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The Ramsey Show

Surviving the Money Storm Starts with Tough Choices

27 Mar 2025

Transcription

Chapter 1: What is the main theme of this episode?

0.109 - 12.794 James

Hey guys, it's James Childs, producer of The Ramsey Show. Hey, this week Dave and the personalities are living it up on the Ramsey Cruise, so we've put together a compilation of some of our favorite calls and segments from the last year. Regular shows are back next week. Hope you enjoy.

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26.618 - 37.365 Jade Warshaw

From Ramsey Network, it's The Ramsey Show, where we help people build wealth, do work that they love, and create amazing relationships. I'm Jade Warshaw. Next to me is the magnificent Kenneth Coleman.

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37.525 - 41.428 Ken Coleman

Wow. Magnificent and Kenneth in the same sentence. It's going to be a day.

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42.028 - 71.223 Jade Warshaw

a good day we're taking calls all afternoon long your life your money hit us with all the questions that you have and we will hit you with an answer a solution a way forward or we'll just spitball creative ideas with you whatever it takes the phone lines are open 888-825-5225 let's get involved alright let's go straight to the phone lines we got Joe he's in Anaheim California what's going on Joe hey how you guys doing doing great how are you

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72.642 - 97.332 Joe

Doing good, doing good. I've been watching you guys for a while, and I got a quick question. I'm just looking for a little bit of affirmation here. Okay. I have a girlfriend of about a year and a half, and we do live together. And she asked me actually last night if I could loan her money to pay off a debt. that she has on a credit card. So about $12,000.

98.093 - 98.874 Unidentified

About?

98.894 - 102.779 Joe

About $12,000 in debt. That's not a little bit. Huh?

102.899 - 103.78 Jade Warshaw

That's not a little bit.

104.321 - 107.405 Joe

That's a lot. Well, yeah. Oh, yeah. Yeah, not a little bit.

Chapter 2: Should you lend money to a partner?

309.235 - 322.306 Ken Coleman

Because I think you called us to get us to go, well, this guy and this gal said this. Are you worried about what her reaction is going to be if you tell her no? Be honest.

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322.346 - 328.771 Joe

She can be definitely emotional when it comes down to things like that.

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328.951 - 332.954 Jade Warshaw

Emotional like crying or emotional like I'm going to hit you with this cast iron pan?

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336.878 - 340.345 Joe

Maybe a sandal. I don't know about the cast outers, but she'd probably do something like that.

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340.365 - 341.468 Unidentified

A sandal. I love it.

342.51 - 347.713 Joe

Yeah, but... I think that's important. Yeah, yeah, no, no, it definitely is.

347.793 - 371.261 Joe

I know, like, she's not the type to, like, flare up if you tell her no, but I just wanted to, yeah, I just wanted to get, like, affirmation on that just to say, like, you know, like, hey, you know, I mean, me being in the position I'm in is because I've listened to these, you know, I've listened to these people, and, you know, I really want to, you know, I'll call them, and maybe they can give you some more clarity, too, on my standpoint.

371.421 - 372.642 Joe

Are you going to marry her?

372.702 - 373.602 Ken Coleman

That's my question.

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