The Rachel Cruze Show

How I Budget, Invest, Save and Spend My Money

13 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   So you sat down and made your budget (take a deep breath)—now what? In today’...

How to Survive Grocery Shopping in 2025

11 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! If you feel like your grocery budget isn’t going as far as it used to even though ...

5 Easy Habits to Build Wealth Faster

09 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   Sometimes an unexpected sale at Macy’s is all it takes to derail your budget. If...

The Real Reason Everyone Seems Wealthier Than You

06 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!    Have you ever compared your old Corolla to a friend’s new Mercedez and felt be...

Create Your First Budget In 5 Simple Steps

04 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   Creating your first budget is easier than you might think. In today’s episode, y...

Why Americans Are Spending Money Faster Than Ever Before

02 Dec 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!    We used to have to wait for stores to open, but online shopping has made it poss...

Why 51% of Americans Are Struggling In Their Finances

29 Nov 2024

Contributed by Lukas

💵 Sign up for EveryDollar today to create a free budget! We surveyed Americans to learn more about their money behaviors and, guys, the insights a...

The Viral Money Trend I’m Loving Right Now

27 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Wondering what the “underconsumption core” trend is all about? In this episode, ...

Money Expert Reacts to Viral Real Housewives TikTok

25 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! For all my reality TV fans, this episode is for you. Today, I’m reacting to a vira...

Parents Are Spending How Much on Kids' Birthdays?

22 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Are you more excited about that pricey balloon arch for your kid’s birthday party ...

Should Kids Get Paid for Household Chores? 

20 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Should kids be paid for doing chores? I’ll share my honest opinion. Plus, you’ll...

The Lie That’s Holding You Back Financially

18 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Is perfectionism keeping you from achieving your money goals? In this episode, you’...

Classroom Parent vs. Venmo Parent? (Settling the Debate) 

15 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Whether you’re a “Venmo parent” or a “classroom parent,” we all want to sh...

When to Move Out of Your Parents’ House

13 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Hanging out with Mom and Dad can be comforting, but is living with your parents actu...

11 Things You'll Regret Buying Cheap (Learn from My Mistakes!)

11 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Spending more for a quality item that lasts can be a great way to save money in the ...

Why Trying to Look Rich Will Actually Make You Broke

08 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Blowing your savings on that designer purse may feel good in the moment, but in the ...

Is It Still Possible for Gen X to Retire?

06 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! If you’re approaching retirement age but don’t have quite enough saved to stop w...

5 Reasons to Rent Instead of Buy

04 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! I know when all your friends are buying new homes, comparison can creep in and make ...

Political Money Facts That Will Shock You

01 Nov 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   Have you ever wondered how much White House staff and government officials actual...

New Build vs. Pre-Owned Home: Which Should You Buy?

30 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   Few purchases are as exciting (and important) as buying a home. Whether you’re i...

3 Movie Quotes to Remember This Election Season

28 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! With November approaching, I know the election is on everyone’s minds. That’s wh...

5 Signs You're No Longer Middle Class (My Reaction)

25 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Even if you feel like you’re “middle class,” you might have leveled up financi...

The Financial Struggle No One's Talking About (With Marcy Bursac)

23 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! If you have a heart for adoption but feel overwhelmed by the process (and the costs)...

Is It Wise to Keep Your Money in an Online Bank?

21 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Could where you bank actually be impacting your money? In this episode, I’ll break...

Don’t Let These Holiday Expenses Sneak Up on You

18 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Between holiday travel, decorating and all the festivities, these last few months of...

5 Delicious and Affordable Fall Recipes (With Jade Warshaw)

16 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! In this episode, money expert and certified foodie Jade Warshaw is joining me to talk...

5 Ways to Reset Your Life (and Money) Before the Year Ends

14 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   A fresh haircut, a clean car, an empty inbox—some things in life make you feel b...

6 Financial Lessons That Have Changed My Life

11 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Not once have I ever regretted choosing experiences over things. In this episode, fi...

Should We Really Want to “Die With Zero”? (My Honest Opinion)

09 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! How should your money habits change as you age? In today’s episode, find out what ...

What Everybody Gets Wrong About Generational Wealth

07 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! You don’t need a big inheritance to start building a legacy. Be encouraged that ge...

7 Target Shopping Hacks You're Missing Out On

04 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! If you love Target as much as I do, then here are seven shopping (and saving) hacks ...

Harvard Professor Reveals The Real Reason You Want More Money

02 Oct 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Did you know that how you use your money can impact your happiness? Find out how you...

7 Valuable Life Lessons I Swear By

30 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! From money to marriage to health, today’s episode touches on some of life’s most...

7 Purchases That Significantly Improved My Life

27 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! What was the last purchase you made that had a big impact on your life? In this vide...

5 Uncomfortable Truths I’ve Learned About Money

25 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! What if some of your assumptions about money were hurting you financially? Today, we...

Why Americans Don’t Want to Be Millionaires

23 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Would you rather sacrifice your lifestyle to become a millionaire ASAP or enjoy a co...

How to Outsmart Sneaky Retailers and Save Money

16 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! From monitoring your browsing history to making it even easier to spend, companies a...

Tips for Finishing the Year Stress-Free and Financially Secure

09 Sep 2024

Contributed by Lukas

💵 Sign up for EveryDollar today to create a free budget! These last few months of the year are prime time for overspending! In this episode, you’...

Everything You Need to Know About Investing in 28 Minutes

02 Sep 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Whether you’re brand-new to investing or you’ve been at it for a while, there’...

How to Become Financially Smarter Than the Average American

26 Aug 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Anyone else feel like life’s been expensive lately? While we can’t control infla...

Simple Ways to Clean Up Your Spending

19 Aug 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Think of your budget like the foundation of a house—your budget must be solid befo...

Are You Falling for These Everyday Money Traps?

12 Aug 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! Have you noticed that there are a million ways for your money to end up anywhere bes...

Why Owning a Car Can Kill Your Budget (and What to Do About It)

05 Aug 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   From rising insurance prices to increased inflation rates, there are countless fac...

Wealth Building Habits That the 1% Swear By

29 Jul 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! This episode is all about smart money habits that help you build wealth. I’ll expl...

Common Money Mistakes (and How to Avoid Them)

22 Jul 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! From surprising exceptions to my "no debt" rule, to maximizing your home's sale, to ...

Smart Ways to Make Your Everyday Life (and Budget) Easier

15 Jul 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app!   This week, I'm sharing budget-friendly tips for eating on the go, the unexpected l...

Fool-Proof Ways to Get Your Spending In Check

08 Jul 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! From costly marketing gimmicks and unnecessary impulse buys to hidden budgeting mista...

How to Actually Build Wealth on a High Income

01 Jul 2024

Contributed by Lukas

💵 Start your free budget today. Download the EveryDollar app! This week, I unpack the reasons some high earners struggle to save, reveal five finan...

Spend Your Money Without Wasting It

24 Jun 2024

Contributed by Lukas

💵 Create a free budget. Sign up for EveryDollar today! Join in this week’s episode as I share my favorite brand name splurges, dish on popular pr...

Habits That Boost Your Wealth-Building Progress

17 Jun 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget! This week, I'm talking about what to do once you’ve saved your first $1,000, revealing th...

Clever Hacks to Help You Thrive Financially

10 Jun 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!    Learning how to save and invest your money the right way is a crucial step toward achie...

Stop Technology From Controlling Your Life (and Money)

03 Jun 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!  In this week's episode, I'm talking about fun ways to get little ones to love playing out...

3 Conversations That Can Affect Your Home and Your Marriage

27 May 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!   From talking about money in your marriage, to smart insights on home refinancing, to whic...

Level Up Your Everyday Money Habits

20 May 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!   In this week’s episode, I unpack the ins and outs of wealth-building, financial self-ca...

What to Do When Inflation Wrecks Your Budget

13 May 2024

Contributed by Lukas

💵 Sign up for EveryDollar today - Create a free Budget! Sometimes, you have to wonder, “When did things get so expensive?” In this episode, fi...

How to Avoid These Popular Debt Trends

06 May 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!    This episode is one huge PSA! I’ll go over some of the worst debt trends and traps th...

12 Financial Fails Everyone’s Guilty Of

29 Apr 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!  From getting sucked in to one too many sales to overspending on our summer wardrobe (hell...

Be Smart With Your Money (and Enjoy Your Life)

22 Apr 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!    Show Description  It’s time to get realistic about your money. From the cost of happ...

Smart Saving and Spending Tips to Try

15 Apr 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!  Show Description  To win with money, you have to be intentional. From buying a car the s...

Who Really Wants to Be a Millionaire

08 Apr 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!   Show Description Sometimes making more money creates more problems—but reaching your fi...

Make Your Money Work Smarter, Not Harder

01 Apr 2024

Contributed by Lukas

💵 Sign up for EveryDollar today - Create a free Budget!    Show Description  It’s no secret that everyone’s financial situation is different...

How to Build Wealth That Will Change Your Family Tree

25 Mar 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Does leaving your kids money help or hurt them in the long run? Do anc...

Clever Tips for Saving and Spending Anyone Can Use

18 Mar 2024

Contributed by Lukas

💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Want to learn clever tricks for saving money? This week I’m sharing ...

Practical Ways to Reduce Your Financial Stress

11 Mar 2024

Contributed by Lukas

💵 Sign up for EveryDollar today - Create a free Budget!    Want to stress less about money? This week, I’ll share the simple money habit that ...

Weird Things You Can Do to Save Money

04 Mar 2024

Contributed by Lukas

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save ...

How To Be More Intentional With Your Money, Starting Now!

26 Feb 2024

Contributed by Lukas

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your...

Money and Lifestyle Habits That Are Wasting Your Paycheck

19 Feb 2024

Contributed by Lukas

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for nev...

Money Habits to Avoid That Could Destroy Your Marriage

12 Feb 2024

Contributed by Lukas

Not in love with the way your spouse handles money? This week, Dr. John Delony stops by to answer your questions about money and marriage. Plus, I’l...

Easy Ways to Build Wealth and Keep It

05 Feb 2024

Contributed by Lukas

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right ...

Proven Methods to Getting Out of Debt (That Actually Work)

29 Jan 2024

Contributed by Lukas

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money does...

Overlooked Expenses That Are Stealing Your Paycheck

22 Jan 2024

Contributed by Lukas

You know that anxious feeling you get every time you open your bank app to check your balance? If you do, it’s probably because you’re living payc...

How I’m Prioritizing My Spending in 2024

15 Jan 2024

Contributed by Lukas

If you want to ditch debt and save money, you’ve got to be intentional with every dollar you have. That’s why Dawn Madsen—aka The Minimal Mom—...

Proven Budgeting Habits for Building Long-Term Wealth

08 Jan 2024

Contributed by Lukas

Building wealth is easier than you think. This week, I’ll weigh in on the “soft saving” trend and share some investing tips that will set you up...

What to Do Differently With Your Money in 2024 (with Dave Ramsey)

01 Jan 2024

Contributed by Lukas

It’s a New Year's tradition: Dave Ramsey joins me to welcome the new year and talk about everything you need to know to win with money in 2024. Plus...

Expert Tips to Become Financially Smarter in the New Year

25 Dec 2023

Contributed by Lukas

“The best way to spread Christmas cheer . . .” is quoting our favorite Christmas movies and taking money lessons from them. (Everyone does this, r...

These Money and Life Habits Are Draining Your Wallet with Michael Easter

18 Dec 2023

Contributed by Lukas

Winning with money is 20% knowledge and 80% behavior. That’s why I’m excited to sit down with one of my favorite authors to talk about how to brea...

Easy Ways to Cut Your Grocery Bill in Half

11 Dec 2023

Contributed by Lukas

We all need to eat, but we don’t have to fall into the traps of spending too much money on food. When it comes to groceries, there are a lot of ways...

How to Finally End Money Fights With Your Spouse with Communication Expert Jefferson Fisher

04 Dec 2023

Contributed by Lukas

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with ...

How to Never Pay Full Price Again with Dave Ramsey

27 Nov 2023

Contributed by Lukas

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave R...

In-Store, Delivery and At-Home Grocery Budget Hacks

20 Nov 2023

Contributed by Lukas

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do...

How to Choose Contentment This Holiday Season

15 Nov 2023

Contributed by Lukas

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to d...

Making Money Isn’t Enough—Learn How to Manage It

06 Nov 2023

Contributed by Lukas

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win ...

’90s Money Rules, Contentment and My Budget Must-Haves

30 Oct 2023

Contributed by Lukas

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, ...

9 Simple Habits to Live More Minimally (and Have More Peace)

23 Oct 2023

Contributed by Lukas

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in...

How to Hack Retail and Protect Your Wallet

16 Oct 2023

Contributed by Lukas

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing t...

How to Spot Hidden Costs and Money Traps

09 Oct 2023

Contributed by Lukas

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your br...

The Two Terrible Habits Keeping You in Debt

02 Oct 2023

Contributed by Lukas

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way...

Best Money Habits to Make Sure You Don’t Retire Broke

25 Sep 2023

Contributed by Lukas

The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you’re setting yourself up for su...

How to Develop a Millionaire Mindset

18 Sep 2023

Contributed by Lukas

Building wealth is all about your mindset—what you believe. It’s possible to have a millionaire mindset even if you’re trying to get out of debt...

Best Budget Practices (No Matter Your Salary)

11 Sep 2023

Contributed by Lukas

I say it all the time: You need to have a budget! But how do you know your budget is getting you where you want to go with your money goals? In this e...

How to Make Your Money Work for You

04 Sep 2023

Contributed by Lukas

Becoming a millionaire doesn’t happen overnight, but with discipline and smart choices, it’s totally possible to reach your money goals. Today, I’...

Lessons for Building Wealth From Scratch

28 Aug 2023

Contributed by Lukas

Money goals require planning, taking on side hustles, and thinking differently about how you spend. In this episode, you’ll learn how to create a bu...

Red Flags and Surprises That Could Slow Down Your Money Goals

21 Aug 2023

Contributed by Lukas

Think you have what it takes to be a millionaire? If you’ve got big money goals, then the last thing you need to do is make bad decisions that will ...

How to Reach Your Money Goals (and Still Have a Life)

14 Aug 2023

Contributed by Lukas

Here’s a little-known secret: Winning with money is only 20% math—the other 80% is all about your choices. And the best time to start making smart...

The Best and Worst Things to Do With Your Money

07 Aug 2023

Contributed by Lukas

Take advantage of 2023’s high interest rates and put them to work for you! I’ll tell you how. Also in this episode, you’ll hear about one place ...

Major Misconceptions Keeping You From Building Wealth

31 Jul 2023

Contributed by Lukas

Your comfort zone can feel like your best friend . . . but actually be your worst enemy when it comes to being smart with money. In this episode, you’...

Money Hacks That Seem Too Good to Be True (but WORK!)

24 Jul 2023

Contributed by Lukas

Building wealth doesn’t always have to mean diving headfirst into a side hustle. Today, I’ll share the smart money decisions you can make to start...

Budget Better, Buy Smarter, and Boost Your Savings

17 Jul 2023

Contributed by Lukas

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get...

How to Actually Make Your Money Go Farther

10 Jul 2023

Contributed by Lukas

Winning with money is not about the size of your paycheck. It's about how you spend it. Today I’ll share a few smart money tips, like how to get the...

Money Questions I Hear All the Time (and My Answers)

03 Jul 2023

Contributed by Lukas

When it comes to money questions, I’ve heard it all. Questions like . . . “Should we combine bank accounts?” or “Do the Baby Steps really appl...