Spencer Howard is a credit card loyalty program and travel rewards expert. He's also the founder of Straight To The Points – the go-to resource for individuals looking to demystify credit card points so they can experience traveling in luxury for business or pleasure (and occasionally, both!). After helping family and friends understand credit card points for years, he launched STTP in 2017 and has been offering members complimentary and premium content through his Award Alert newsletters ever since (he is up to 21K members as of now!). It's the place to get the most up-to-date information on everything from First and Business Class alerts on flights, to tutorials on how to effectively book and secure flights using credit card points. Having worked in the travel writing industry for nearly a decade, Spencer thrived as a contributing writer with multiple travel media outlets such as Upgraded Points, One Mile At A Time, God Save The Points and The Points Guy. For four years, he excelled as editor in chief at 10xtravel[dot]com where he managed a team of writers and editors to produce the highest quality (not to mention hottest news) in the travel industry. He's been a guest on multiple podcasts including, We Travel There with Lee Hufman, Beyond The Lens, Award Travel 101, Miles to Go and featured in various new outlets such as Forbes Advisor, CNBC, Travel and Leisure Asia, The Washington Post, Bloomberg and Business Insider. Spencer was also a guest speaker at The Annual Chicago Seminars – A Points and Miles Event. Spencer believes that everyone deserves to fly business class at least once in their lifetime, and he's on a journey to make that happen. Since 2017 he's traveled for 3 months of the year and seen 60+ countries. He lives in Washington, D.C with his family and recently became a dad! Connect with Jon Dwoskin: Twitter: @jdwoskin Facebook: https://www.facebook.com/jonathan.dwoskin Instagram: https://www.instagram.com/thejondwoskinexperience/ Website: https://jondwoskin.com/LinkedIn: https://www.linkedin.com/in/jondwoskin/ Email: [email protected] Get Jon's Book: The Think Big Movement: Grow your business big. Very Big! Connect with Spencer Howard:Website: https://straighttothepoints.co/ Instagram: https://www.instagram.com/straighttothepoints/ Linkedin: https://www.linkedin.com/in/spencer-howard-82072710/ *E – explicit language may be used in this podcast.

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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