It’s November—which means Thanksgiving and Christmas are right around the corner! Does that make you excited . . . or just overwhelmed? If you feel like the holidays are another reminder that you don’t have the time or money to make your holiday table perfect, make your Christmas tree Instagram-worthy, or even shop for presents, I created this episode just for you. In this episode of The Rachel Cruze Show, you’ll learn: Incredible insights from Emily Ley on how to make the most of your holidays with less. You guys, this interview is a must-watch for everyone. Why the Cruzes are saying no to buying toys this Christmas. How much most people spend on the holidays and how to keep boundaries around your Christmas budget. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programing. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programing you are viewing: RESOURCES: Zander Insurance The Contentment Journal Emily Ley’s website All Cash Christmas Printable Learn more about your ad choices. Visit megaphone.fm/adchoices

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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