, the annual “Plan with Me”-style episode feels like a sacred ritual. In today's show: Thinking through major tax changes, includ...
The Leisure Gap, Princess Treatment, and Other Hard Truths About "Soft Life"
05 Nov 2025
Contributed by Lukas
There is perhaps nobody in the financial education space who knows her way around the National Bureau of Economic Research quite like Stefanie O’Con...
A Big Announcement, the Realities of Burnout & Semi-Retirement, and Buying Gold
29 Oct 2025
Contributed by Lukas
In today’s episode of Rich Girl Roundup: 👀 A little more about the changes coming at the end of the year 🏖️ Whether mini retirements ...
On Influencers, Beauty Culture & "Corporate Confidence," with Kate Kennedy
22 Oct 2025
Contributed by Lukas
I previously joined Kate Kennedy on her show, Be There in Five, to discuss Rich Girl Nation, and we ended up talking about everything from beauty cult...
How You Can Enjoy a Mini-Retirement Every 2 Years, Without Risking Your Career
15 Oct 2025
Contributed by Lukas
Do you frequently find yourself feeling overwhelmed and spread thin? Like you can't catch up with life, no matter what you do? If so, a mini-retiremen...
A Practical Way to Fight for a Brighter Financial Future—Together
08 Oct 2025
Contributed by Lukas
I sat down with assistant professor of labor studies and author of We Are the Union, Eric Blanc, to discuss: the euphoria and struggle of movement-bu...
On Overvalued Stocks, Tithing & Mutual Aid, and Creating Enforceable Prenups
24 Sep 2025
Contributed by Lukas
We covered more ground than usual in this Rich Girl Roundup, because a few themes dominated your feedback and questions. On today’s show, in additio...
Why the "Double Tax" is the Canary in the Economic Coal Mine We Need to Pay Attention to
17 Sep 2025
Contributed by Lukas
Today, I’m talking with Anna Gifty Opoku-Agyeman, a writer and researcher as well as the youngest-ever recipient of the Women’s Human Rights Award...
Personal Finance is Broken—Can These Economists Fix It?
10 Sep 2025
Contributed by Lukas
My guests this week, economic professors John Campbell and Tarun Ramadorai, argue that the financial system itself is a powerful contributor to wealth...
A CFP on Outdated Advice, "Jumping" Social Classes, & Why Money Mindset Matters
03 Sep 2025
Contributed by Lukas
This week, Certified Financial Planner® Adrianna Adams joins us to answer six questions pulled from last year’s final round of listener submissions...
On Worthwhile Side Hustles, Financial Tradeoffs, & Frustration with American Politicians
27 Aug 2025
Contributed by Lukas
In today’s Rich Girl Roundup, we’re discussing a wide range of alternately nerdy and controversial (sometimes both) topics: 🩹 The role of ...
How Other Countries Used Their Darkest Hour to Radically Reform Their Economies
13 Aug 2025
Contributed by Lukas
Why don’t things in the US feel like they work the way that they should? Why does life feel so much harder than it would need to be, between exorbit...
The Powerful 0.01% Spending Rule, Making Career Shifts, & When to Adjust Your Asset Allocation
06 Aug 2025
Contributed by Lukas
In today’s episode with fellow money nerd, Nick Maggiulli, author of The Wealth Ladder and writer of Of Dollars & Data: 🫐 Why you might be ...
Understanding the Big Beautiful Bill's Repercussions, with the Highest Ranking Woman in Congress
30 Jul 2025
Contributed by Lukas
Amid the heat of recent legislative chaos, I got the opportunity to briefly sit down with the House Democratic Whip, Representative Katherine Clark, t...
On Moving to Make More Money, the Government’s PE Playbook, & Henah Buying a House
23 Jul 2025
Contributed by Lukas
In this week’s Rich Girl Roundup, my executive producer Henah and I talk through a variety platter of feedback, questions, and reflections—from be...
How This "Financial Ethicist" Plans for the Future of Retirement
16 Jul 2025
Contributed by Lukas
Today's guest, financial professional and author of The Future Poor, Jonathan Grimm, believes the post-1945 version of retirement planning (stockpilin...
Ray Dalio on What the "One Big Beautiful Bill Act" Means for America's Deficit
02 Jul 2025
Contributed by Lukas
Hedge fund founder, author, and one of the top influences in the financial world, Ray Dalio has written about how countries (or, in his parlance, “e...
A Masterclass in Connecting Status, Power, & the Economy with Tressie McMillan Cottom
25 Jun 2025
Contributed by Lukas
Sometimes you encounter a person whose brain is such an effective X-ray for the world that you can’t help but spend 90 minutes working through a bac...
On Mitigating Financial Risk, Monopolies, & the Power Dynamics of "Speaking Up"
18 Jun 2025
Contributed by Lukas
We’re back with a particularly spicy Rich Girl Roundup—this time covering the absolute barrage of feedback on the last three episodes ("Student Lo...
'Rich Girl Nation' AMA: Answering Your Burning Questions About My First Book
11 Jun 2025
Contributed by Lukas
In honor of Rich Girl Nation's release, today’s episode has a Q&A featuring your questions about: 💰 The finances of writing a book with a pu...
How to Use Today's Economic Uncertainty to Get Closer to Your Dream Life
04 Jun 2025
Contributed by Lukas
The economic uncertainty of March 2020 inspired me to think about what I really wanted to do with my life—and Money with Katie was born. Now in the ...
Student Loans, 50% Save Rates, and Being a Capitalist: JL Collins, Godfather of Financial Independence, Returns
21 May 2025
Contributed by Lukas
The last time JL Collins joined me on the show (our most popular episode ever), we covered everything from millennial challenges, to his “VTSAX and ...
On American Exceptionalism, "Good" Jobs, and Manufacturing Nostalgia
14 May 2025
Contributed by Lukas
In this Rich Girl Roundup review: We’re discussing a uniquely challenging crop of feedback, critiques, and questions about… the episode that g...
A $5,000 Baby Bonus, Birth Rates, and...the Manosphere?
07 May 2025
Contributed by Lukas
Can you pay people to have kids? On one hand, countries that have beefed up social safety nets and pay people to procreate often see short-term succes...
The $175K Factory Worker: What Happens When Employees Own Stock
30 Apr 2025
Contributed by Lukas
Given private equity’s reach (1 in 25 work for a business owned by a PE firm), the industry has the power to shape work culture at scale, for better...
Talking Tariffs and Trade Wars with Grace Blakeley and Kathryn Edwards
23 Apr 2025
Contributed by Lukas
Two of our most popular guests—economist Kathryn Edwards (aka Keds) and writer Grace Blakeley—return today for a timely conversation about tariffs...
On Bailouts, Being "Too Big to Fail," and Little Luxuries
09 Apr 2025
Contributed by Lukas
In this week’s Rich Girl Roundup review—joined by a special surprise guest—we’re discussing your feedback, critiques, and questions about… ...
Money, Fashion, and the Aesthetics of Class Politics
02 Apr 2025
Contributed by Lukas
When I met Véronique Hyland, author of the bestselling book Dress Code and ELLE’s fashion features director, about how fashion intersects with poli...
Why Economist Kathryn Edwards is Optimistic About America’s Future
26 Mar 2025
Contributed by Lukas
2025’s financial news cycle feels like a broken wind-up doll, where recession indicators, unemployment numbers, inflation data, and tax cuts are #Ju...
Is This Simple Idea the Solution for America's Wealth Inequality?
19 Mar 2025
Contributed by Lukas
It’s easy to point out that wealth inequality in America is a problem. It’s much harder to identify realistic fixes. But what if there were a sim...
On "Return to Office" & Daycare as Class Issues, the Role of Profit, and Being "Entitled"
05 Mar 2025
Contributed by Lukas
It’s hard to believe, but somehow it’s already time for another Rich Girl Roundup about our last three deep dives: The Real Cost of Being a Work...
The Truth about "Government Waste," Privatizing Public Goods, & Turning Citizens into Customers
26 Feb 2025
Contributed by Lukas
For years, I’ve referenced the book The Privatization of Everything as a seminal work in my understanding of the relationship between government and...
How Home Insurance and Climate Change are Upending the Real Estate Market
19 Feb 2025
Contributed by Lukas
The average middle class family has 67% of their net worth tied up in its primary residence. But there’s one looming issue: Rising insurance rates a...
The Real Cost of Being a Working Parent
12 Feb 2025
Contributed by Lukas
In the past, we covered the national average costs for different types of child care and how it may be directly related to the gender wage and wealth ...
On "Dangerous" Financial Advice, Downsizing, and Dying with Zero
05 Feb 2025
Contributed by Lukas
It's our first newly revamped Rich Girl Roundup of 2025, and we’re taking you on a scenic guided tour of the chatter spurred from recent episodes: o...
“You Just Have to Keep Buying”: How Diet Culture Profits from Fatphobia
22 Jan 2025
Contributed by Lukas
Welcome back to Part Two of our series, the Economics of Weight Loss Drugs. (If you haven’t heard Part One, listen here!) Today, we’re picking b...
The Economics of Weight Loss Drugs, Thinness, and Class Signaling
15 Jan 2025
Contributed by Lukas
We’ve all heard about Ozempic. But there are the GLP-1s we colloquially call “Ozempic” (see also: Wegovy, Mounjaro, Zepbound) and then there’s...
What's Next for The Money with Katie Show
08 Jan 2025
Contributed by Lukas
After three years and 255 episodes, we take a walk down memory lane to reflect on some of our top episodes of The Money with Katie Show thus far—and...
Why This Finance Expert Says You Don't Need to Budget
01 Jan 2025
Contributed by Lukas
Most personal finance advice falls into one of two camps: one that implicitly assumes that humans need discipline, control, and punishment, and the ot...
Chelsea Fagan & Berna Anat on Building Resources with Community, Taking Action Offline, and Consumerism
30 Dec 2024
Contributed by Lukas
Chelsea Fagan of The Financial Diet and Berna Anat of New Dimes join us for our last Rich Girl Roundtable of the year. We cover everything from women ...
The Biggest Healthcare Myths, with an Insurance VP Turned Whistleblower
18 Dec 2024
Contributed by Lukas
The recent coverage around the healthcare industry from major media outlets has left me...wanting. So given this news cycle, I wanted to talk about so...
The F-150 is the Best-Selling Car in America. Most of Us Can't Afford It.
16 Dec 2024
Contributed by Lukas
"Who can afford all these $75,000 Ford F-150s?" asked Rich Girl Ally—so we decided to dive in. We're looking at the cost of cars today, "big car" cu...
Ramit Sethi on How to Make Your Relationship Finances Feel Amazing
11 Dec 2024
Contributed by Lukas
In 2019, I read Ramit Sethi’s bestseller I Will Teach You to Be Rich for the first time—and it was nothing short of revelatory for me. Since then,...
Stocks Are at All-Time Highs. What Does That Mean for Your Investing Strategy?
09 Dec 2024
Contributed by Lukas
Rich Guy Ryan's girlfriend just got a raise, and they're interested in opening an IRA for her to begin investing—but stocks keep hitting new all-tim...
The Real Story of the US Economy: How the Last 40 Years Gave Us the Next Four
04 Dec 2024
Contributed by Lukas
How have the last 40 years of American history—starting from the Reagan era—delivered us to where we are today? Today, we'll explore Reaganomics a...
The Books That Shifted Our Perspective Most in 2024
02 Dec 2024
Contributed by Lukas
Every year, we share the books that gave the Money with Katie team a new perspective or changed our minds on a topic—here are the top mind-expanding...
How to Create Your Comprehensive Financial Independence Timeline
20 Nov 2024
Contributed by Lukas
Financial independence calculators allow us to understand the path we’re on—so we can either feel good about proceeding, or get on a different one...
How Much Down Payment Help from Family Makes Buying a House Affordable?
18 Nov 2024
Contributed by Lukas
Rich Girl Lauren lives in an expensive city, and her parents are offering her some money—but she only gets the money as a down payment for a home an...
The Critical Insurance Most People Don’t Realize They’re Missing
13 Nov 2024
Contributed by Lukas
At her career’s height, Lacy was earning more than a million dollars per year (!) as an executive at a major bank. Then, one early morning, Lacy wok...
How Unmarried Couples Can Protect Their Finances
11 Nov 2024
Contributed by Lukas
In this week’s Rich Girl Roundup, Cassie asks what financial considerations she should discuss with her long-term partner and co-parent. Katie and H...
When Earning More Makes Your Financial Anxiety…Worse?
06 Nov 2024
Contributed by Lukas
In our "money dysmorphia" episode, a theme emerged that I wanted to revisit: Money anxiety increasing with income, not decreasing. While most of us ar...
Loyalty or Leverage? How to Use Another Job Offer to Negotiate Your Salary
04 Nov 2024
Contributed by Lukas
In this week's Rich Girl Roundup, Rich Girl Kelly S. asks, "Any resources for using a job offer to leverage more money in your current position? Is th...
Everything You’ve Ever Wanted to Know about Capitalism (But Were Too Afraid to Ask)
23 Oct 2024
Contributed by Lukas
If you’ve ever found yourself feeling skeptical about capitalism (or the idea that its current iteration is the best and only economic system worthy...
Optimizing Early Retirement for Couples on Different Timelines
21 Oct 2024
Contributed by Lukas
"I'm going to retire early, but my husband isn't. How do we approach our separate finances in early retirement?" asks a listener who's still intereste...
Trailer: The Money with Katie Show
18 Oct 2024
Contributed by Lukas
See why we’ve been named one of the top personal finance podcasts by US News and have nearly 10 million downloads, and check out The Money with Kati...
Money Management 101: Building Automated Systems in Your Financial Life
16 Oct 2024
Contributed by Lukas
For the first time ever, we're updating an episode we did back in 2022, all about money management systems. I’m detailing the two-track approach I r...
"I Want to Ask My Parents for My Inheritance Early"
14 Oct 2024
Contributed by Lukas
One listener reached out to ask, "If I know I'm getting an inheritance, how can I ask my parents for it earlier? It'll go further now in my 30s than l...
Index Funds for the Long Haul? Why Some Pros Are Nervous
09 Oct 2024
Contributed by Lukas
We unquestioningly repeat the knowledge that index funds are the easiest way to “passively” build wealth. But what happens when too many investors...
Are Bonds Actually...Hurting Our Portfolios?
07 Oct 2024
Contributed by Lukas
Traditional retirement advice often suggests balancing stocks and bonds as you near retirement—but as two Rich Girls pointed out, bonds seemingly do...
How We Make Working in America Better
25 Sep 2024
Contributed by Lukas
If we’re talking about negotiating for higher income without talking about labor organizing, we’re outright ignoring one of the most powerful dete...
The One Term Every Prenup Should Include
23 Sep 2024
Contributed by Lukas
Listener Andrea shared a story that inspired this week's RGR: "I can't stop thinking about how my mom got screwed in a divorce and now has no retireme...
The Only 3 Money Metrics You Need to Know for Financial Freedom
18 Sep 2024
Contributed by Lukas
I wanted to share the three numbers that I believe have the most impact on your life, so I invited Brad Barrett of the Choose FI podcast joins me to g...
Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?
16 Sep 2024
Contributed by Lukas
One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided and...
A Hard Look at the Economic World Gen Z Inherited
11 Sep 2024
Contributed by Lukas
We had JL Collins, the Godfather of Financial Independence, on the show earlier this year, and there was one question we seemed to disagree on: Are th...
Is It Possible for Everyone to Retire Early?
09 Sep 2024
Contributed by Lukas
The FI/RE movement has picked up a lot of steam in recent years, but as one listener asks, how does that impact consumerism—and more broadly, can ev...
The Messy Economic Truth that the "Birth Rate Panic" Reveals
28 Aug 2024
Contributed by Lukas
Some of you recently shared articles about the so-called “birth rate panic,” pointing out that the intersection of economic policy with people’s...
Single People's Most Impactful Financial Choice (and Understanding the Dual Income Household's Edge)
26 Aug 2024
Contributed by Lukas
Many of you have asked: “How the heck do I make it work on a single income? What can I possibly do?” We’ll look at the levers you can pull (one ...
The Psychology of Overconsumption—and How to Shift Your Mindset for a Richer Life
21 Aug 2024
Contributed by Lukas
Depending on the source, the average American buys between 1 and 1.3 new pieces of clothing every single week—and consumption is at an all-time high...
How to Build Wealth and Support Family (with Boundaries)—Especially When You're First-Gen
19 Aug 2024
Contributed by Lukas
On this week’s special Rich Girl Roundtable with Berna Anat: Traditional financial advice isn’t “one size fits all,” and that’s especially t...
The Predatory Life Insurance That's a Scam—and the One That's Legit
14 Aug 2024
Contributed by Lukas
Life insurance is a notoriously scammy industry, made more confusing by the fact that there are legitimate forms of life insurance that aren’t a tot...
How to Calculate if You've Already Saved Enough for Retirement—and If It's Time to Slow Down
12 Aug 2024
Contributed by Lukas
It's possible you might already have enough saved up for retirement, thanks to the power of compounding—a phenomenon in the FIRE community known as ...
Dealing with Money Dysmorphia: When Perception Isn't Reality
31 Jul 2024
Contributed by Lukas
A few weeks ago, I asked you all if the concept of "disordered financial behavior" resonated with you—and the response was overwhelming. And while a...
How Much Should You Budget for Childcare? We Explore All the Options
29 Jul 2024
Contributed by Lukas
In this week's Rich Girl Roundup, Katie and Henah answer the one prompt they often receive as two childless women: "Please run the numbers on childcar...
The Unconventional Approach Some Millennials Are Taking to Buy a Home
24 Jul 2024
Contributed by Lukas
Millennials are taking matters into their own hands with the dueling crises of housing unaffordability and loneliness…by buying houses together. Bri...
The Ultimate Formula for Determining Your Financial Priorities
22 Jul 2024
Contributed by Lukas
In this week's Rich Girl Roundup, we answer the age-old question: Should I prioritize putting money towards X or Y? Rich Girl Natalie shares the choic...
Will You Be Replaced by Someone Cheaper? It's the Great Salary Reset
17 Jul 2024
Contributed by Lukas
We got a “tip” back in March (all right, fine, it was Henah’s friend) that a major US employer with hundreds of billions of dollars in revenue m...
Is Credit to Blame for Our Financial Complacency?
15 Jul 2024
Contributed by Lukas
In this week's Rich Girl Roundup, Rich Girl Carolynn responds to our most recent full episode on cognitive dissonance asking if access to large amount...
BONUS: TradWives, Pop Culture, and Feminism with Caro Burke
10 Jul 2024
Contributed by Lukas
While we’re technically in a bye week, we’re releasing a bonus episode with an unreleased portion of my conversation from last week with Caroline ...
The Cognitive Dissonance of "Getting Rich" and Imagining a Better "American Dream"
03 Jul 2024
Contributed by Lukas
I recently wrote an article reflecting on the fact that an awareness of the systems you exist within can empower you to make even savvier individual d...
Beauty, Botox, and Bleach: The Hot Girl Hamster Wheel in 2024
01 Jul 2024
Contributed by Lukas
For this week's Rich Girl Roundup: After a few Rich Gals wrote in looking for an update on our Hot Girl Hamster Wheel episode, we decided to sit down ...
Yes, You Might Be Saving *Too Much* for Retirement
26 Jun 2024
Contributed by Lukas
You might be saving too much for retirement, if you aren't factoring in Social Security. But Social Security is the subject of a lot of pessimism, wit...
Will the Election Influence Your Finances? Our Attempted Nonpartisan Discussion to Figure It Out
24 Jun 2024
Contributed by Lukas
For this week's Rich Girl Roundup, Rich Humans McKynna and Jake wanted to know: "Will the election impact our finances? How much does the president ac...
Why "Having It All" Is Possible—But Isn't Worth It
19 Jun 2024
Contributed by Lukas
There’s an expectation on women that we should be constantly striving to “have it all.” But as the pandemic laid bare, “having it all” usua...
Navigating Health Issues in the Workplace? Consider This
17 Jun 2024
Contributed by Lukas
On this week's Rich Girl Roundup: If you're dealing with chronic illness or mental health issues, how do you strike the best balance between work and ...
Don't Break Up with Your Financial Advisor Without Listening to This
05 Jun 2024
Contributed by Lukas
We’ve all been there, roped into working with our uncle’s best friend’s financial advisor who charges a 1.5% fee for some inscrutable but seemin...
Dating Money Red Flags, Power Moves, and Money Dates
03 Jun 2024
Contributed by Lukas
On this week's Rich Girl Roundup: How do you navigate the world of dating as an aspiring Rich Person? When's the right time to bring it up? How do we ...
If You’re Not in the Top 10%, the “Economy” in Headlines Isn’t Yours
29 May 2024
Contributed by Lukas
You might be familiar with the phrase, "In this economy?" But it turns out, there might be more than one "economy" out there. There's a deep disconnec...
"I Need to Stop Comfort Spending—Help!"
27 May 2024
Contributed by Lukas
On this week's Rich Girl Roundup: "How do I overcome comfort spending?" and "How can I control stress shopping online?" We dive into some tactical str...
Life Coaches: Pyramid Scheme or Legitimate Investment? I Hired One to Find Out
22 May 2024
Contributed by Lukas
The idea that there’s someone out there who can “help you fulfill your dreams” and “reach your highest potential” is an enticing promise—b...
How "Buy My E-Book" Culture Targets Stay-at-Home Parents
20 May 2024
Contributed by Lukas
On this week's Rich Girl Roundup: You can't go online these days without coming across an offer to "buy my e-book" promising "everything you need to k...
The Uncomfortable Truth about Sustainable Investing
08 May 2024
Contributed by Lukas
ESG (or “environmental, social, and governance”) investing has been one of the hottest financial trends in recent years. It promises something tha...
How You Can Enjoy Today *and* Save for the Future
06 May 2024
Contributed by Lukas
On this week's Rich Girl Roundup: How can you spend and save in a way that lets you maximize your daily experience and keeps you on track with your mo...
How Private Equity is Making Your Life More Expensive
01 May 2024
Contributed by Lukas
If you feel like everything from your vet bills to your favorite grocery store chains are getting worse at the exact same moment they’re becoming mo...
Rich Girl Roundup: The Bachelorette Party Industrial Complex is Ruining My Life
29 Apr 2024
Contributed by Lukas
Bachelorette parties have morphed into weekend-long celebrations, potentially costing upwards of several thousands dollars a pop. And when you’re in...
A Year of Travel...and $17,000 in Tax Savings?
24 Apr 2024
Contributed by Lukas
I’ve long entertained a logistically untenable fantasy of picking up and moving my life to Copenhagen for a season. Today, we explore what it takes ...