Joining us in the booth this week is Crosby Enninful a chartered FCCA accountant with over 12 years experience and founder of Egbenn Accountancy Services which he has been running for 5 years. In this episode we discuss: - The importance of being strategic with your career - Why you should value learning skills over money - How Crosby went from £18,000 to over six figures - 4 habits you need to adopt to help you build wealth - Creating an automated system around your money - How to not let your budget diminish your quality of life - How to avoid lifestyle inflation - The importance of passive income and the dangers if you don’t have one - People being good at creating wealth but not preserving it and much more Follow Crosby on Instagram here Follow me on: Instagram - https://www.instagram.com/savvywallet Tiktok - https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version Our partners: Coursera Learn AI, Cybersecurity, Project Management, Data Science & more with Coursera here: https://imp.i384100.net/savvywallet Ato has personally used Coursera to obtain an AI certificate. NordVPN Get 3 extra months free with a 2 year plan: https://go.nordvpn.net/aff_c?offer_id=15&aff_id=106735&url_id=902 Some of the links are affiliate links which means that we will receive a small commission if you make a purchase, however there will be no additional charge to you. TIMESTAMPS 00:00 - Preview 01:00 - Intro 01:35 - Meet Crosby Enninful the Accountant 03:50 - Growing up in Essex 05:54 - When you’re younger you don’t really appreciate your parents 09:30 - Staring at £18,000 as an accountant trainee 13:15 - Saving is just as important as having good credit! 16:02 - If you want to earn more money you have to move around! 19:09 - Getting a £1k pay rise, felt like a slap in the face 20:15 - Job promotions are scams (sometimes!) 23:26 - It was just about earning more, it was about upskilling 25:41 - Did my expenses change even though I earn six figures? 27:02 - I don’t like money in my account that is not mine! 28:33 - Pro’s and cons of setting up your own accountancy firm/business 31:00 - The biggest surprises with business 32:42 - Your team is vital to creating a successful business 34:05 - 4 habits to build Wealth in 2024 and beyond 43:08 - Can budgeting help you build Wealth? 46:17 - Budgeting can make you stingy…how to counter this! 49:26 - Reward yourself to where you are NOT what you have 54:29 - Millionaires and the myth of Seven Sources of Income 56:11 - The most surprising Income I’ve seen…! 59:08 - The importance of Passive Income & dangers if you don’t have one 01:03:01 - People good at creating Wealth but not preserving Wealth! 01:08:23 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices

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