Andrew Nicholl
speaker
9,404 appearances
121 recordings
1 series
first heard Apr 2026
last heard 2d ago
Andrew Nicholl’s voice in public audio — every appearance, attributed to the second.
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recordings per month · last 12 monthsRecordings per month over the last 12 months — 121 in all, peaking in Jul 2026 with 29.
Appearances
So say for example, someone might say, Well, Natasha, my wife, she's seven years younger than me, but I want her to be able to retire at the same time as me.
Now, why might that be an issue when it comes to your financial planning?
Well, let's think about what might not be available.
So if Natasha's been putting into Kiwi Saver and we need
That money for retirement, she's not going to have access to that unless she's 65.
So if I'm retiring at my 65 and she's seven years younger, it's another seven years before she can access hers and the government superannuation.
So that puts a bit more of a burden on how much we need to have from when I turn 65.
And then, of course, got to remember that girls often last longer than boys.
Statistically, that's true.
And so if Natasha
Well, the plan needs to be a lot longer to accommodate for the fact that she'll live longer.
rage about everything.
Might say, yeah, I'm happy to work to 65, but I don't want to be working as many hours or as in a high-pressure job as I am today.
So sometimes I'm working with a couple right now.
She works in a very high-paying executive role at a big law firm.
And she said, I'm kind of a bit done with it.
I can do another five years of this, and then I'll do 10 years working in kind of a much more straightforward role.
Or he might say, Okay, well, I'm doing
Doing five days a week, I want to drop down to four or three by the time I turn 60.
And the reason that has implications to your retirement wealth is, well, if you slow down your working now, there might be some money that you need to top up if you've got a lifestyle request.
Showing 441–460 of 9,404 · page 23 of 471
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