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お金がないから投資する ・お金がないから無駄なものは節約する ・お金ができたら購入する ・後回しにしがち ・経験を買ってスキルアップ、モチベーションを作る ・自己投資してスイッチを入れる ・後回しにしていたらいつまでも変化なし
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