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在过去的3年里，网商银行的“大山雀”系统为全国超过1200个涉农的县区，约三分之一左右的中国县区的150万的种植户，人均放贷5万块钱，平均贷款周期90天。如果在15年前，全世界任何一家银行能提供这样一套系统，它有可能获得诺贝尔经济学奖。有一个孟加拉人叫尤努斯，他因为创办了格莱珉银行，获得了诺贝尔和平奖。2023年的今天，中国的网商银行干了这件事，它当然不可能得诺贝尔和平奖或诺贝尔经济学奖，它只获得了一个资格，是什么资格呢？是在中国4600家银行系统里，能够活下来的资格。
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