📈 Are you on track with the Baby Steps? Get a Free Personalized Plan 📱 Watch the full episode for free in the Ramsey Network app. George Kamel and Rachel Cruze answer your questions and discuss: "Should I help my new husband pay off his debt?" "Should my son hire an attorney to investigate a crypto scam?" "Should I keep my job if I'm only making $850 a month?" "I'm making $30-90k a month day trading. Should I get into real estate?" "Should my husband and I help my Dad before he loses everything?" Liam Payne, Who Died Without a Will, Left $32 Million Estate The 3rd anniversary of #horsegate 🐴 "I don't feel like I'm getting what I deserve from the family business. How should I talk to my dad?" Next Steps: ✅ Help us make the show better by taking this short survey! 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 💰Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 📈 For help with investing, get connected with a SmartVestor Pro. Connect with our Sponsors: 🛒 Stop paying more and start shopping smarter at Aldi 🌱 Get 10% off your first month of BetterHelp 📱Go to Boost Mobile to switch today! 🏥 Learn more about Christian Healthcare Ministries 🏡 Get started today with Churchill Mortgage 🔒 Get 20% off when you join DeleteMe 🏦 Go to FAIRWINDS Credit Union for an exclusive account bundle! 🥗 Save 15% on your first Field of Greens order with code RAMSEY ⛨ Find top Health Insurance Plans at Health Trust Financial 💸 To find out more about student loan refinancing, check out Laurel Road 💻 Visit NetSuite today to learn more 🗂️ Use promo code RAMSEY for 18% off at The Nokbox 💵 Learn more about Timothy Plan 🏛 Get started with YRefy or call 844-2-RAMSEY 🔐 Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices
Full Episode
brought to you by the EveryDollar app. Start budgeting for free today. From Ramsey Network, this is The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm George Camel, joined by my co-host and co-host of the Smart Money Happy Hour, Rachel Cruz, is here, and we're taking your calls at 888-825-5225.
You call us, and we're going to have a good time and help you take the right next step with your life and your money. That is our guarantee. Andrew is calling up first in St. Louis. What's going on, Andrew? How can we help today?
Hey, guys. Thanks so much for taking my call. Sure. I'm a massive fan of the show, so this is kind of an exciting moment for me. So my question is, I'm 20 years old. I had an emergency surgery about a year ago. And now I have $43,000 in medical debt that I had no idea what to do with. And so I'm needing some guidance on that. Goodness gracious.
Oh, man. Did your insurance didn't cover?
Any portion of it? I don't have and didn't have insurance at the time. So no, there's no insurance.
Did you tell them you were cash pay? Because usually you'll get a real steep discount.
I didn't even mention that because at the time, it was an all-in-one-day thing. It happened so quick. And then at the time, I didn't even know how much it was going to cost. And then when I got the figure, I just... I was so dumbfounded, I just didn't even know what to do with it, so I've just been sitting on it. How long ago was that? It's been almost a year.
I think we're just shy of a month now of it being a full year.
Have you made any payments?
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