Frequent Miler ArticleChase has refreshed the Sapphire Reserve and launched a brand-new Sapphire Reserve for Business card, both with a hefty $795 annual fee and elevated welcome offers. The changes reflect Chase's push into the ultra-premium card space with enhanced credits and benefits, though the value proposition varies depending on your spending habits and travel patterns.• Both cards offer $300 annual travel credits that automatically apply to eligible purchases• Personal card offers 100,000 Ultimate Rewards points plus $500 Chase Travel credit after $5,000 spend• Business card offers 200,000 points after $30,000 spend in six months• $500 in annual credits for "the edit" hotel collection, split between first and second half of year• Personal card includes exclusive $300 dining credit and $300 StubHub credit• Business card includes ZipRecruiter, Google Workspace, and giftcards.com credits• Both provide Chase Sapphire Lounge access for cardholder plus two guests• Chase appears to be implementing new application rules similar to Amex's lifetime language• Current Sapphire Preferred holders may not be eligible for the Reserve card• For existing Reserve cardholders, the annual fee increase timing affects the value propositionFollow us on Instagram @travelpartyof5 for updates on our application experiences and outcomes with these new Chase Sapphire offers.

Ask this episode

“What did the council decide on item 42?” — answered with the speaker and the moment.

Transcript

Related