The Rachel Cruze Show
Episodes
Habits to Save Money and Simplify Your Life
26 Jun 2023
Contributed by Lukas
Yes, you can create a life you love without keeping up with the Joneses. Contrary to popular opinion (and your Instagram feed), more stuff does not al...
Tips for Taking Control When Your Money Is a Mess
19 Jun 2023
Contributed by Lukas
When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It’s not as ...
How to Afford the Life You Really Want
12 Jun 2023
Contributed by Lukas
Can you afford a home in this economy? You can . . . if you have a plan for your money (aka a budget). In this episode, I’ll share six reasons why I...
The Secrets to Staying Financially Stable in America Today
05 Jun 2023
Contributed by Lukas
Some people blame all their financial troubles on the government, others get stuck in a shame cycle trying to cope with money stress. The truth is, lo...
Can’t Get Ahead Financially? (Here’s What to Do)
29 May 2023
Contributed by Lukas
When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s ...
The Millionaire Money Habits That Give You the Freedom to Spend Later
22 May 2023
Contributed by Lukas
Today’s episode is all about choosing your spending habits wisely. I’m talking about where to invest your money when you want to build wealth, how...
The Wealth-Building Skills You Wish You’d Learned Earlier
15 May 2023
Contributed by Lukas
Budgeting and saving and teaching, oh my! We’re going to talk about some smart money habits you should put into place . . . and how to pass them on ...
The Right Way to Spend Your Money on Wants AND Needs
08 May 2023
Contributed by Lukas
Boundaries in certain areas create margin in others, so today we’re covering everything from minimalism to paid-for vacations. Learn what to stop do...
The Hard Truth Behind Today’s Money Stats
01 May 2023
Contributed by Lukas
If you’re feeling weighed down with money woes, like minimum payments, retirement savings or investment uncertainty, today’s episode is a must-lis...
The Secret to Boosting Your Home's Value
24 Apr 2023
Contributed by Lukas
Today’s episode is all about the biggest financial asset most of us have: our home. We’ll start by covering how to figure out how much your home i...
Save or Splurge? How to Handle Big-Ticket Items
17 Apr 2023
Contributed by Lukas
When it comes to big-ticket items, we always want to know if the expense was worth it. In this episode, I’m sharing what I really think of my Tesla ...
The Tricks to Ditching Debt Fast
10 Apr 2023
Contributed by Lukas
Imagine a life where you can stop spending your money on debt payments and every paycheck is yours to spend instead. That’s what this episode is al...
What Is (And Isn't) Worth Your Money
03 Apr 2023
Contributed by Lukas
What are the right things to use your money on? That’s what we’re covering in this episode, starting with how Winston and I are currently investin...
6 Money Moves to Up Your Financial Game
27 Mar 2023
Contributed by Lukas
Upping your financial game sounds hard—but it can actually be really simple. In this episode, we cover the money moves guaranteed to help you reach ...
Spending Habits for a Debt-Free Lifestyle
20 Mar 2023
Contributed by Lukas
A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly...
What to Do When Managing Money Feels Complicated
13 Mar 2023
Contributed by Lukas
This episode is all about taking control of your money. Because guess what? That can help you transform your life. Today we’ll talk about the costly...
Lessons From Growing Up Bankrupt (and Other Money Mess-Ups)
06 Mar 2023
Contributed by Lukas
Moving forward financially comes down to avoiding sneaky traps and learning from our mistakes. That’s why, in this episode, I start by sharing what ...
The Best Ways to Budget Your Time and Money
27 Feb 2023
Contributed by Lukas
Most people never feel like they have enough time or money. And I get it! But today is about the best ways to spend both of those things. I’m sharin...
Make Progress With Your Money (Even When America's Not)
20 Feb 2023
Contributed by Lukas
No matter what culture, social media or economists are telling you, you can make progress with your money. First, we’ll look at why some people are ...
Surprising Things I’m Learning About Money Right Now
13 Feb 2023
Contributed by Lukas
No matter where you are on your debt-free journey, there is always something new to learn about money. Today, we’re talking investing, kids’ money...
22 Creative Side Hustles that Actually Make You Money
06 Feb 2023
Contributed by Lukas
In this episode, we’re making money, reading books and taking names! First, did you know you can get paid every month just for driving your car? We’...
What I Will (And Won’t) Do With My Money This Year
30 Jan 2023
Contributed by Lukas
Today’s episode is all about the best things to do with your money. I share what I’m not spending money on this year, and we look at whether Minor...
How to Invest (and Rest) Like a Rich Person
23 Jan 2023
Contributed by Lukas
Let’s talk about how to build wealth (and still go on vacation!) in 2023. I’ll share with you guys how the rich invest, explain everything you nee...
The Right (and Wrong) Ways to Buy Happiness
16 Jan 2023
Contributed by Lukas
In this episode, we talk about how money affects your overall well-being. First, we look at what a minimalism expert says about how to buy happiness (...
How to Save Money Without Even Trying
09 Jan 2023
Contributed by Lukas
You guys will love this episode because it’s all about super easy ways to save a lot. First, we talk about how to save $100 every month without even...
What to Do Differently With Your Money in 2023 with Dave Ramsey
02 Jan 2023
Contributed by Lukas
Happy New Year, friends! To kick off 2023, we’re talking with the one and only Dave Ramsey about the best things to do with your money this year. We...
How to Know if You Won Financially in 2022 and Start the New Year Strong
26 Dec 2022
Contributed by Lukas
Can you believe 2022 is almost over? Let’s check in to see how we did on our financial goals over the past year and set ourselves up for success in ...
10 Mistakes That Keep You in Debt (PLUS How to Make Christmas Extra Special)
19 Dec 2022
Contributed by Lukas
’Tis the season . . . to be smart with money. First, we’ll cover 10 mistakes that can take a huge toll on your debt payoff (avoid these at all cos...
Saving Big on the Small Things, Plus Which Generation Is Better With Money
12 Dec 2022
Contributed by Lukas
This episode is all about the little things that can make a BIG impact on your wealth-building journey. We’ll uncover which super simple energy-sav...
The Biggest Lies We Believe About Wealth
05 Dec 2022
Contributed by Lukas
In this episode, we tackle some common lies and misconceptions about wealth building (and it gets a little controversial). We’ll go over the four bi...
My Personal Budget Plus How to Avoid a Holiday Spending Disaster
28 Nov 2022
Contributed by Lukas
In this episode, we’re talking about all things spending (and how you can avoid overspending this season). I’ll let you guys in on what I spend in...
Save Your Money and Relationships This Holiday Season with Dr. John Delony
21 Nov 2022
Contributed by Lukas
We’re finally heading into my favorite time of the year: the holiday season! So, grab a hot chocolate and get ready to have the healthiest, most san...
2 Things That May Be Costing You Thousands (and How to Save)
14 Nov 2022
Contributed by Lukas
This is a fun one, you guys! We’ll talk about the priciest places to live in the world, and then my friend George Kamel will join me to talk about o...
The Key to Hitting Your Money Goals and Building Wealth
07 Nov 2022
Contributed by Lukas
Let’s talk about the strategies that will help you build wealth the right way! We’ll cover when (and if) you should ever pause investing, the diff...
Life-Changing Money Habits You Can Implement This Week
31 Oct 2022
Contributed by Lukas
Let’s talk about some good (and not-so-good) money habits, plus some practices and mindsets to have when it comes to your finances. We’ll also tak...
Impulse Buying, Amazon Regrets, Online Scams: How to Avoid Them
24 Oct 2022
Contributed by Lukas
There are all kinds of money traps and pitfalls that can cause you to give up more of your income, and we all need to be aware of them! So let’s tal...
How to Budget and Invest Your Money to Build Wealth and Reduce Stress
17 Oct 2022
Contributed by Lukas
Today’s episode is all about helping you get the most out of your money. We’ll go over some great tips for making your dollar go further (especial...
The Impact of Shrinkflation and Things I Won’t Waste Money on This Fall
10 Oct 2022
Contributed by Lukas
This is a fun one—but we also go over some serious money-wasters to be on the lookout for! We'll talk about what shrinkflation is and why you might...
9 Habits That Will Always Keep You Broke
03 Oct 2022
Contributed by Lukas
Let’s talk about how to change our mindset and our habits when it comes to finances—so we can start making our money work for us instead of the ot...
How to Make Progress on Your Money Goals in a Down Market
26 Sep 2022
Contributed by Lukas
This episode is all about being as smart as possible with your hard-earned income! We’ll talk about what to do when the market’s down (hint: don’...
Bonus Episode: Is Convenience Culture Worth Being Broke?
22 Sep 2022
Contributed by Lukas
Hey guys! I’m so excited to announce mine and George’s brand new podcast, Smart Money Happy Hour is officially live! Like any good happy hour, w...
27 Money-Saving Food Hacks Most People Don’t Know About
19 Sep 2022
Contributed by Lukas
Get ready to see BIG savings in your food budget! Join me to hear about the deals, fast-food secrets, and cash-saving hacks that will help you take co...
The Biggest Financial Mistakes Americans Are Making Right Now
12 Sep 2022
Contributed by Lukas
The economy may suck right now, but your bank account balance doesn’t have to. Let’s talk about how to avoid making big mistakes with your money. ...
Should You Avoid These Popular Money Moves?
05 Sep 2022
Contributed by Lukas
Get ready to hear my hot take on the FIRE movement! Plus, we’ll talk about inflation and some strategies for dealing with it, and I’ll react to a ...
How Inflation Has Changed the Middle Class
29 Aug 2022
Contributed by Lukas
How much money do you need to be “financially comfortable”? Inflation has reshaped the middle class, but there’s plenty you can do to keep your...
Life-Changing Habits That Can Save You Time and Money
22 Aug 2022
Contributed by Lukas
Forming good habits is one of the best ways to stay in control of your money and create a life you love for the long term—so let’s talk about some...
How to Inflation-Proof Your Grocery Budget
15 Aug 2022
Contributed by Lukas
Looking for more ways to save money on groceries? You can beat inflation without sacrificing the healthy food choices you love. I’ll show you how! ...
3 Major Money Stressors and What to Do About Them
08 Aug 2022
Contributed by Lukas
Let’s be real: Anything money-related can be pretty stressful these days, but having a clear plan can really help. We’ll walk through some tips to...
How to Keep More of Your Money in Your Wallet
01 Aug 2022
Contributed by Lukas
If you’re trying to make (and save) money quickly, this episode will give you some great tips and strategies. Plus, we’ll talk about the main reas...
Money Traps to Avoid So You Can Build Wealth
25 Jul 2022
Contributed by Lukas
Is financial peace in your 30s even possible? Absolutely! In this episode, I’ll show you how to face the fears that make most 30-somethings do stupi...
Bonus Episode: Is the Housing Market Going to Crash? A Real Estate Reality Check.
22 Jul 2022
Contributed by Lukas
Alright, so the real estate market has people freaking out and feeling uncertain about buying and selling a home. Maybe you're feeling the same way—...
How to Take Control of Your Money in the Midst of Rising Inflation
18 Jul 2022
Contributed by Lukas
Inflation stinks, but it doesn’t have to push you into debt. I’ll show you how to buy a house (yep, in this market), make a little more room in yo...
How to Actually Make Your Money Go Farther with George Kamel
11 Jul 2022
Contributed by Lukas
We’re breaking down three lies you’ve been told about what it means to “be good with your money.” Plus, find out if that reward program is rea...
The Best and Worst Money Habits with The Minimalists
04 Jul 2022
Contributed by Lukas
Let’s go over some serious do’s and don’ts for building wealth! We’ll talk about the habits of successful millionaires (and how you can become...
Biggest Money Wasters and How to Avoid Them with Minimal Mom
27 Jun 2022
Contributed by Lukas
Things are getting out of hand! Tune in to hear my thoughts on the new microchip payment option, how social media is lying to you (and taking your pay...
3 Habits That Will Keep You From Overspending with George Kamel
20 Jun 2022
Contributed by Lukas
Let’s talk about a new money trend I’ve seen making the rounds on social media lately. Plus, my friend George Kamel and I will let you in on our b...
The Truth About Women and Money
13 Jun 2022
Contributed by Lukas
What’s the real truth about how women handle money? We’ll talk about that. Plus, I’ll have an awesome conversation about finance and community w...
A Recession May Be Coming: Here’s Why You Shouldn’t Panic
06 Jun 2022
Contributed by Lukas
Recession: It’s the big, scary word everyone’s been bringing up lately. Is this something we should freak out about? We’ll talk about that in th...
How the Global Economy Is Affecting Your Bank Account
30 May 2022
Contributed by Lukas
You guys, this stuff can be really heavy and confusing—but we’re going to unpack it in a simple way so you can use this info to help you save mone...
2 Ways You’re Missing Out on Making More Money with Ken Coleman
23 May 2022
Contributed by Lukas
Let’s get some more money in your bank account! First, we’ll talk about some huge myths that could be holding you back from winning with money. Th...
The Best and Worst Way to Shop with George Kamel
16 May 2022
Contributed by Lukas
Prepare your hearts to be shocked when we go over nine unexpected things you can get with buy now, pay later services—you guys will not believe what...
Metaverse and College Degrees: Are They a Waste of Money?
09 May 2022
Contributed by Lukas
We’re tackling some big topics on the show today—everything from the metaverse to student loan forgiveness (yep, we’re going there). What does i...
What’s Going On With the American Economy? with Jason Tartick
02 May 2022
Contributed by Lukas
Okay, if you know me, you know I’m just a little obsessed with all things The Bachelor. And in this episode, I get to have a great conversation with...
The #1 Thing Keeping You From Building Wealth with Dr. John Delony
25 Apr 2022
Contributed by Lukas
We all want to build wealth, right? But there are a few things that can either speed up or get in the way of that process—let’s talk about them. W...
Top Money Mistakes People Are Making (and How to Avoid Them)
18 Apr 2022
Contributed by Lukas
Let’s talk about how to protect yourself (and your bank account) from some common money pitfalls! We’ll go over some major mistakes people make wh...
How to Reprogram Your Brain to Save Money with Dr. Caroline Leaf
11 Apr 2022
Contributed by Lukas
Let’s talk about money mindset! First, we’ll go over some ways to make major progress when paying off debt, and then I get to talk with communicat...
Trends That Are Draining Your Bank Account (and What to Do About It)
04 Apr 2022
Contributed by Lukas
There are some crazy things going on in the world right now—let’s talk about what that means for your money! We’ll walk through what to do about...
12 Trending Side Hustles to Bring in Extra Cash
28 Mar 2022
Contributed by Lukas
Whether you’re trying to pay off debt, save for a big purchase, or just put some extra cash in your wallet, this episode is all about helping you do...
Best Ways to Save Money Eating Out and at Home
21 Mar 2022
Contributed by Lukas
We all love food, but it’s no secret that food costs have been up lately, which can make that budget category pretty tight. That’s why I’ve got ...
What I’m Not Spending Money on Right Now
14 Mar 2022
Contributed by Lukas
You guys know I love saving money, and I love helping you save money too. So, in this episode, we’re talking about some things I’m NOT spending mo...
How to Actually Be Successful With Your Money with Mallory Ervin
07 Mar 2022
Contributed by Lukas
My friend Mallory Ervin joins me in this episode for a great conversation about contentment, money and the true definition of success (yeah, it got de...
3 Ways to Put Money Back in Your Pocket
28 Feb 2022
Contributed by Lukas
Today, we’ll be talking about how to get more of your money back in your pocket (because you deserve to hold on to your hard-earned income)! We’ll...
Ultimate Guide to Saving Money on Groceries
21 Feb 2022
Contributed by Lukas
Are you tired of how expensive groceries are? Me too. But there are plenty of practical ways to save! In this episode, we’ll talk through grocery sa...
How to Have More Fun With Your Money in 2022
14 Feb 2022
Contributed by Lukas
Can you really make money on TikTok? George Kamel is here with the answer! Also in this episode: Double your savings in a year and squeeze the most Di...
How to Put Hundreds of Dollars Back Into Your Budget
07 Feb 2022
Contributed by Lukas
There’s no such thing as free money—or is there? In this episode, learn what you don’t need to buy for baby’s first year (and a few things you...
How to Stop Being Stressed About Money in 2022
31 Jan 2022
Contributed by Lukas
When you ditch debt, you ditch stress. (And who doesn’t want less stress?) This week, Dr. John Delony shares how the stress of debt impacts your men...
How to Grow Your Money Mindset with George Kamel
24 Jan 2022
Contributed by Lukas
What’s the key to taking the situation you’re in and doing something great with it? Find out in my conversation with George Kamel. You’ll also h...
Practical Tips to Simplify Your Budget
17 Jan 2022
Contributed by Lukas
Your money does what you tell it to do. With a little intentionality, you can make your money go a lot further—we’ll show you how! Listen in to l...
The Fastest Right Way to Become a Millionaire with Dave Ramsey
10 Jan 2022
Contributed by Lukas
Pandemic proof your budget with practical advice on how to save more money, pick up a side hustle and invest your income the right way. In this episo...
How to Take Control of Your Money in 2022 with Dave Ramsey
03 Jan 2022
Contributed by Lukas
This is the year to get out of debt, take control of your money, and create the life you love. Ready to get started? In this episode, you’ll hear: ...
How to Save More Money in 2022 with Christy Wright
27 Dec 2021
Contributed by Lukas
2022 is right around the corner, and it’s the perfect time to save more money! In this episode: How to Have More Time and Money in 2022 Top 10 U...
What REALLY Matters During Christmas with Lisa and John Bevere
20 Dec 2021
Contributed by Lukas
Lisa and John Bevere join Rachel to reflect on the things that will make your family Christmas meaningful—like being together, creating traditions, ...
Did the Pandemic Kill the American Dream? (with Ken Coleman)
13 Dec 2021
Contributed by Lukas
Don’t let big changes stand in the way of reaching your money goals. If you’re switching jobs, worried about student loans, or learning how to liv...
How to Stop Overspending on the Holidays
06 Dec 2021
Contributed by Lukas
Put high quality, personalized, and beautifully wrapped gifts under your tree without busting your holiday budget. In this episode, you’ll find ...
Keep Your Holiday Spirit Up and Expenses Down
29 Nov 2021
Contributed by Lukas
This Christmas, spend more time and less money. Get tips on how to keep expenses down in December, and how to make Christmas about spending more of yo...
What to Do to End the Year Debt-Free
22 Nov 2021
Contributed by Lukas
Regret-proof your Christmas season and learn the ins and outs of debt, get affordable gift ideas, and give your child the most important gift of all. ...
How to Stop Overspending on Food with Cassy Joy Garcia
15 Nov 2021
Contributed by Lukas
Believe it or not, you can feed and entertain friends and family without breaking the bank—or your Christmas spirit. In this episode, Rachel shares...
20 Shopping Secrets the Stores Won’t Tell You with George Kamel
08 Nov 2021
Contributed by Lukas
Want in on a secret? How about 20 secrets on how to save more and spend less—while you shop! We’re going to pull back the curtain on a few common ...
3 Big Ways to Save Money This Winter with Dr. Axe
01 Nov 2021
Contributed by Lukas
You've come to the right place! We’ll talk about major ways to save on seasonal expenses— like holiday travel, staying healthy during cold and flu...
Why You Were Made for More with Max Lucado
25 Oct 2021
Contributed by Lukas
Do you wish you were wiser with money and your life as whole? In this episode, we’ll talk about wise spending and budgeting. Plus, “America’s Pa...
How to Stay on Track Financially and Spiritually with Christine Caine
18 Oct 2021
Contributed by Lukas
Have you ever wondered, How did I get here? You’re not alone—life has made us question a lot since 2020. That’s why I’m so excited for you to ...
Spending, Saving and Investing: What You Need to Know
11 Oct 2021
Contributed by Lukas
Does stressing over money ever keep you up at night? Let’s be real—taking control of your money is hard! Make your money journey a little easier w...
Why Intentionality Matters When It Comes to Your Money
04 Oct 2021
Contributed by Lukas
Are you living a life you love? If your answer is “Not yet,” you might be missing intentionality. The solution is to do life on purpose. You’ll ...
Add $1,000 to Your Savings Fast—Here’s How
27 Sep 2021
Contributed by Lukas
Wish you could put money in savings? You're in the right place! Saving $1,000 may seem crazy hard, but you can do it—I'll show you how! Listen in f...
How to Save On the Top 3 Budget Busters with George Kamel
20 Sep 2021
Contributed by Lukas
We all love the finer things in life—food, travel and cars—but sometimes they can take our budgets for a ride. In this episode, you’ll hear: ...
How to Shop on a Small Budget with Alison Lumbatis
13 Sep 2021
Contributed by Lukas
Some areas of life are stressful—but shopping shouldn’t be one of them. In this episode, you’ll learn how to: Save big at Target. Up your fa...
Are You Wasting Money on These Trends? With Nadiya Blair
06 Sep 2021
Contributed by Lukas
Want to be inspired? Listen in to these incredible shopping, college savings, and affordable date night tips! In this episode, you’ll learn: Wh...
The Ultimate Guide to Mortgages
30 Aug 2021
Contributed by Lukas
Dreaming of a new house is fun. But home loans? Those can be scary. This episode will help you make sure home ownership is a blessing. You’ll learn...
How to Cut Your Food Budget in Half with Abby Turner
23 Aug 2021
Contributed by Lukas
Want to save even more on food? Save and entertain with these cost-cutting tips! Five simple recipes you can make for $15 or less How to entertain ...
The Ultimate Guide to Securing Your Future with Ken Coleman
16 Aug 2021
Contributed by Lukas
Is your job stressing you out? Then you need America’s Career Coach, Ken Coleman! In this episode: Ken and I talked about working moms and the pa...