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Toni and Ryan

CONFESSION: I've Been Scamming My Friends For Years

13 Apr 2026

Transcription

Chapter 1: What confession does the host reveal about scamming friends?

0.031 - 6.66 Ryan Jon

I have defrauded my closest friends. I'm up thousands and thousands of euros.

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7.581 - 25.225 Michelle

Hi, I'm Trudy from Adelaide, South Australia. Hi, I'm Michelle from New York, USA. Hi, my name's Christy from Prestwick in Scotland. And I approve this podcast.

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25.245 - 25.465

MUSIC PLAYS

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29.596 - 39.403 Ryan Jon

Welcome to the Tony and Ryan podcast. My name is Ryan. This is Dr. Author Tony Lodge. Can you please DM Tony, everyone, and say, there is really a podcast. It is a real show.

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39.503 - 44.938 Toni Lodge

Because I've just had somewhat of a bit of a breakdown of thinking, oh, is this all like, am I being Truman Showed?

44.918 - 58.153 Ryan Jon

She thinks that I am her doctor and that I just like interview her as the psychiatrist every day. And this whole thing is a ruse. So when she thinks she's going to work, she's just going into like as a patient going in for the day.

58.173 - 74.132 Toni Lodge

And I'm just having a nice little day. Torbs goes off to work and I just come here and spend my day with you guys. We order lunch sometimes. That's fun, you know. There's like an episode of Community and it's in season four or something. So it's like there's been a lot of...

74.112 - 94.43 Toni Lodge

and where they're like, oh, you guys all think that you're part of this community college, but Greendale is actually like an institution for like troubled minds and they like try and gaslight them into thinking that like none of it's been happened and you kind of start falling for it for a second. Then they're like, hang on, no, I'm wearing a Greendale backpack.

94.45 - 103.798 Toni Lodge

Like, you know, like they kind of all figure it out and it was just them trying to be gaslighted into like some crazy thing. But I watched that episode recently, so I'm kind of like-

Chapter 2: How does the host explain the mechanics of gift voucher fraud?

152.064 - 155.928 Ryan Jon

You're not put on a show. Yeah.

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156.409 - 157.31 Toni Lodge

Yeah. Yeah.

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157.51 - 158.572 Ryan Jon

Anything else you'd like to add?

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158.632 - 173.83 Toni Lodge

I was just going to say there was a little period, like, after my mum died where I was really nervous she was watching. Like, because, you know, everyone goes, your mum's watching over you and all of that. And I just kind of got a bit like, oh, like, how much?

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174.091 - 174.471 Ryan Jon

Yeah.

176.797 - 177.638 Toni Lodge

What she's saying.

177.658 - 178.981 Ryan Jon

Which bit in particular where you're like.

180.142 - 180.643 Toni Lodge

Jerking off.

180.884 - 181.284 Ryan Jon

Jerking off.

Chapter 3: What are the social implications of giving fake vouchers?

254.229 - 263.479 Toni Lodge

I reckon, though, it would be something you'd want to, like, you'd be like, because it's just a bit nosy, isn't it? Like, you'd want to, like, get some goss on the other side, don't you reckon?

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263.98 - 267.564 Ryan Jon

Ghost goss. I tell you, I don't know if this is an unpopular opinion.

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267.904 - 269.666 Toni Lodge

Oh, that's perfect now, that tea. Thank you.

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270.847 - 271.228 Ryan Jon

Oh, no.

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271.368 - 271.468

Okay.

271.617 - 284.054 Toni Lodge

I think I've got, what do they call that 100-day cough? Because I'm coughing and I can't get rid of it, eh? It's fine. Like, I don't feel bad, but I'm just coughing me fucking frog up.

284.915 - 285.997 Ryan Jon

Hannah, how do I go back?

286.277 - 286.918 Toni Lodge

Yeah.

286.938 - 287.279 Ryan Jon

Undo.

Chapter 4: How has the perception of bar soap changed among millennials?

351.489 - 352.01 Ryan Jon

Interception.

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352.59 - 354.172 Toni Lodge

Oh, I love when you get down on one knee.

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356.854 - 360.078 Ryan Jon

I pressed something and it deleted a whole bunch of stuff and I had to figure out the undo button.

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360.438 - 361.239 Toni Lodge

Oh, shake.

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363.061 - 365.243 Ryan Jon

Oh, last time I did that, I nearly threw the iPad out the window.

366.522 - 370.61 Toni Lodge

Last time we did that, you almost cum. Last time you shook it.

371.452 - 371.852 Ryan Jon

Thank you, Charles.

371.872 - 373.155 Toni Lodge

When was the last time you jerked off?

373.937 - 378.105 Ryan Jon

What time is it?

Chapter 5: What mental health themes are associated with Winnie the Pooh characters?

475.575 - 476.736 Ryan Jon

And they go, oh, all good.

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476.783 - 486.169 Toni Lodge

One step ahead of that. If someone got, I will swear down right fucking now, if someone bought me a voucher and I went to use it and it didn't work, I would never say anything.

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486.301 - 500.635 Ryan Jon

The anonymous person said they very rarely question, like only a few times of the hundred times they've done it have they asked because A, they never use it in the first place or B, they go to use it and it doesn't work and they just go, oh.

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500.655 - 504.339 Toni Lodge

Well, I would just feel so awkward being like, hey, that gift you got me doesn't work.

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504.399 - 509.984 Ryan Jon

So they've gone, they never ask for what could be a multitude of reasons.

511.225 - 512.967 Toni Lodge

You just wouldn't bring it up, I don't think.

513.352 - 519.881 Ryan Jon

They've done it a hundred times and two or three times the person's gone. Oh, and they go, oh, sorry, mate. Here it is. And they go, oh, good.

520.101 - 522.704 Toni Lodge

Well, that's pretty good ratio of having to buy it.

524.266 - 527.451 Ryan Jon

So you get all the social credit.

Chapter 6: What are the historical concerns regarding shared bar soap?

607.805 - 610.168 Toni Lodge

Buy three houses. Build them yourself.

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610.348 - 615.455 Ryan Jon

I earned massive friend points and I've paid absolutely nothing and I have no plans to stop.

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616.056 - 623.345 Toni Lodge

Okay. You know when we had that conversation about the movie Catch Me If You Can but you were talking about Now You See Me, Now You Don't?

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623.506 - 625.729 Ryan Jon

Are you thinking of American Gangster?

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625.969 - 626.029

No.

626.431 - 636.871 Toni Lodge

I don't know. I haven't seen that. But you know in Catch Me If You Can how it starts small and then he just gets more and more like confident. Five grand. That's asking for trouble.

637.052 - 639.276 Ryan Jon

So in American Gangster.

639.745 - 642.128 Toni Lodge

Sorry, my hair's all flapping out now my head.

642.569 - 647.255 Ryan Jon

Frank Lucas, who's one of the great gangsters of the US and the drug kingpin.

Chapter 7: How do personal experiences shape views on cleanliness and soap?

718.718 - 727.206 Ryan Jon

Yeah. Or if I gave someone a $5,000 voucher, I'd message three months later and go, hey, mate, did you end up using that thing? I want to see what you chose.

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727.226 - 740.104 Toni Lodge

Yeah, show me the couch you bought or whatever. I also think that it creates a divide because if you get me something for $5,000, then at your birthday, I'm like, fuck, I've got to get this guy something pretty good.

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740.084 - 750.318 Ryan Jon

Imagine if when Charles in 25,000 years gets married, I give him a $10,000 wedding gift and I give you a scratchy pack from Tats Lotto.

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750.478 - 752.08 Toni Lodge

So you kind of go, well... At $18.50.

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752.481 - 754.644 Ryan Jon

I mean... Would you feel a bit hard done by?

754.724 - 769.183 Toni Lodge

No, it's not about if you... If Charles gave... It's because I value him more than you. No, no, no. But it's if Charles gave you something really expensive and then me something not expensive, that's... I don't care. It's me giving him back something expensive.

769.203 - 769.804 Ryan Jon

Oh...

769.784 - 780.234 Toni Lodge

I don't care that he bought you something expensive and not me because you guys might have a different relationship. That's fine. We do. But it's the person who bought it for you. You then are like, fuck, I owe you.

780.254 - 790.122 Ryan Jon

So you move into a place and Charles gives you a $2,000 voucher. Then Charles moves into a place and you give him a $15 voucher and he goes, well, fucking right.

Chapter 8: What humorous anecdotes are shared about using bar soap?

837.088 - 838.57 Toni Lodge

Yeah.

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838.55 - 840.292 Ryan Jon

And that was the start of it.

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840.533 - 851.127 Toni Lodge

But I felt so guilty, so I certainly couldn't do it. But as someone who does forget gift vouchers, I could probably have been a victim of this and not realize.

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851.447 - 856.795 Ryan Jon

Good to know. With a wedding coming up?

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856.815 - 860.119 Toni Lodge

What do you mean there's no hotel reservation on the lodge?

860.639 - 874.125 Michelle

Hi, I'm Michelle from New York, USA. Hi, my name's Christy from Persic in Scotland. Hi, I'm Trudy from Adelaide. And you're listening to Tony and I.

878.138 - 905.327 Toni Lodge

apparently there's a tell me about this scam with the itunes card it's like a bit like it was a few years ago but there was this scam that the ato which is like the tax office in australia that they were people were posing as the ato and saying like if you want to pay off your debt with gift vouchers like that that because it's like untraceable because you just buy it and then you give it to someone it's gone and you think that the ato doesn't want itunes vouchers well

905.307 - 930.551 Toni Lodge

I just think that if you get a scam call or scam email and it's like you owe the tax man $50 worth of iTunes gift cards, like that's a kid playing Temple Run. Like that's a kid that wants to play Roblox. Like that's not believable to me. I just think that if you can get got by that, then maybe like that's up to natural selection. You know, that's like tags on the hairdryer stuff.

931.632 - 934.04 Ryan Jon

I... Studied accounting in undergrad.

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