CARD REFERRAL LINKS! The Hilton offers are all elevated until April 15, 2026. If you're seeing these links after that date, they should still work but will not be elevated offers. Hilton Honors Amex (No Annual Fee!) - 70K Hilton points + FNCHilton Surpass card (Amex) - 130K Hilton points + FNCHilton Aspire Card - 175K Hilton points (no extra FNC but this card does come with one every year automatically!)Hilton Honors Business Card (the one we just got!) - 175K Hilton points + FNC***** The below are not elevated offers but are still our referral links *****IHG personal card - 140K IHG pointsMarriott Bonvoy Business card - three 50K certificatesMarriott Bonvoy Brilliant card - 100K Marriott pointsThank you in advance for using our links! Hyatt’s award chart now uses five price bands within each category, pushing top-tier redemptions much higher and making peak family dates more expensive. We explain what changed, where value still exists with certificates and suite upgrades, and how to diversify with Hilton, Marriott, and IHG.• What the new Hyatt pricing tiers are and how far they stretch• Why peak family travel dates are most affected• How free night certificates gain value under the new bands• When suite upgrade awards still make sense• Why diversifying into Hilton, Marriott, and IHG matters• Credit card strategies to earn flexible points and more certs• Practical steps to book key stays before changes take effect• What to watch for with category shifts and rumored cardsIf you have never had a Hilton card before, we have referral links and we will put them in the show notesGo in the show notes and use our referral links to get the elevated offer, including the free night certificate

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“What did the council decide on item 42?” — answered with the speaker and the moment.

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