Allison Pohle

speaker

908 appearances 18 recordings 1 series first heard Apr 2021 last heard Dec 2024

Allison Pohle’s voice in public audio — every appearance, attributed to the second.

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WSJ Your Money Briefing · Would You Swap Homes With a Stranger to Save on Hotel Costs? · 5 Jul 2024 podcast

So some people who live in New York City swap their apartment, which, again, can be a little bit dicey given the rules around short-term rentals.

But there's no money exchanged here.

It's pretty much as if you had a friend staying in your place for several weeks.

And so people who live in major cities find that their places are in high demand because it's a very affordable way to visit a city and to not pay for doing so.

Yes.

So it depends on the platform.

But some of them do have cancellation policies, for example, because if you plan to do a simultaneous swap where you're switching homes over the same dates and someone cancels, then you're really out of luck.

So they'll provide some assurance that they'll try to find you a different swap or different home.

Some of the platforms charge a deposit or a service fee to entice you to keep your reservation and make that commitment.

And others are based completely on trust where there are no guarantees in place.

So it really runs the gamut based on the type of service.

So it's something people should look into when they're signing up.

Maybe the service that they're joining is cheaper, but it might not have some of these guarantees.

They should ask where the house is located.

Do they need a car to get around?

Is it accessible by train or by public transit?

What types of options exist for doing things outside of the home?

They should also ask more specifics about insurance.

So you'll want to ask your own.

homeowners insurance if they cover this type of situation.

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