Joining us in the booth this week is Sammie Ellard-King who is a financial educator and founder of up the gains a financial literacy platform to help people with their finances. In this episode we discuss - How Sammie got out of £24,000 debt in 18 months - How to identify your financial freedom number - The exact steps to go from debt to financial freedom - Side hustle vs a side business - Why your side business doesn't need to make £10,000 a month - How much you should Save vs how much you should Invest - How investing can help you to achieve financial freedom and much more! 🔗 Connect with Sammie on: Instagram: https://www.instagram.com/upthegainsmoney 📩 Sign up to my mailing list to be the first to know about upcoming events: http://eepurl.com/hJEcLL Sponsors 🌍 WorldFirst 🌍 Sign Up For a ‘One World Business Account’ for FREE and receive a £200 sign up bonus here: https://www.worldfirst.com/uk/campaign/sign-up-bonus-promo/?utm_medium=kol&utm_term=savywallet ⚡️Trading 212⚡️ Get a FREE fractional share worth up to £100 when you open an ISA or invest account and deposit at least £1, using my link: https://www.trading212.com/join/SAVVY Alternatively type SAVVY" directly in the app to get the free fractional share. When investing, your capital is at risk. Tax treatment depends on your individual circumstances and regulations which may change. Other fees may apply. ➡️ Follow Savvy Wallet on: Instagram: https://www.instagram.com/savvywallet TikTok: https://www.tiktok.com/@savvywallet Check out: https://www.youtube.com/savvywallet for the video version TIMESTAMPS 00:00 - Preview 00:59 - Intro 01:34 - Meet Financial Educator Sammie 04:14 - WorldFirst Ad 05:24 - Growing up in St Albans 09:15 - How I became a Marketing Director by 29! 14:37 - Trading 212 Ad 15:50 - Moving from Marketing Director to a hospitality business 20:59 - Why I created up the gains 23:34 - I paid off £24,000 debt in 18 months. How I did it 28:27 - What is your financial freedom number? 30:56 - The different types of financial freedom! 35:35 - Side hustle vs Side business 46:57 - Examples of side hustles 51:23 - How to identify the right side hustle for you 55:54 - How much should you save every month? 01:00:29 - Cash ISA vs a Stocks and Shares ISA 01:04:09 - Why you should invest! Pro’s and Cons 01:07:55 - Exact steps for you to start investing today! 01:13:40 - How I built my six figure investment portfolio 01:18:19 - How to develop your investor mindset 01:22:33 - The importance of getting to £100k net worth quickly! 01:26:07 - Financial literacy platform up the gains 01:28:03 - Final words Learn more about your ad choices. Visit megaphone.fm/adchoices

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