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在新冠疫情保险集体下架的同时，伴随着正常生活的恢复，各地出现抗原“两道杠”的发热患者也多了起来，这也导致一年前新冠隔离险中万元的新冠疫情确诊津贴开始出现理赔潮。于是又出现了常见的一幕：保险公司只有两种情况不赔，这不赔和那不赔！
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