With the mortgage market in flux, interest rates making headlines, and the upcoming budget looming, the big question is: what’s the smartest move right now? Today, we’ve got mortgage expert Nick with us to cut through the noise, answer the important questions, and offer expert advice on how to navigate the current market. (0:59) News story of the week (2:48) Our mortgage expert answers your questions… (3:08) What’s the state of the mortgage market at the moment? (4:05) What can people do to prepare for their applications? (5:06) Will mortgage cuts happen and how aggressively? (6:05) What rate should investors be aiming for? (6:44) Are there any updates on arrangement fees? (8:23) How will lenders cope with the increase in demand? (10:34) What’s the latest on stress tests? (12:31) Is there a particular product that will ease the stress test? (13:00) What’s sentiment like now? (15:08) Is there any improvement on down-valuations? (17:46) Do you think the budget will have any effect on the market? (19:02) Hub Extra Links mentioned: Capital gains raid risks sell-off of one million homes, Reeves warned ChatGPT advanced voice mode Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest

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