Tale of the state pension underpaid for 20 YEARS
01 Mar 2024
Contributed by Lukas
The debacle over widespread errors in the state pension that This is Money and Sir Steve Webb uncove...
Will the Budget cut taxes and get rid of these traps?
23 Feb 2024
Contributed by Lukas
With the Budget tipped to be the Chancellor’s last roll of the dice before a General Election, exp...
The UK is in recession but does that matter (and could things be about to get better)?
16 Feb 2024
Contributed by Lukas
It's finally happened. After months of will-we, won't-we speculation, the UK economy has finally suc...
Interview: Sir Stelios on how he launched easyJet - and backing young entrepreneurs
13 Feb 2024
Contributed by Lukas
In this special bonus This is Money podcast episode, Simon Lambert speaks to easyJet founder Sir Ste...
Will you be able to afford a comfortable retirement?
09 Feb 2024
Contributed by Lukas
The cost of a comfortable retirement has jumped over the past year - but what do you need to get one...
Why would the Bank of England cut rates this year?
02 Feb 2024
Contributed by Lukas
The Bank of England held base rate once again at 5.25 per cent, the fourth hold in succession – bu...
Why has Britain fallen behind on getting richer?
26 Jan 2024
Contributed by Lukas
Britain's disposable income has dropped substantially over the past 14 years compared to where it sh...
You can bag a £10k heat pump discount... would that tempt you to get one?
19 Jan 2024
Contributed by Lukas
The Government wants us to get heat pumps fitted in our homes and it's offering up to £7,500 for us...
Should you stick your money in Premium Bonds, a savings account or invest?
12 Jan 2024
Contributed by Lukas
After a good year for Premium Bonds when the only way was up for the prize fund rate, savers got a b...
Is the taxman really going after Ebay sellers?
05 Jan 2024
Contributed by Lukas
Have you ever sold anything on Ebay, Vinted or Facebook Marketplace to make a bit of extra cash? Th...
Will investors have a good year in 2024 - and what do they need to look out for?
22 Dec 2023
Contributed by Lukas
How fast will interest rates fall - and where's the new normal?
15 Dec 2023
Contributed by Lukas
The Bank of England has reached the peak with interest rates in this cycle. That's the firm view of...
Will mortgage rates keep falling and is the crisis over?
10 Dec 2023
Contributed by Lukas
It's been a rollercoaster year for mortgage rates and after the inflation panic spike over summer, l...
The pandemic start-up that can turn your floorplan into a grand design: Bonus interview with Peek Home's founders
04 Dec 2023
Contributed by Lukas
We love the idea of transforming our homes so much that an entire cottage TV industry has sprung out...
What drives you mad about going to the shops?
01 Dec 2023
Contributed by Lukas
What drives you mad about going to the supermarket? Is it self-service tills, scanning receipts to ...
Will the mixed bag Autumn Statement boost your wealth?
24 Nov 2023
Contributed by Lukas
The Autumn Statement was the definition of a mixed bag. There was a National Insurance cut, but the...
Autumn Statement: What would you do if you were Chancellor for the day?
17 Nov 2023
Contributed by Lukas
The Autumn Statement arrives next week and the rumour mill has gone into overdrive. The idea of it ...
How to turn your work pension into a moneyspinner and boost your pot
10 Nov 2023
Contributed by Lukas
We all know pensions are important but most of us rarely engage with them. Yet, with a little bit o...
Have interest rates peaked - and what happens next?
03 Nov 2023
Contributed by Lukas
Have interest rates peaked? After an inflation spike rudely awoke them from their slumbers, the Ban...
Pension blunders and why a bond spike is worrying investors
28 Oct 2023
Contributed by Lukas
This week, This is Money's pensions expert Tanya Jefferies joins Simon Lambert and Georgie Frost. ...
How much will frozen income tax bands suck out of your pay packet?
20 Oct 2023
Contributed by Lukas
Wages are up, but inflation is… the same. What does it all mean for mortgage rates, the state pens...
How much further could house prices fall?
13 Oct 2023
Contributed by Lukas
House prices will continue to fall, says an influential poll of estate agents. The latest survey ...
Will your energy bills rise this winter despite a falling price cap?
06 Oct 2023
Contributed by Lukas
Inflation is easing, food prices are coming down from their peak and the energy price cap dropped la...
Could the most hated tax in Britain be axed?
29 Sep 2023
Contributed by Lukas
It’s been called the most hated tax in Britain - but only four per cent of people pay it. You cou...
Have interest rates peaked and what next for savings and mortgages?
22 Sep 2023
Contributed by Lukas
And suddenly they stopped. After 14 interest rate rises in a row, the Bank of England stalled and ke...
Podcast cut: How young workers can boost their pension (and maybe double their money)
19 Sep 2023
Contributed by Lukas
This is Money's Simon Lambert gives his tips for young pension savers on how to give their retiremen...
Should we keep the triple lock or come up with a better pension plan?
15 Sep 2023
Contributed by Lukas
If the triple lock is stuck to, the state pension should rise by 8.5 per cent next April. That will...
Should we gift every newborn £1,000 to invest?
08 Sep 2023
Contributed by Lukas
Every child could receive a pot of £1,000 at birth to be channelled into long-term investments in U...
Are you on track for a comfy retirement and do you really need a £600k pot?
01 Sep 2023
Contributed by Lukas
Inflation has been ravaging our finances, but it is also threatening our future. According to new...
Where would YOU put money for five years? This is Money podcast
26 Aug 2023
Contributed by Lukas
Many people may be feeling in a state of financial flux at the moment and wondering where to put the...
Have we turned the corner on high inflation or could it bounce back?
18 Aug 2023
Contributed by Lukas
The inflation spike took central banks, governments and many ordinary people by surprise but Britain...
Mortgage mayhem has stalled but what happens next?
11 Aug 2023
Contributed by Lukas
After months of mortgage mayhem some better news finally arrived this week with major lenders delive...
Taxman customer service troubles unmasked and probate problems in the spotlight
04 Aug 2023
Contributed by Lukas
When it comes to HM Revenue & Customs, it's safe to say that many business owners and accountant...
Energy firms rapped for bad customer service... while still making mega profits
28 Jul 2023
Contributed by Lukas
Energy firms have had their feet held to the fire this week. The industry as a whole has been blast...
Inflation eases to 7.9% - what does that mean for mortgage and savings rates?
21 Jul 2023
Contributed by Lukas
Earlier in the week, the consumer prices index measure of inflation fell by more than expected thank...
Do you really want your pension invested in risky unlisted companies?
17 Jul 2023
Contributed by Lukas
Could your bank really close YOUR current account with little warning?
07 Jul 2023
Contributed by Lukas
Banks have come into the firing line this week over current account closures and slowness to pass on...
Podcast extra: How investors can back AI - Simon Lambert speaks to Sam North
07 Jul 2023
Contributed by Lukas
Artificial intelligence has burst into the headlines over the past year and generated excitement amo...
Energy price cap falling and savings rates race past the 6% barrier
30 Jun 2023
Contributed by Lukas
There has been plenty of doom and gloom in recent months – and today, we go searching for cheerier...
Was hiking interest rates again the right move or is the Bank of England in panic mode?
23 Jun 2023
Contributed by Lukas
The Bank of England’s bumper 0.5 per cent rate hike this week was the 13th rise in a row. After s...
Mortgage mayhem, savings frenzy: What on earth is going on?
17 Jun 2023
Contributed by Lukas
The mortgage market is mayhem, with lenders pulling deals and rapidly hiking rates. Average fixed m...
Money for nothing: Is universal basic income a good idea?
09 Jun 2023
Contributed by Lukas
Universal basic income is a controversial idea and not just because it's money for nothing. Paying ...
Inflation-busting savings rates of 9% and cash Isas back in the sun as billions pour into them
02 Jun 2023
Contributed by Lukas
Forget 5 per cent savings rates. Forget 7 per cent. A new regular savings deal has landed paying a h...
When will energy bills fall, and could the fixed tariff finally be making a return?
26 May 2023
Contributed by Lukas
We had some good news this week about our energy bills - or did we? Ofgem's price cap is coming dow...
Should we stop dragging people into tax designed for the rich?
19 May 2023
Contributed by Lukas
Almost five times as many people will soon be paying 40 per cent tax than in the early 1990s, when i...
How high will interest rates go... and why are they still going up?
12 May 2023
Contributed by Lukas
And there it was, another interest rate hike. Another quarter point move up seems almost commonplac...
How can we build more homes and make them better?
05 May 2023
Contributed by Lukas
A row over housebuilding has erupted again. Labour leader Keir Starmer has said he would bring back...
Home improvement snakes and ladders: How to add value - and how to lose it
28 Apr 2023
Contributed by Lukas
It's got easier to win big on the Premium Bonds but should you invest?
21 Apr 2023
Contributed by Lukas
Premium Bonds are a national institution and their prize-giving place in British savers' hearts was ...
How long should you fix your mortgage for - and what next for rates?
14 Apr 2023
Contributed by Lukas
As if buying a home wasn’t enough of a lottery, borrowers are now facing a major gamble on their m...
State pension goes above £10,000 - but has something got to give?
06 Apr 2023
Contributed by Lukas
The state pension is getting a boost this week, meaning many pensioners will see their payments go a...
Can you beat the April bill hikes - and is it time we ditched the tax traps?
30 Mar 2023
Contributed by Lukas
Just when you thought the cost of living crisis was meant to be on its way out another round of bill...
Should we worry about the banks... and why raise interest rates now?
24 Mar 2023
Contributed by Lukas
Just when you thought it was safe to go back in the water... A banking crisis has seemingly emerged...
The Budget verdict: Pensions, childcare, energy bills and dodging recession
17 Mar 2023
Contributed by Lukas
Jeremy Hunt had a spring in his step this week as he delivered his Budget. It was a considerably ...
Can you trust the state pension system as more blunders emerge?
10 Mar 2023
Contributed by Lukas
You'd like to imagine that when it came to the state pension, you'd be dealing with a more robust sy...
Are we on the verge of a house price crash?
03 Mar 2023
Contributed by Lukas
How to make the most of saving and investing into an Isa
24 Feb 2023
Contributed by Lukas
There's not long left until the end of the tax year - and that means it is time to sort your Isa if ...
Would you dispute an inheritance if you thought it was unfair?
17 Feb 2023
Contributed by Lukas
Where there's a will, there's often a grumble... and potentially a full on dispute. The amount of mo...
Why is food inflation so high and when will it stop?
10 Feb 2023
Contributed by Lukas
Inflation is theoretically running out of steam but there's one essential that's still going up in p...
Could this be the peak for interest rates - and what will it mean for you?
03 Feb 2023
Contributed by Lukas
Are we nearly there yet? The Bank of England hiked interest rates again this week, adding 0.5 per ce...
Will the Government raise state pension age to 68 sooner than planned - and what should those about to retire do about it?
27 Jan 2023
Contributed by Lukas
Those aged between 43 and 54 may have been concerned by rumours this week that the Government is pla...
Could an Isa tax raid really cap savings at £100,000? Plus Bank of Dave's Dave Fishwick on his Netflix hit
20 Jan 2023
Contributed by Lukas
An astonishing idea for an Isa tax raid was outlined by the Resolution Foundation this week, with th...
Will you be able to afford the retirement you want?
13 Jan 2023
Contributed by Lukas
What do you picture in retirement? Is it an early exit from the rat race to travel the world, a grad...
Will 2023 be a better year for our finances... or worse?
06 Jan 2023
Contributed by Lukas
The New Year has arrived and with it promises of inflation falling and a ray of hope on energy bills...
The big financial events of 2022 and what happens next?
30 Dec 2022
Contributed by Lukas
Tumultous is a word that doesn't really do 2022 justice. Most people were looking forward to a year ...
Would you be tempted to 'unretire' after quitting work early? The mystery of Britain's missing workers
23 Dec 2022
Contributed by Lukas
First we had the great resignation and now we may be seeing a new trend emerge 'unretirement'. Amid...
When will interest rates stop rising? Plus, energy-saving tips to help you afford the heating
16 Dec 2022
Contributed by Lukas
The Bank of England has hiked base rate from 0.1 per cent to 3.5 per cent in the space of 12 months,...
Could house prices really fall 20% and how bad would that be?
09 Dec 2022
Contributed by Lukas
The mortgage crunch has stalled the pandemic property boom and sent house prices down, but could the...
Do you need to worry about tax on your savings and investments?
02 Dec 2022
Contributed by Lukas
Many people have not had to worry about paying tax on their savings and investments for some time. ...
Have savings and mortgage rates already peaked?
25 Nov 2022
Contributed by Lukas
Savings and mortgage rates rocketed after what must now always be known as the 'ill-fated mini-Budge...
What does Jeremy Hunt's tax raid budget mean for you?
19 Nov 2022
Contributed by Lukas
‘Jeremy Hunt’s mini-Budget was like the tax part of the Corbyn manifesto with none of the benefi...
The everything tax raid: Will the threat of higher taxes backfire?
11 Nov 2022
Contributed by Lukas
‘If they could tax the air you breathe they’d do it.’ That age-old moan about taxes going up h...
What do rapid rate rises mean for you - and is this the right move?
05 Nov 2022
Contributed by Lukas
Have we come down too hard on buy-to-let? Plus, Rishi the PM vs Rishi the Chancellor
28 Oct 2022
Contributed by Lukas
The tense situation between tenants and landlords is escalating: the former have seen rents spiral b...
Is the UK economy heading for stability or just more trouble?
21 Oct 2022
Contributed by Lukas
There's a new Chancellor in town and he means business. Serious business. After Kwasi Kwarteng trie...
The Wave founder Nick Hounsfield interview: How I built my £27m surfing lake dream from £500 in the bank
20 Oct 2022
Contributed by Lukas
If you were asked to name a world-class place to surf, a field near Bristol isn’t the first locati...
What you need to know about gilts and why markets freaked out so much it toppled the Chancellor
14 Oct 2022
Contributed by Lukas
When gilts hit the headlines it’s a clear sign that trouble has not only been brewing but has been...
How bad will the mortgage chaos get and will it sink house prices??
07 Oct 2022
Contributed by Lukas
Rocketing rates have sent the average two and five-year fixed rate mortgage through the 6 per cent b...
Did the UK stage its own mini-financial crisis... and who was responsible?
30 Sep 2022
Contributed by Lukas
As markets went haywire and the Bank of England staged a bond market intervention earlier this week,...
In brief: Why is the pound falling and why are UK borrowing costs spiking?
26 Sep 2022
Contributed by Lukas
In this excerpt from the This is Money podcast, Simon Lambert and Georgie Frost discuss why the mini...
What does the tax-cutting mini-Budget mean for you and the UK?
23 Sep 2022
Contributed by Lukas
Britain's new Chancellor Kwasi Kwarteng delivered a blistering mini-Budget this week that was anythi...
The pound, inflation, interest rates and energy bills... what happens next?
16 Sep 2022
Contributed by Lukas
The Bank of England is tipped to raise interest rates by at least 0.5 per cent this week, but the po...
How to get a better pension: Steve Webb answers your questions
10 Sep 2022
Contributed by Lukas
This is Money's pensions guru Steve Webb racked up his 300th column answering readers' questions thi...
The cost of living crisis cutbacks that could harm your long-term wealth
02 Sep 2022
Contributed by Lukas
Belts are already being tightened but as bills head even higher more people will look to save where ...
Will the Government keep its state pension triple lock promise this time?
26 Aug 2022
Contributed by Lukas
Inflation is soaring and if predictions are correct, it would result in the Consumer Prices Index me...
Inflation hits double digits for the first time since 1982: How does today compare to 40 years ago?
19 Aug 2022
Contributed by Lukas
Inflation is up again with CPI now measured at 10.1 per cent, the highest since February 1982, whe...
Will rates keep rising and are cash Isas a good option again? Savings special podcast
12 Aug 2022
Contributed by Lukas
Rising bills and the cost-of-living crisis are forcing many to dip into savings pots, if they have o...
Why is the Bank of England raising interest rates into a recession?
05 Aug 2022
Contributed by Lukas
The idea of the Bank of England raising base rate by 0.5 percentage points at the same time as warni...
Out of the holiday loop? Our overseas summer travel special - top tips for a successful trip
29 Jul 2022
Contributed by Lukas
This summer has seen travel demand rebound and for many, it could be their first overseas jaunt sinc...
How I became financially independent: An interview with The Escape Artist
25 Jul 2022
Contributed by Lukas
In this special bonus This is Money podcast interview, Simon Lambert speaks to Barney Whiter, whose ...
Could you save enough to get financial independence?
24 Jul 2022
Contributed by Lukas
Financial independence and retiring early sounds great, but could you sacrifice enough of your spend...
What would you teach someone about money?
15 Jul 2022
Contributed by Lukas
What will Boris's downfall, a new Prime Minister and Chancellor mean for the economy and our finances?
08 Jul 2022
Contributed by Lukas
Boris Johnson finally came unstuck this week and resigned as Prime Minister after one scandal too ma...
How to battle unfair charges from private parking firms… and win: The This is Money podcast
01 Jul 2022
Contributed by Lukas
In recent times, private parking firms have come under scrutiny from motoring organisations, the Gov...
Is scrapping a mortgage stress test a wise move right now?
24 Jun 2022
Contributed by Lukas
A mortgage stress test designed to stop borrowers overstretching themselves will be scrapped, it was...
How will rapidly rising interest rates affect you?
20 Jun 2022
Contributed by Lukas
Base rate has gone from 0.1 per cent to 1.25 per cent in the space of six months, in a flurry of rat...
Are you saving enough for retirement? (And another state pension blunder)
12 Jun 2022
Contributed by Lukas
Women have already been hit by a huge state pension blunder in recent years, but now it seems the DW...
How can you protect against holiday chaos this summer?
04 Jun 2022
Contributed by Lukas
Just when you thought it was safe to go back on holiday... Britain descended into holiday chaos thi...
What would you do if you suddenly became super-rich?
27 May 2022
Contributed by Lukas
Sudden Wealth Syndrome. It's a thing apparently and something that many of us probably wouldn't mind...
Is a recession inevitable as inflation hammers the UK?
20 May 2022
Contributed by Lukas
Inflation continues to surge, the Bank of England says there is little it can do to stall it but is ...