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Chapter 1: What is the main topic discussed in this episode?
Live from the headquarters of Ramsey Solutions, broadcasting from the Pod's moving and storage studio, it's The Ramsey Show, where America hangs out to have a conversation about your life, your money, your situation. I am your host, Jade Warshaw, joined by Rachel Cruz, host of The Rachel Cruz Show. If you've never checked that one out, be sure to check that one out as well.
We're taking calls all afternoon about your life, what's going on with your money, what's going on with these student loans. If you have anything about student loans, please call in today because y'all, I can go on and on about this student loan situation. And it's more because I want to help people, Rachel. It's not, I don't want to shame anybody. I want to help you guys because I get it.
Some people are really feeling like, oh my gosh, what is going to happen? These payments are coming back. It's a reality that's hitting. Yeah.
And it's very emotional. Oh, very emotional. I learned that. Yeah.
on all sides well yeah i mean there was this carrot dangling out and so many people and i hate that that happened because rachel people's full hope was in the fact that maybe these loans could be forgiven and to just have your hopes dashed like that i hate that for people so if you're concerned about that give us a call 888-825-5225 but really you can call us to talk about anything you want to talk about as long as it's life money relationships don't just call talking about any old thing
All right. We got Kayla from Minneapolis, Minnesota. Guys, I can't say these words. Minneapolis, Minnesota. Here we go. What's going on, Kayla? Hi. Hi, Kayla. Thank you for taking my call. How are you doing?
I'm good. My husband was like, you should call the Ramsey show. And I was like, I'm never going to get through. So thank you. Oh, I'm glad you did. Glad you're here. How can we help? Um, so my question is my grandmother is getting older and my parents and sister are taking a trip to go see her and they are encouraging me to go.
And I'm having a really hard time because we've kind of been, we're in baby step two and we've been Dave ish for a bit, but recently we've been more gazelle. And I'm really having a hard time pausing to do that. And then I'm wondering if I'm going to regret it. So I don't know. I just needed some other perspective. How old's grandma? And is she in good health? 92. Oh, wow. Yeah. She's 92.
That's so great. And she's been in pretty good health.
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Chapter 2: Can I afford to visit family while paying off debt?
So I'm going to go as cheap as possible. I don't want... You know, I would even do... Like, don't wait on me.
Don't plan it around me. Just y'all do y'all's thing. I'll do my thing.
Yep, yep. Don't worry about it. Yeah, I'm just like... I feel like if we go for if I go for a week, it's like a week of me missing work. And then my husband has to miss his like second job. Yeah, don't go for a week. Don't do it.
And I have a baby and I'm like stressed about being away from the girl. Do not go for a whole week. Go for the amount of time that makes sense for your life and your relationship.
relationship and being a mom yeah is really trumps a lot of this too like right if you're if you have a new baby and you know you're not like and that's that's become a priority than other things that's a very real thing too kayla so a couple of things flying in the mix yes but uh we're never going to tell somebody to not go see their 92 year old grandma let's be real we're actually human
We have hearts, unlike some people on the Internet think.
I just know some people were hanging on the edge of their seat like, is Rachel and Jade about to tell her not to go see her dying grandma? Of course not. I know. Go see grandma. Like these things, like you said, when you're 50 years old, you're going to go, oh, I had that last moment. You know, like that's those are things that you treasure for a lifetime. And money is important.
Don't get me wrong. But it's some things that are more important, like family. This is The Ramsey Show. All right, guys, you're listening to The Ramsey Show. I'm your host, Jade Horshaw, joined by Rachel Cruz. And we just love talking about money. We like talking about the things that nobody wants to talk about. It's very rare, Rachel, that people want to talk about their debt.
that they want to talk about how much savings they do or don't have, that they want to talk about the things that are stressing them out. But on this show, you can call in and we can open up the closet door, look at the monster, figure out what's going on and hopefully help you solve your problem.
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Chapter 3: What are my best options for saving for future life expenses?
There are so many.
Yeah. They are so many.
And some of them are great cars. And honestly, if you're not a car person, you don't know the year that something's made. Oh, yeah. Like, you don't know. Yeah. And maybe it's a, not to be stereotypical, maybe it's a guy thing. I don't know. I guess some girls love cars. But I'm like, it just, and again, I like a great car.
Me too.
I'm not mad at, we're not mad at nice cars. Although, can I tell you a truth? It's just wild to me of what people will pay in car payments.
It's not worth it. For a car. You made such a good point. Most people have no clue. Sam and I finally have two vehicles. One's a 2012 and one's a 2013. And we bought them. in 2018 and in 2023 so they they were never brand new cars but when my my brother was over at the house this weekend and he saw our newer vehicle and he goes oh that that car is so nice and i'm It's so old, but it's well kept.
But it's in good condition. And look, get it in black. If you get it in black, everything looks much better. If it's an old car, get it in the color black because it's still shiny. It looks better. Don't get red. And definitely don't get like a weird like mustard. Just get... Get black. I'm telling you, that's the way to go. It's timeless is what Jade is saying. It's timeless.
No one will know the difference and you'll have something what is known as money in your pocket. What a life. What a time to be alive. All right, that does it for this hour of the show. Be sure to join us next time. Guys, this is where we're getting it done. This is where we're making changes. This is where things happen. So be sure to tune in next time. This is The Ramsey Show.
Hey, it's Rachel Cruz. If you love the show and want a deeper dive on your money journey, we have a weekly newsletter that gives you trending and helpful articles and tips on following the Ramsey way. Just go to ramseysolutions.com today to sign up for our newsletter. Again, that's ramseysolutions.com to sign up for our weekly newsletter.
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