Every NZ Town Ranked By Rental Yield (Worst To Best)

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The Property Academy Podcast 17 min 2 speakers 8 chapters transcribed 1 day ago
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What is the overall purpose of ranking New Zealand towns by rental yield?

Stephen Knight 0:00
Hello and welcome along to the Property Academy podcast by Obus Partners. I'm your host Steve McKnight. And I'm Andrew Nicholl. And this is a show that helps Kiwis go from zero to five investment properties so you can be financially free and stick around for the next 15 minutes because you're going to learn every New Zealand city ranked by rental yield worst to best. Do older houses get higher rental yields than newer ones? and how much your house makes compared to 57,000 other rental properties in New Zealand. And coming in at number five, with the fifth highest rental yield in New Zealand, is a little town called Danniverg. It's a small town of 5,500 people in Tararua District, and it's halfway between Hawke's Bay and Wellington.
Stephen Knight 0:42
Do you have any idea, other
Andrew Nicholl 0:43
than that, where Danniverg
Stephen Knight 0:45
is?
Andrew Nicholl 0:45
I would have thought that was some
Stephen Knight 0:47
place off the castle by the name of it. 41 minutes to Palmerston North. The median gross yield there is 6.43%, which is pretty high, right? And for anyone new to the show, what does that term
Andrew Nicholl 1:06
gross yield mean? Yeah, gross yield or yield, people mostly call it, but there is net yield as well. Basically, this is your total rent per annum divided by the value of the property.
Stephen Knight 1:16
And that's just a way of trying to figure out, well, how much rent do you get compared to what it costs you to buy that house, right? So what do the numbers look like in Tararua
Andrew Nicholl 1:25
District? So the medium rental property there is valued at $396,000. Now, the medium rent is valued around $470,000 a week. So that gives you a gross yield of... about 6%. So it's pretty strong again. But remember, the rental yield is not the only thing that you're going to look at when you're buying a rental property. Just getting a really great yield doesn't mean it's great investment, but we'll come back to that.
Stephen Knight 1:49
Now, these numbers are higher than what you might see online because often what happens, even on our own website, is they'll look at the average rent and the average priced property in an area. But you've got to remember that rental properties tend to be cheaper than the average property. And that's because if you had a $10 million property in Auckland, you're probably not going to rent that out. Somebody's going to buy that to live in it. Whereas investors typically cluster or go after the cheaper properties because that's what renters can actually afford. And so what I've done is I found a way to look at 57,000 properties that actually rented over the last 12 months.

How is gross rental yield calculated and why does it matter for investors?

Stephen Knight 2:30
I got the values for, or the estimated values for all 57,000 properties, found out what those properties were renting for so that we can actually calculate, okay, what are the rental yields people are accepting? Now, you might remember I've done shows in the past where I've looked at that, but I was only able to find what was on Trade Me at the time. So I could only look at like 12,000 properties. Now I've found a way to look at it over an entire year. So it becomes way more robust because usually if I did that for Tararua District, there might only be 10 properties online. We've actually been able to look at 122 properties in this. So it is just like way more robust. Have
Andrew Nicholl 3:10
you got Claude running around the darks of the internet for you?
Stephen Knight 3:13
I have my ways. I have
Andrew Nicholl 3:16
my
Stephen Knight 3:16
ways. And what this has showed is that the average rental property around New Zealand earns a gross yield of like 4.6%, but some areas do get that high yield. Now, if we were to look at the fourth highest rental yields in the country... Where do we find those?
Andrew Nicholl 3:31
So that's Whanganui, so 6.5%. Now, this is a city with a much larger population, 43,000 people. And the reason why Whanganui's got such a strong rental yield is that the property prices are pretty cheap. So the average rental property there is valued at $466,000, but it rents for $580 a week. But
Stephen Knight 3:51
the other thing I wanted to find out as part of this is, do these towns get higher rental yields because their properties are older, right? And do you see that if you buy an older rental property, does it have a higher yield than, say, a newer property?

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