We're no strangers to natural disasters in New Zealand. From earthquakes to volcanic eruptions, floods and forest fires, it's not uncommon natural disasters to regularly disrupt our lives and livlihoods. Unlike the earthquake that occurred on February 22nd 2011 which pretty much came out of the blue, the extreme rain and flooding across Canterbury that happened May 2021 was predicted and expected. Local councils from Selwyn to Hurunui and Waimakariri declared states of emergency. Flood waters caused severe damage to the Ashburton bridge. Some areas of Canterbury got more than five month's worth of rain over two days. BUT, people were able to take preventative measures to reduce the damage, protect people, livestock and livelihoods. Brad McDonald is joined by Iain Grant, a Rural insurance advisor with Vero Insurance. Iain lived in Christchurch during 2012, and shares some of his experiences on living in the shaky city. Iain and Brad also talk about how people and businesses can prepare for the next natural disaster (whatever it may be) and what steps are going to help your insurer help you get back on your feet again, including: - Why some natural disasters are becoming harder to predict; - What steps you should take in the aftermath of a natural disaster; plus - The mental toll of natural disasters. Quick disclaimer: This advice is general, and in most cases, Iain's personal opinion. For specific advice on your policy, speak with your trusted advisor. While this information is current as of the publishing of this podcast, we can't predict what the industry will be doing in five years time. Also, in talking about the climate and weather events, neither Brad, nor Iain are scientists. Is there a topic you want covered or a person you want to hear from? You can contact us through the Godfreys Law website, or you can message the Godfreys Law Facebook page. We'd like to hear from you, and any ideas you have about making the podcast better. The Real Solutions Business Podcast is presented by Godfreys Law - A Christchurch based law firm, serving Canterbury for over 140 years.

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