Allison (Allison Baggerly)

speaker

274 appearances 1 recordings 1 series first heard Oct 2025 last heard 30 Oct

Allison (Allison Baggerly)’s voice in public audio — every appearance, attributed to the second.

Trend

recordings per month · last 12 months

Recordings per month over the last 12 months — 1 in all, peaking in Oct 2025 with 1.

Appearances

newest first · ▶ plays the moment

Inspired Budget · #232: Used Your Emergency Fund? Here’s Your Next Step · 30 Oct 2025 podcast

You no longer have to prove to yourself that it's even possible.

You know it is because you've already done it.

That means you can do it again.

You can replicate that process, sometimes even faster or quicker because you know more about your money.

You know more about your spending habits than you did in the past.

So let's first reframe actually using our emergency fund and stop seeing it as this terrible, bad thing, and instead see it as proof that your financial plan is working.

Okay, let's get down to the step-by-step of how to actually rebuild your emergency fund once you have used it.

I'm going to break this down into five steps or really five tips, if you will.

And the first thing is to look at what happened.

Why did you have to tap into your emergency fund?

What expenses did you have to cover?

Were they truly emergencies?

I know that I have been guilty of spending my emergency fund on things that weren't truly emergencies.

I just truly wanted them.

at the time.

I'll be the first to admit that.

So look at what happened.

Was it actually an emergency?

Is it something that maybe you should have expected to happen eventually?

For instance, let's say that it was a car repair.

Showing 81–100 of 274 · page 5 of 14