The Property Academy Podcast
Episodes
At What Point Can I Start Taking Profits From My Portfolio? | Ep. 492
15 Jan 2021
Contributed by Lukas
In this episode, we discuss at what point you should take profits from your property portfolio. This is both in terms at what point in terms of your f...
Here's How to Manage Your Property Investment Bank Accounts | Ep. 491
14 Jan 2021
Contributed by Lukas
In this episode, we discuss how to manage your property investment bank accounts so that you don't go into unarranged overdraft or miss an important m...
How Will Prefabricated Factory-Made Homes Disrupt the Property Market? | Ep. 490
13 Jan 2021
Contributed by Lukas
In this episode, we discuss prefabricated homes and how they could potentially impact the property market. We reveal the fact that pre-fabricat...
Are You Concerned About The Quality Of Some of the Developments Being Thrown Up? | Ep. 489
12 Jan 2021
Contributed by Lukas
In this episode, we discuss the things in new developments that is concerning Andrew today, along with whether we are likely to see another leaky home...
How Will Rising Sea Levels and Climate Change Impact Property Investment? | Ep. 488
11 Jan 2021
Contributed by Lukas
In this episode, we discuss how climate change and rising sea levels impact property investment. We answer questions like "what will happen if you inv...
The Top 5 Property Lawyers In NZ – Who You Need to Know | Ep. 487
10 Jan 2021
Contributed by Lukas
In this episode, we discuss who our top 5 property lawyers are in the country. These are the property lawyers who we know, like and trust ... and can ...
Should I Rent My Property To Friends & Family? The Honest Truth | Ep. 486
09 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you should rent your property out to friends and family. Our feeling is that this is a big ... no. The reasons are...
What Is The Exact Financial Point Where I Should Get Started In Property? | Ep. 485
08 Jan 2021
Contributed by Lukas
In this episode, we discuss the exact financial point where you should consider getting started in property investment. In our view, you should get st...
How Do I Add An Extra Bedroom To a Property To Increase Its Yield? | Ep. 484
07 Jan 2021
Contributed by Lukas
In this episode, we discuss the three ways you can add an extra bedroom to a property ... either to increase its rental yield, or to increase the valu...
Will I Have To Pay a Break Fee If I Sell My Property? ... The Cost Most Investors Miss | Ep. 483
06 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you will have to pay a break fee when selling your property ... this is a cost that many investors will miss when ...
How Do I Set Up A Successful Joint Venture Partnership To Invest With Others? | Ep. 482
05 Jan 2021
Contributed by Lukas
In this episode, we discuss how to set up a successful joint venture partnership so that you can invest with other people. Investing with other people...
Best of the Best: Top Performing Suburbs in 2020 – Highest Growth and Yields | Ep. 481
04 Jan 2021
Contributed by Lukas
In this episode, we discuss the top performing suburbs within New Zealand for 2020. This is based on the Best of the Best report from Core Logic, whic...
7 Things 'Uncle Lester' Will Say at the Family BBQ + Comebacks and Responses | Ep. 480
03 Jan 2021
Contributed by Lukas
In this episode, we discuss 7 things we think property-sceptic family members (aka. Uncle Lester) will say at the family BBQ over the summer holidays....
Should I Buy a Holiday Home? And Is It An Investment? | Ep. 479
02 Jan 2021
Contributed by Lukas
In this episode, we discuss whether you should buy a holiday home and what it means for your investment portfolio. We go through the numbers and how b...
Top 10 Property Investment Books To Read Over the Summer Break | Ep. 478
01 Jan 2021
Contributed by Lukas
In this episode, we discuss our top 10 property investment books to read over the summer holidays to prepare for 2021. These are: Property 101, by ...
21 Ideas For New Years Goals You Can Set Yourself For 2021 | Ep. 477
31 Dec 2020
Contributed by Lukas
In this episode, we discuss 21 different goals you could potentially set yourself in 2021. This includes everything from goals for first-time investor...
"I Grew Up Poor ... But I Did Not Have Poor Dreams" ... 7 People Who Inspired Us in 2020 | Ep. 476
30 Dec 2020
Contributed by Lukas
In this episode, we discuss the 7 people who inspired us most in 2020. This includes people who listened to the show, turned up to our property invest...
First Homes More Affordable Now Than In 2005 New Data Says | Ep 475
29 Dec 2020
Contributed by Lukas
In this episode, we discuss new data released as part of the Stuff housing affordability dashboard. Within this we show that although the median New Z...
How Old Is Too Old? ... How To Expand Your Portfolio In Retirement | Ep. 474
28 Dec 2020
Contributed by Lukas
In this episode, we discuss how old is too old to invest in property ... and how to expand your property portfolio in retirement. T...
The Exact 4 Step Process We Use To Find Investment Quality Developers + Development Projects | Ep. 473
27 Dec 2020
Contributed by Lukas
In this episode, we discuss the exact 4 step process we use to find investment quality developers and development projects for investors. This include...
Is It A Good Idea To Negotiate Early Access to Properties? ... Risks and Rewards | Ep. 472
26 Dec 2020
Contributed by Lukas
In this episode, we discuss whether it's a good idea to negotiate early access to investment properties that you are purchasing. Andrew talks us throu...
What Is a Body Corporate ... And How Do They Work? | Ep. 471
25 Dec 2020
Contributed by Lukas
In this episode, we discuss body corporates, along with how they work ... and what to do if you think body corporate fees are too expensive. A body c...
All I Want For Christmas Is ... What We Hope Santa Slipped Under the Tree | Ep. 470
24 Dec 2020
Contributed by Lukas
In this episode, we discuss what we hope Santa has slipped under the tree for us both. Ed hopes that Santa will bring more houses to the market ... an...
Ghost of Christmas Past ... Property Cycles + Did Our Previous Predictions Come True? | Ep. 469
23 Dec 2020
Contributed by Lukas
In this episode, we discuss the predictions that were made in our 10th episode of the Property Academy Podcast, along with whether they came true or n...
Help! It's Xmas + I Can't Find a Tenant ... How To Get Through a Vacant Period | Ep. 468
22 Dec 2020
Contributed by Lukas
In this episode, we discuss what to do as a property investor if you are going a period of 'vacancy', where you don't have a tenant paying you rent.&n...
New Data: There Aren't Enough Listings To Go Around ... Your Latest Market Update | Ep. 467
21 Dec 2020
Contributed by Lukas
In this episode, we detail the latest data from the Real Estate Institute of New Zealand and realestate.co.nz. The main takeaway is that there aren't ...
Investors Require 40% Deposits With ANZ – What It Means + What Investors Need to Know | Ep. 466
20 Dec 2020
Contributed by Lukas
In this episode, we discuss ANZ's recent move to now require 40% deposits for investment properties. This is a major change in credit policy, that mak...
Core Concept: What Is Price Elasticity of Demand And Supply? | Ep. 465
19 Dec 2020
Contributed by Lukas
In this episode, we discuss price elasticity of demand and supply ... what they are ... and what they mean for property investors in New Zealand. ...
How and When to Break Up With Your Mortgage Broker | Ep. 464
18 Dec 2020
Contributed by Lukas
In this episode, we discuss the right and wrong way to break up with your mortgage broker, if you feel you aren't getting the advice that you want and...
The Economics of Being a Developer ... Do They Make a Lot of Money? | Ep. 463
17 Dec 2020
Contributed by Lukas
In this episode, we are once again joined by James Parker from Stonewood Canterbury to discuss the economics of being a developer, and the costs that ...
Bonus Webinar: Predictions and Forecasts for 2021 – How to Be Successful In the New Year
16 Dec 2020
Contributed by Lukas
This is a special bonus piece of content, which is the audio from our recent webinar where Ed and Andrew discuss predictions and forecasts for the new...
Is It Easy to Be a Developer? Top Challenges Facing Developers Right Now | Ep. 462
16 Dec 2020
Contributed by Lukas
In this episode, we are joined by James Parker from Stonewood Canterbury to discuss the top problems residential property developers are currently fac...
Common Problems With New Builds ... A Developer's Perspective | Ep. 461
15 Dec 2020
Contributed by Lukas
In this episode, we are joined by James Parker from Stonewood Canterbury to discuss the common problems that occur with new build investments. ...
How to Negotiate With a Developer ... Here's What They Really Care About | Ep. 460
14 Dec 2020
Contributed by Lukas
In this episode, we discuss how to negotiate with a property developer ... and how to figure out what they really care about. We go over how a develo...
Buy an Investment Property With a 10% Deposit? You Can If You Meet This Criteria | Ep. 459
13 Dec 2020
Contributed by Lukas
In this episode, we discuss the BNZ's announcement that they are now willing to lend up to 90% for investors purchasing turn-key builds from a develop...
5 Strategies If You Don't Have the Money to Invest Just Yet | Ep. 458
12 Dec 2020
Contributed by Lukas
In this episode, we discuss the 5 strategies you can use if you don't have the money to invest in property just yet. This is based on an article that ...
Big Cities v.s. Regions ... Which Get Better Capital Growth? The Data Speaks| Ep. 457
11 Dec 2020
Contributed by Lukas
In this epiosde, we discuss whether cities or the smaller regions tend to get better capital growth over the long term. This is a contentious issue, w...
Should I Use Multiple Real Estate Agents to Sell My Property? | Ep. 456
10 Dec 2020
Contributed by Lukas
In this episode, we are joined for a final time by Slade Hocking, who is a buy and flip-focussed property investor, and a real estate agent. Here we d...
Case Study: This Investor Made $600k+ From a Private Buy and Flip Deal | Ep. 455
09 Dec 2020
Contributed by Lukas
In this episode, we are joined by property investor and real estate agent, Slade Hocking. Here, Slade walks us through how he made over $600,000 on a ...
Story Time: How This Buy + Flip Investor Got Their Start | Ep. 454
08 Dec 2020
Contributed by Lukas
In this episode, we are joined by property investor and real estate agent, Slade Hocking, who specialises in renovation projects in the Canterbury mar...
How Do I Get The Best Price For Your Property In A Crazy Market? | Ep. 453
07 Dec 2020
Contributed by Lukas
In this episode, we discuss how to get the best price for your property when it's a crazy market. The key takeaway is that you need to understand what...
Case Study: Which Mortgage Should I Pay Off First To Save Money? | Ep. 452
06 Dec 2020
Contributed by Lukas
In this episode, we discuss which mortgage you should pay off first if you want to save money on interest costs. This is based on a situation that was...
How to Save Money In Your Due Diligence By Structuring It The Right Way | Ep. 451
05 Dec 2020
Contributed by Lukas
In this episode, we discuss how to structure your due diligence to avoid spending money you don't need to ... and also wh you pay throughout due dilig...
5 Reasons Why It's Not The Time To "Wait And See" | Ep. 450
04 Dec 2020
Contributed by Lukas
In this episode, we discuss whether now is the right time to wait and see how the market goes. We detail 5 reasons why it's not the time to put your h...
How Have Australian House Prices Gone Under a Capital Gains Tax? | Ep. 449
03 Dec 2020
Contributed by Lukas
In this episode, we discuss how Australian house prices have fared under several property taxes. We discuss the details of land taxes, vacant resident...
NZ House Prices vs The World's .... Are We In Our Own Property Bubble? | Ep. 448
02 Dec 2020
Contributed by Lukas
In this episode, we discuss whether New Zealand is in its own property bubble ... and compare NZ house price increases v.s. the world. Througho...
Debt to Income Ratios – What Do They Mean For NZ Investors? | Ep. 447
01 Dec 2020
Contributed by Lukas
In this episode, we discuss debt to income ratios, including where they have been implemented overseas and how they've been implemented in other count...
Bankrupt Property Educators From 2005-2010 ... Whatever Happened to Them? | Ep. 446
30 Nov 2020
Contributed by Lukas
In this episode, we discuss property educators such as Dean Leftus, who went bankrupt between 2007-2012. These educators positioned themselves as prop...
The Real Problem With Property Investment Coaches & The Property Industry | Ep. 445
29 Nov 2020
Contributed by Lukas
In this episode, we discuss the main problem we often see with property investment coaches and the property investment industry... they think one anot...
What If I Can't Settle On My New Build Because The LVRs Changed? | Ep. 444
28 Nov 2020
Contributed by Lukas
In this episode, we discuss what you can do if you are contracted to settle on a new build ... but you can't settle because you no longer meet the ban...
Practicalities of Getting a Flat Mate To Help You Pay Your Mortgage More Quickly | Ep. 443
27 Nov 2020
Contributed by Lukas
In this episode, we discuss the practicalities of getting a flatmate to help you pay off your mortgage more quickly. This includes digging into tax an...
Data Day: Average NZ House Sale Price Hits $725,000 ... +19.8% In One Year | Ep. 442
26 Nov 2020
Contributed by Lukas
In this episode, we discuss the Real Estate Institute of New Zealand property report for October 2020. This report showed that the median sale price i...
Dear Governor ... The Minister of Finance Sends a Letter To the RBNZ Governor | Ep. 441
25 Nov 2020
Contributed by Lukas
In this episode, we discuss the recent letters sent between the Minister of Finance (Grant Robertson) and the Reserve Bank Governor (Adrian Orr). ...
How To Fund Your OE Through Your Investment Properties ... How This Investor Did It | Ep. 440
24 Nov 2020
Contributed by Lukas
In this episode, we are joined by Nigel – a listener of the show – who funded his overseas experience and travel through his investment properties...
What % of Properties Fail the Healthy Homes Act – An Honest Look At the Stats | Ep. 439
23 Nov 2020
Contributed by Lukas
In this episode, we discuss the Healthy Homes Act and the percentage of properties that don't meet the standards. This is based on the property manage...
Treasury vs The Reserve Bank ... What's the Difference & How Do They Impact House Prices? | Ep. 438
22 Nov 2020
Contributed by Lukas
In this episode, we discuss the difference between the Treasury and the Reserve Bank ... and their respective impact on house prices. The Treas...
Revealed: The Biggest Home Developers in NZ | Ep. 437
21 Nov 2020
Contributed by Lukas
In this episode, we discuss who the largest property developers in New Zealand are. This is based on the data released from BCI, a data firm, who focu...
How To Renew Your Interest Only Loan ... And The Mistakes To Avoid | Ep. 436
20 Nov 2020
Contributed by Lukas
In this episode, we discuss how to get the bank to renew your interest only loan. This is a critical topic, because sometimes your interest only perio...
Mortgage Repayment Terms v.s. Documented Terms ... What Investors Need To Know | Ep. 435
19 Nov 2020
Contributed by Lukas
In this episode, we discuss the difference between the term / timing that a bank will document a loan over to calculate minimum repayments and the act...
How Will Labour's 39% Top Tax Rate Impact Investor's Ability to Borrow From The Bank? | Ep. 434
18 Nov 2020
Contributed by Lukas
In this episode, we discuss Labour's new top tax rate of 39% and whether it will have an impact on property investor's ability to secure a mortgage.&n...
Breaking News: LVR Restriction Update – Larger Deposits Soon To Be Required | Ep. 433
17 Nov 2020
Contributed by Lukas
In this episode, we discuss the LVR restrictions that are soon to be reintroduced by the Reserve Bank of New Zealand. These are expected to be reintro...
New Format: Inside the RBNZ's Latest Monetary Policy Statement ... This One Is a Banger | Ep. 432
16 Nov 2020
Contributed by Lukas
In this episode, we test out a new format where Ed has selected clips from the Reserve Bank's latest monetary policy statement. Most interestin...
Active Investing Strategies – Will The Banks Ever Change the Amount They'll Lend Against A Property? | Ep. 431
15 Nov 2020
Contributed by Lukas
In this episode, we discuss a question from a listener of the show who runs active investment strategies. The bank would lend him 50% of the money for...
Property Factory – An Honest Review Of Their Analysis and Properties | Ep. 430
14 Nov 2020
Contributed by Lukas
In this episode, we discuss the New Zealand property company, Property Factory. This is a property sourcing company run by Campbell Venning that sourc...
Sir Bob Jones Predicts a Property Market Crash ... What Does He Mean? | Ep. 429
13 Nov 2020
Contributed by Lukas
In this episode, we discuss a few recent articles where Sir Bob Jones, New Zealand's most well-known billionaire, forecasts a property market crash. I...
How Long Do I Have To Take My Tenants to the Tenancy Tribunal? | Ep. 428
12 Nov 2020
Contributed by Lukas
In this episode, we answer another question from a listener of the show ... this time, delving into how the tenancy tribunal works. Typically, ...
Help ... I Don't Have Enough Equity – Novel Strategies to Use Bank of Mum and Dad | Ep. 427
11 Nov 2020
Contributed by Lukas
In this episode, we discuss particularly novel strategies to tap into the Bank of Mum and Dad, with a focus on how to set these agreements up right. ...
Will The LVR Restrictions Be Brought Back In? | Ep. 426
10 Nov 2020
Contributed by Lukas
In this episode, we discuss the removal of the LVR restrictions that occurred earlier this year and whether we believe the Reserve Bank will bring the...
How To Negotiate Real Estate Agents' Fees | Ep. 425
09 Nov 2020
Contributed by Lukas
In this episode, we discuss how to negotiate fees with real estate agents, and especially when in the process to negotiate fees with agents. Ed...
"What Are The Top Things You Look For In An Investment Property ... Other Than The Things You Always Talk About?" | Ep. 424
08 Nov 2020
Contributed by Lukas
In this episode, we discuss a topic suggested by a listener of the show, who asks "what are the main things you look for in an investment property ......
How to Negotiate a House Swap ... When & How to Do It | Ep. 423
07 Nov 2020
Contributed by Lukas
In this episode, we discuss how to do a house swap and what to think about when you are going through this process. This episode topic comes from a li...
The Leaky Home Land Banking Strategy | Ep. 422
06 Nov 2020
Contributed by Lukas
In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, Kyle walks us through the Leaky Home Land Banking strategy ...
The Different Types of Cladding ... The Good, The Bad, And The Ugly | Ep. 421
05 Nov 2020
Contributed by Lukas
In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, Kyle walks us through the different types of cladding that ...
The Main Problems Houses face Based on the Decade They Were Built In | Ep. 420
04 Nov 2020
Contributed by Lukas
In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, Kyle walks us through some of the key issues houses face ba...
The Beginner's Guide to Building Inspections ... When's Best To Get One? | Ep. 419
03 Nov 2020
Contributed by Lukas
In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, Kyle walks us through the basics of property inspections, i...
Is It A Scam? ... Ed and Andrew Reveal Some of the Top Real Estate Scams in NZ | Ep. 418
02 Nov 2020
Contributed by Lukas
In this episode, we discuss real estate scams and reveal some of the details of some of the top property scams that have graced New Zealand's shores o...
Caught: Why These Real Estate Agencies Paid $4 Million+ to the Commerce Commission | Ep. 417
01 Nov 2020
Contributed by Lukas
In this episode, we go through the details of why several large real estate agencies have been fined millions of dollars by the Commerce Commission fo...
Case Study: How This First Home Buyer Got Their Foot On the Property Ladder While Earning Minimum Wage | Ep. 416
31 Oct 2020
Contributed by Lukas
In this episode, we discuss a recent case study of a first home buyer purchasing a house in Napier, while earning the minimum wage. This is a m...
How Quickly Have Apartments Historically Grown In Value? The Numbers Revealed | Ep. 415
30 Oct 2020
Contributed by Lukas
In this episode, we dig into the data to reveal how quickly apartments have grown in value over the last 20 and a half years. This is in response to s...
What Happens If Interest Rates Rise? ... A Worked Example | Ep. 414
29 Oct 2020
Contributed by Lukas
In this episode, we discuss a worked example about what happens if and when interest rates rise in the future. This worked example figures out ...
Who Are the Top 10 Mortgage Brokers In NZ? We Reveal Our Top 10 | Ep. 413
28 Oct 2020
Contributed by Lukas
In this episode, we go through our list of the top 10 mortgage brokers in the country who we have had direct experience with. We also detail the reaso...
4 Real Life Tenancy Tribunal Cases From The Last Month + What They Mean | Ep. 412
27 Oct 2020
Contributed by Lukas
In this episode, we walk you through 4 real-life case studies that have hit the tenancy tribunal recently, along with what you can learn from them as ...
How Do I Manage My Property Manager? | Ep. 411
26 Oct 2020
Contributed by Lukas
In this episode, we discuss how to manage your property manager. Property managers naturally come with different levels of skill and experience. Some ...
Live: How Will the Labour Government Impact the Property Market? | Ep. 410
25 Oct 2020
Contributed by Lukas
In this episode, we discuss a question that was asked by Katherine, a listener of our show at the live Auckland recording. Here, Katherine asked how t...
Live: Where and How to Invest $1 million In Today's Market | Ep. 409
24 Oct 2020
Contributed by Lukas
In this episode, we answer a live question asked during our live events in Wellington. Here, Dasha asked where and how we would invest $1 million in t...
Live: Going From An Owner-Occupier to An Investor | Ep. 408
23 Oct 2020
Contributed by Lukas
In this episode, we discuss how to go from an owner-occupier to an investor. This is a question put to us by Darryl at our recent live recording in Ch...
Live in Auckland – Auckland Property Market Update In Front of A Live Studio Audience | Ep. 407
22 Oct 2020
Contributed by Lukas
In this episode, we record the third-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Auckla...
Live in Wellington – Wellington Property Market Update In Front of A Live Studio Audience | Ep. 406
21 Oct 2020
Contributed by Lukas
In this episode, we record the first-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Wellin...
Live in Christchurch – Property Market Update In Front of A Live Studio Audience | Ep. 405
20 Oct 2020
Contributed by Lukas
In this episode, we record the first-ever Property Academy Podcast episode recorded in front of a live studio audience. Here, we talk about the Canter...
The #1 Risk of the Buy and Hold Investment Strategy ... & How to Avoid Being Unsuccessful | Ep. 404
19 Oct 2020
Contributed by Lukas
In this episode, we detail the #1 risk that you face as an investor using the buy and hold investment strategy. It is not holding for long enough to g...
One of Split Banking's Biggest benefits No Longer Exists ... So Should You Still Do It? | Ep. 403
18 Oct 2020
Contributed by Lukas
In this episode, we discuss how one of split banking's greatest benefits – the ability to borrow more – no longer exists. This was caused by ...
Which Suburb Increased In Value By 19%+ in the 5 Months After The First Lockdown? | Ep. 402
17 Oct 2020
Contributed by Lukas
In this episode, we detail the winners and losers, 5 months after the start of the first lockdown. This comes from a dataset of over 2800 suburbs from...
Term Deposits v.s. Property ... A Fair Comparison – And Why Term Deposit Holders Are Piling Into Property | Ep. 401
16 Oct 2020
Contributed by Lukas
In this episode, we compare term deposits and property. Lower interest rates give a double boost to investment property. First, lower interest rates m...
How to Review Your Property Portfolio Each Year ... And Keep Track of Progress | Ep. 400
15 Oct 2020
Contributed by Lukas
In this episode, we are once again joined by Micky Limmer from Harcourts Canterbury. And here, we discuss strategies you can use to review your proper...
The Seasons Of Property – The Ups and Downs That Repeat Each Year | Ep. 399
14 Oct 2020
Contributed by Lukas
In this episode, we are joined by Micky Limmer who is a real estate agent at Harcourts, Canterbury. Data shows that median house prices rise in Summer...
Let's Get Political! A Review of The Major Parties Housing Policies | Ep. 398
13 Oct 2020
Contributed by Lukas
In this episode, we discuss the housing policies of the major 2 political parties in New Zealand ... along with what they mean for property investors....
Does Population Growth = Capital Growth? Let the Data Speak! | Ep. 397
12 Oct 2020
Contributed by Lukas
In this episode, we discuss whether population growth leads to further increases in property prices. This is based on a recent article by Tony Alexand...
Auckland v.s. Wellington for Commercial Property – Sir Bob Jones Thoughts From My Property World | Ep. 396
11 Oct 2020
Contributed by Lukas
In this episode, we discuss the commercial property markets in both Auckland and Wellington from the eyes of Sir Bob Jones. This episode is based on S...
Facebook Group Price Fixing – The Commerce Commission Is Not Happy | Ep. 395
10 Oct 2020
Contributed by Lukas
In this episode, we discuss potential price-fixing identified by the Commerce Commission within Facebook groups that promote property investing. ...
How to Use a Revolving Credit to Pay Off Your Home Mortgage Faster | Ep. 394
09 Oct 2020
Contributed by Lukas
In this episode, we are joined by Ella Dromgool to discuss how to correctly use a revolving credit to pay off your mortgage faster. Used the co...