微信公众号wzd009 中国人有一个很神奇的传统观念，欠钱的都是爷，借钱的金主都是软柿子、倒霉熊。这个观念也成功被移植到了汽车的事故处理上，发生事故了，往往全责方理直气壮趾高气扬，无责方小心翼翼唯唯诺诺。本应得到合法合理权利维护的无责方往往处于被动的、不利的位置，先是打电话报警，再是定责定损,再是修车，还要自己垫钱提车，最后拿着发票去找责任方索赔。运气好的话，这一系列黄金12宫闯关打怪完成以后，无责方最终浪费了大把时间和精力解决了这一个问题。运气不好的话，无责方需要顾及对方的心情，需要顾及对方无理的时间安排，需要顾及对方手头现金是否宽裕，无责方需要忍气吞声、温柔谦卑得和责任方一次又一次得沟通、确认，一次又一次得接受毫无道理的妥协退让。
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