Should We Pay Off the House Now or Wait? (Hour 2)
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Live from the headquarters of Ramsey Solutions, broadcasting from the pods moving and storage studios, this is The Ramsey Show, where America hangs out to have a conversation about your life and your money. I'm George Camel, joined today by best-selling author and host of The Ken Coleman Show, you guessed it, Ken Coleman. And we are here to take your call, America, on your money, your life, whatever you're grappling with, career changes, we would love to help. So give us a call, 888-825-5225. Molly is kicking us off in Phoenix, Arizona. Molly, welcome to the show. Hi, George. How are you doing today? So great. We're happy to take your call. What's going on?
So essentially the question is, what is more important, what you do or where you live?
What has brought you to this crossroads, Molly?
So I currently live in Phoenix, Arizona. I went to school here and I work with air permitting consulting. So a good portion of that is state specific. So my experience in my job is state specific and I've only been with my firm for a year and a half. So you're supposed to do that whole three to five year thing. However, my sister is almost pregnant in North Carolina. And if I wasn't worried about how would this look on my resume, does my job experience apply, I'd be in North Carolina right now.
Okay, I understand the right now, but what happens when the baby comes? Is this like, I want to be near my sister as long as she has a child? Play that out a little bit more, because that's a strong statement.
So it is just the two of us. So I've got the one sister, and then her husband is also a single child. So it's a small family, and the parents aren't really in the picture. So I want to be there to help out and to be involved in my niece or nephew's lives.
Okay. And I understand that. So you're saying that your niece and nephew, their parents aren't involved?
No.
They're not there? No. Are you talking about the grandparents?
Potential grandparents, yes.
Gotcha.
Okay. She hasn't figured out if it's a girl or boy yet. Okay, I got you.
So the struggle is I want to move to North Carolina, but my career field doesn't exist there.
The career field exists, but I'd be essentially starting from scratch.
No, you're not.
You have experience in this field. No.
You just said you've been there a year and a half? Yes. There's no golden rule that says you have to do it for three years to get a job?
Lots of the regulations are state-specific, so I'm worried that if I just up and go to North Carolina that I will be starting my learning curve over.
Okay, so do you know this for a fact? Have you looked up the North Carolina regulations in the field that you're in? Yes. And?
The federal regulations are, of course, the same, but... Arizona and North Carolina have different stances on environmental regulations due solely to the environment.
Right, but what I'm saying is, are you in any way disqualified from being able to do what you do now in Arizona, doing that in North Carolina? Are you not experienced enough? Is there some sort of state regulation that makes it very hard for you to step from Phoenix to North Carolina and do the work you want to do? No. Okay, then. So you've concocted a monster under the bed and there's no monster there. There's no monster.
And there's no harm in exploring and interviewing and going, hey, let me see if there's a job out there in North Carolina that'll take me.
What is more important: what you do or where you live?
Yeah, like make it my full-time hobby to when you're not working, sleeping, eating, hanging with friends and family, you are looking and trying to interview and get an offer in North Carolina.
Yeah.
Because you don't have to marry these companies if they make you an offer, but you've got to dig. You've got to look for opportunities. And here's the other thing. I would not limit yourself to that industry unless you're saying that is your dream industry.
Okay, so look in North Carolina for a job, and then once I have one, move then.
Yeah, absolutely.
Well, sure, your fear is you're not going to be able to get a job there, right?
Yes. Yeah, but that's nonsense.
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