Andrew Wheatley

It's exactly what we've just been talking about.

People need to refinance more often.

Once you understand how banks work and you're able to know the right time to move your mortgage and the right place to take it to, if you do nothing else, let's say, for example, refinance roughly every two to three years,

The average mortgage will get paid off two to three years quicker with over $100,000 less in interest payments without you doing anything else, without paying any extra money.

That's one of the greatest side hustles you could ever come across.

Every few years, a couple of hours work and the end result is hundreds of thousands of dollars.

The main reason is you're more likely to actually do it.

Refinancing your mortgage is one of those things that is on our to-do list, but you don't actually really want to do it.

So you'll find reasons to put it off.

But a mortgage broker is going to give you that extra push to do it.

And they're also going to do most of the work.

So the best reason is you're going to actually do it.

The second reason is you should end up with a better deal.

you can go and research it yourself or you can do something with your bank yourself.

That's better than doing nothing.

But you'd like to think that an expert will get a bit of a better result, especially when there's no charge for it.

Thank you.

This is probably the only time in my life I'll make the celebrity birthday list.

So thank you.

Thank you.